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UCGal
Participant[quote=Butleroftwo]Family Planning = abortion
Cost control = care based on a persons position on the productivity curve
Late term abortion = make sure they are dead before they hit the landfill
Hospice = painkillers ’til they die, on the cheapThese are the liberal Dems.- Culture of death[/quote]
Wow – I hope you never have a close family member deal with N-stage cancer. It changes your view of hospice.UCGal
Participant[quote=Butleroftwo]Family Planning = abortion
Cost control = care based on a persons position on the productivity curve
Late term abortion = make sure they are dead before they hit the landfill
Hospice = painkillers ’til they die, on the cheapThese are the liberal Dems.- Culture of death[/quote]
Wow – I hope you never have a close family member deal with N-stage cancer. It changes your view of hospice.August 9, 2009 at 4:49 PM in reply to: Have you ever considered installing artificial grass? #442904UCGal
Participant[quote=Veritas] I think the fake grass can also be a fire hazard.
[/quote]
We asked 3 different manufacturers about this, specifically.Fake grass melts but does not combust. At least the brands we looked at. We live above San Clemente Canyon and are in a designated fire zone on the fire maps put out by the county…
It gets ruined (melted) in a fire – but does not add to the fire hazard.
August 9, 2009 at 4:49 PM in reply to: Have you ever considered installing artificial grass? #443098UCGal
Participant[quote=Veritas] I think the fake grass can also be a fire hazard.
[/quote]
We asked 3 different manufacturers about this, specifically.Fake grass melts but does not combust. At least the brands we looked at. We live above San Clemente Canyon and are in a designated fire zone on the fire maps put out by the county…
It gets ruined (melted) in a fire – but does not add to the fire hazard.
August 9, 2009 at 4:49 PM in reply to: Have you ever considered installing artificial grass? #443436UCGal
Participant[quote=Veritas] I think the fake grass can also be a fire hazard.
[/quote]
We asked 3 different manufacturers about this, specifically.Fake grass melts but does not combust. At least the brands we looked at. We live above San Clemente Canyon and are in a designated fire zone on the fire maps put out by the county…
It gets ruined (melted) in a fire – but does not add to the fire hazard.
August 9, 2009 at 4:49 PM in reply to: Have you ever considered installing artificial grass? #443505UCGal
Participant[quote=Veritas] I think the fake grass can also be a fire hazard.
[/quote]
We asked 3 different manufacturers about this, specifically.Fake grass melts but does not combust. At least the brands we looked at. We live above San Clemente Canyon and are in a designated fire zone on the fire maps put out by the county…
It gets ruined (melted) in a fire – but does not add to the fire hazard.
August 9, 2009 at 4:49 PM in reply to: Have you ever considered installing artificial grass? #443684UCGal
Participant[quote=Veritas] I think the fake grass can also be a fire hazard.
[/quote]
We asked 3 different manufacturers about this, specifically.Fake grass melts but does not combust. At least the brands we looked at. We live above San Clemente Canyon and are in a designated fire zone on the fire maps put out by the county…
It gets ruined (melted) in a fire – but does not add to the fire hazard.
UCGal
Participant[quote=murf2222][quote=HLS]
This week, the national average rates are about 5.50%… I have 5.00% rate that comes with a fee.
At 5.50% I could get a commission but it’s not in the borrower’s best interest if they plan on staying in the loan for a few years..
[/quote]I’m a little confused HLS. Are you saying that the current rate is HIGHER than 5.50% if you don’t get a commission?[/quote]
I think he’s saying he gets a fee with both rates – but if he were to push a buyer into a 5.5% – he’d also get a commission… But, having worked with him, he doesn’t do that type of thing.
UCGal
Participant[quote=murf2222][quote=HLS]
This week, the national average rates are about 5.50%… I have 5.00% rate that comes with a fee.
At 5.50% I could get a commission but it’s not in the borrower’s best interest if they plan on staying in the loan for a few years..
[/quote]I’m a little confused HLS. Are you saying that the current rate is HIGHER than 5.50% if you don’t get a commission?[/quote]
I think he’s saying he gets a fee with both rates – but if he were to push a buyer into a 5.5% – he’d also get a commission… But, having worked with him, he doesn’t do that type of thing.
UCGal
Participant[quote=murf2222][quote=HLS]
This week, the national average rates are about 5.50%… I have 5.00% rate that comes with a fee.
At 5.50% I could get a commission but it’s not in the borrower’s best interest if they plan on staying in the loan for a few years..
[/quote]I’m a little confused HLS. Are you saying that the current rate is HIGHER than 5.50% if you don’t get a commission?[/quote]
I think he’s saying he gets a fee with both rates – but if he were to push a buyer into a 5.5% – he’d also get a commission… But, having worked with him, he doesn’t do that type of thing.
UCGal
Participant[quote=murf2222][quote=HLS]
This week, the national average rates are about 5.50%… I have 5.00% rate that comes with a fee.
At 5.50% I could get a commission but it’s not in the borrower’s best interest if they plan on staying in the loan for a few years..
[/quote]I’m a little confused HLS. Are you saying that the current rate is HIGHER than 5.50% if you don’t get a commission?[/quote]
I think he’s saying he gets a fee with both rates – but if he were to push a buyer into a 5.5% – he’d also get a commission… But, having worked with him, he doesn’t do that type of thing.
UCGal
Participant[quote=murf2222][quote=HLS]
This week, the national average rates are about 5.50%… I have 5.00% rate that comes with a fee.
At 5.50% I could get a commission but it’s not in the borrower’s best interest if they plan on staying in the loan for a few years..
[/quote]I’m a little confused HLS. Are you saying that the current rate is HIGHER than 5.50% if you don’t get a commission?[/quote]
I think he’s saying he gets a fee with both rates – but if he were to push a buyer into a 5.5% – he’d also get a commission… But, having worked with him, he doesn’t do that type of thing.
August 9, 2009 at 7:52 AM in reply to: Have you ever considered installing artificial grass? #442753UCGal
Participantthe current synthetic grasses “perc”. The water DOES drain into the ground underneath – hence recharging the aquafer. It is not the same as an impermiable concrete which forces the water into the storm water system. Rain will soak into the ground similar to if it were real grass. If it’s a hard clay surface underneath the synthetic grass then it won’t drain… but it wouldn’t drain if it were real grass over hard clay.
Lawns in San Diego make no sense… they make sense in places with lots of rain like Pennsylvania, Western Washington, etc… but here you cannot maintain a lawn without irrigation. It’s a hold back to the old english estates where you had rolling hills and sheep to keep them cropped.
August 9, 2009 at 7:52 AM in reply to: Have you ever considered installing artificial grass? #442948UCGal
Participantthe current synthetic grasses “perc”. The water DOES drain into the ground underneath – hence recharging the aquafer. It is not the same as an impermiable concrete which forces the water into the storm water system. Rain will soak into the ground similar to if it were real grass. If it’s a hard clay surface underneath the synthetic grass then it won’t drain… but it wouldn’t drain if it were real grass over hard clay.
Lawns in San Diego make no sense… they make sense in places with lots of rain like Pennsylvania, Western Washington, etc… but here you cannot maintain a lawn without irrigation. It’s a hold back to the old english estates where you had rolling hills and sheep to keep them cropped.
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