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UCGal
ParticipantForgive my ignorance… What are 2d TDs?
ParticipantForgive my ignorance… What are 2d TDs?
Participant[quote=GoUSC]To answer your point though…why should the bank help Bob if he actually has the money in hand. In fact why should Bob even consider keeping his house if the only way he can is by divesting his 401k.
If you can no longer afford your house…then you can no longer afford it. A certain percentage of people should be renters…and might always be renters. That is just the way it goes.
[/quote]I agree with this. Too many people bought more house than they could afford. “Bob” has options: he can divest one asset (401k) to keep another asset (the house). Or he can keep his 401k intact and do a short sale or go for forclosure. He’s not obligated to go the loan mod way.
Participant[quote=GoUSC]To answer your point though…why should the bank help Bob if he actually has the money in hand. In fact why should Bob even consider keeping his house if the only way he can is by divesting his 401k.
If you can no longer afford your house…then you can no longer afford it. A certain percentage of people should be renters…and might always be renters. That is just the way it goes.
[/quote]I agree with this. Too many people bought more house than they could afford. “Bob” has options: he can divest one asset (401k) to keep another asset (the house). Or he can keep his 401k intact and do a short sale or go for forclosure. He’s not obligated to go the loan mod way.
Participant[quote=GoUSC]To answer your point though…why should the bank help Bob if he actually has the money in hand. In fact why should Bob even consider keeping his house if the only way he can is by divesting his 401k.
If you can no longer afford your house…then you can no longer afford it. A certain percentage of people should be renters…and might always be renters. That is just the way it goes.
[/quote]I agree with this. Too many people bought more house than they could afford. “Bob” has options: he can divest one asset (401k) to keep another asset (the house). Or he can keep his 401k intact and do a short sale or go for forclosure. He’s not obligated to go the loan mod way.
Participant[quote=GoUSC]To answer your point though…why should the bank help Bob if he actually has the money in hand. In fact why should Bob even consider keeping his house if the only way he can is by divesting his 401k.
If you can no longer afford your house…then you can no longer afford it. A certain percentage of people should be renters…and might always be renters. That is just the way it goes.
[/quote]I agree with this. Too many people bought more house than they could afford. “Bob” has options: he can divest one asset (401k) to keep another asset (the house). Or he can keep his 401k intact and do a short sale or go for forclosure. He’s not obligated to go the loan mod way.
Participant[quote=GoUSC]To answer your point though…why should the bank help Bob if he actually has the money in hand. In fact why should Bob even consider keeping his house if the only way he can is by divesting his 401k.
If you can no longer afford your house…then you can no longer afford it. A certain percentage of people should be renters…and might always be renters. That is just the way it goes.
[/quote]I agree with this. Too many people bought more house than they could afford. “Bob” has options: he can divest one asset (401k) to keep another asset (the house). Or he can keep his 401k intact and do a short sale or go for forclosure. He’s not obligated to go the loan mod way.
Participant[quote=Allan from Fallbrook]The problem with the results is the methodology used to calculate them.
My understanding is that other criteria, such as dropout rate, GPA per student/class, etc were not taken into account.
Rather the ranking simply looked at the number of Advanced Placement (AP) and Int’l Baccalaureate (IB) participants per school and divided that into the number of students in the school.
Seems like a pretty narrowly defined criterion. [/quote]
I agree that the methodology is less than perfect. But it’s the same methodology that newsweek has used for years. It’s a data point… among many data points.
Participant[quote=Allan from Fallbrook]The problem with the results is the methodology used to calculate them.
My understanding is that other criteria, such as dropout rate, GPA per student/class, etc were not taken into account.
Rather the ranking simply looked at the number of Advanced Placement (AP) and Int’l Baccalaureate (IB) participants per school and divided that into the number of students in the school.
Seems like a pretty narrowly defined criterion. [/quote]
I agree that the methodology is less than perfect. But it’s the same methodology that newsweek has used for years. It’s a data point… among many data points.
Participant[quote=Allan from Fallbrook]The problem with the results is the methodology used to calculate them.
My understanding is that other criteria, such as dropout rate, GPA per student/class, etc were not taken into account.
Rather the ranking simply looked at the number of Advanced Placement (AP) and Int’l Baccalaureate (IB) participants per school and divided that into the number of students in the school.
Seems like a pretty narrowly defined criterion. [/quote]
I agree that the methodology is less than perfect. But it’s the same methodology that newsweek has used for years. It’s a data point… among many data points.
Participant[quote=Allan from Fallbrook]The problem with the results is the methodology used to calculate them.
My understanding is that other criteria, such as dropout rate, GPA per student/class, etc were not taken into account.
Rather the ranking simply looked at the number of Advanced Placement (AP) and Int’l Baccalaureate (IB) participants per school and divided that into the number of students in the school.
Seems like a pretty narrowly defined criterion. [/quote]
I agree that the methodology is less than perfect. But it’s the same methodology that newsweek has used for years. It’s a data point… among many data points.
Participant[quote=Allan from Fallbrook]The problem with the results is the methodology used to calculate them.
My understanding is that other criteria, such as dropout rate, GPA per student/class, etc were not taken into account.
Rather the ranking simply looked at the number of Advanced Placement (AP) and Int’l Baccalaureate (IB) participants per school and divided that into the number of students in the school.
Seems like a pretty narrowly defined criterion. [/quote]
I agree that the methodology is less than perfect. But it’s the same methodology that newsweek has used for years. It’s a data point… among many data points.
Participant[quote=AN]What? MMHS ranked higher than Coronado, Scripps, and RB? Wow, that’s definitely surprising to say the least. The best we can do in SD is Westview @181? That’s pretty sad.[/quote]
Preuss was #10 and one of the 4 schools at SDHS’s campus was #60.
But I was surprised by the rankings also. To see University City HS so close to Torrey Pines HS was a shocker to me.
Participant[quote=AN]What? MMHS ranked higher than Coronado, Scripps, and RB? Wow, that’s definitely surprising to say the least. The best we can do in SD is Westview @181? That’s pretty sad.[/quote]
Preuss was #10 and one of the 4 schools at SDHS’s campus was #60.
But I was surprised by the rankings also. To see University City HS so close to Torrey Pines HS was a shocker to me.
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