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UCGal
Participant[quote=Allan from Fallbrook][quote=UCGal][quote=Allan from Fallbrook]UCGal: I occasionally see large purple spiders battling it out in my living room.
Is that bad?[/quote]
That made me laugh.[/quote]
UCGal: Yeah, but what if I wasn’t kidding?!?[/quote]
Then I’m terrified. From your posts you’re heavily armed and have access to lots of explosives. Yikes.
Participant[quote=Allan from Fallbrook][quote=UCGal][quote=Allan from Fallbrook]UCGal: I occasionally see large purple spiders battling it out in my living room.
Is that bad?[/quote]
That made me laugh.[/quote]
UCGal: Yeah, but what if I wasn’t kidding?!?[/quote]
Then I’m terrified. From your posts you’re heavily armed and have access to lots of explosives. Yikes.
Participant[quote=blew_it]UCGal: This is a financial decision. If I held out to the end of my ARM (another 2.5 years) I don’t think values would go up enough to enable me to refinance. I think I will have job trouble in the future and am just taking the hit now.
[/quote]As long as you are willing to take the consequences (credit hit from a forclosure), it sounds like you’ve thought things through. You are in a better position than many since you have a non-recourse loan.
As I said before – I’m not surprised the bank didn’t act in their own best interest. Long term views have gone out the window, it’s all about short term views. Xboxboy makes a good point – the person who got your file might not have any incentive to work with you – and it will be more work if they do.
Good luck going forward.
Participant[quote=blew_it]UCGal: This is a financial decision. If I held out to the end of my ARM (another 2.5 years) I don’t think values would go up enough to enable me to refinance. I think I will have job trouble in the future and am just taking the hit now.
[/quote]As long as you are willing to take the consequences (credit hit from a forclosure), it sounds like you’ve thought things through. You are in a better position than many since you have a non-recourse loan.
As I said before – I’m not surprised the bank didn’t act in their own best interest. Long term views have gone out the window, it’s all about short term views. Xboxboy makes a good point – the person who got your file might not have any incentive to work with you – and it will be more work if they do.
Good luck going forward.
Participant[quote=blew_it]UCGal: This is a financial decision. If I held out to the end of my ARM (another 2.5 years) I don’t think values would go up enough to enable me to refinance. I think I will have job trouble in the future and am just taking the hit now.
[/quote]As long as you are willing to take the consequences (credit hit from a forclosure), it sounds like you’ve thought things through. You are in a better position than many since you have a non-recourse loan.
As I said before – I’m not surprised the bank didn’t act in their own best interest. Long term views have gone out the window, it’s all about short term views. Xboxboy makes a good point – the person who got your file might not have any incentive to work with you – and it will be more work if they do.
Good luck going forward.
Participant[quote=blew_it]UCGal: This is a financial decision. If I held out to the end of my ARM (another 2.5 years) I don’t think values would go up enough to enable me to refinance. I think I will have job trouble in the future and am just taking the hit now.
[/quote]As long as you are willing to take the consequences (credit hit from a forclosure), it sounds like you’ve thought things through. You are in a better position than many since you have a non-recourse loan.
As I said before – I’m not surprised the bank didn’t act in their own best interest. Long term views have gone out the window, it’s all about short term views. Xboxboy makes a good point – the person who got your file might not have any incentive to work with you – and it will be more work if they do.
Good luck going forward.
Participant[quote=blew_it]UCGal: This is a financial decision. If I held out to the end of my ARM (another 2.5 years) I don’t think values would go up enough to enable me to refinance. I think I will have job trouble in the future and am just taking the hit now.
[/quote]As long as you are willing to take the consequences (credit hit from a forclosure), it sounds like you’ve thought things through. You are in a better position than many since you have a non-recourse loan.
As I said before – I’m not surprised the bank didn’t act in their own best interest. Long term views have gone out the window, it’s all about short term views. Xboxboy makes a good point – the person who got your file might not have any incentive to work with you – and it will be more work if they do.
Good luck going forward.
Participant[quote=Allan from Fallbrook]UCGal: I occasionally see large purple spiders battling it out in my living room.
Is that bad?[/quote]
That made me laugh.
Participant[quote=Allan from Fallbrook]UCGal: I occasionally see large purple spiders battling it out in my living room.
Is that bad?[/quote]
That made me laugh.
Participant[quote=Allan from Fallbrook]UCGal: I occasionally see large purple spiders battling it out in my living room.
Is that bad?[/quote]
That made me laugh.
Participant[quote=Allan from Fallbrook]UCGal: I occasionally see large purple spiders battling it out in my living room.
Is that bad?[/quote]
That made me laugh.
Participant[quote=Allan from Fallbrook]UCGal: I occasionally see large purple spiders battling it out in my living room.
Is that bad?[/quote]
That made me laugh.
Participant[quote=paddyoh]You ain’t gonna believe this. Just had to listen to another Jeff Bridges Hyundai ad on the TV Machine.
[/quote]Paddy – can you do all of us a favor and get yourself a Tivo or some other DVR. Perhaps if you are able to fast forward through commercials you won’t obsess about which celebs are in them.
I truly do not understand this Don Quixote quest of yours to label everyone who doesn’t agree 100% as unamerican and to protest a paid gig that Jeff Bridges took. But it appears that Jeff Bridges and Hyundai are your windmills.
If you are so upset about Jeff Bridges and Hyundai may I respectfully suggest that you
a) don’t buy a hyundai
b) don’t go to Jeff Bridges movies.But please stop trying to force your view on the rest of us. We aren’t in the same Quixotic haze – see windmills, not dragons and maids in distress.
Participant[quote=paddyoh]You ain’t gonna believe this. Just had to listen to another Jeff Bridges Hyundai ad on the TV Machine.
[/quote]Paddy – can you do all of us a favor and get yourself a Tivo or some other DVR. Perhaps if you are able to fast forward through commercials you won’t obsess about which celebs are in them.
I truly do not understand this Don Quixote quest of yours to label everyone who doesn’t agree 100% as unamerican and to protest a paid gig that Jeff Bridges took. But it appears that Jeff Bridges and Hyundai are your windmills.
If you are so upset about Jeff Bridges and Hyundai may I respectfully suggest that you
a) don’t buy a hyundai
b) don’t go to Jeff Bridges movies.But please stop trying to force your view on the rest of us. We aren’t in the same Quixotic haze – see windmills, not dragons and maids in distress.
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