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UCGal
ParticipantPer public records the previous owners of 6610 Amberly bought at the peak (2006) for $557.5K.
Not knowing the current condition, but knowing the neighborhood… it could be a decent deal. It’s a an older neighborhood with a lot of long time residents. The house is small, but starter homes aren’t supposed to be McMansions.
How long are you planning to stay in the house? Do you need it to appreciate, or just hold it’s value?
What do houses in the neighborhood rent for? A quick look at Craigslist (unscientific) shows that a 2br in allied gardens/del cerro can rent for about $1400-1800. What would your mortgage/taxes be if you bought?
UCGal
ParticipantPer public records the previous owners of 6610 Amberly bought at the peak (2006) for $557.5K.
Not knowing the current condition, but knowing the neighborhood… it could be a decent deal. It’s a an older neighborhood with a lot of long time residents. The house is small, but starter homes aren’t supposed to be McMansions.
How long are you planning to stay in the house? Do you need it to appreciate, or just hold it’s value?
What do houses in the neighborhood rent for? A quick look at Craigslist (unscientific) shows that a 2br in allied gardens/del cerro can rent for about $1400-1800. What would your mortgage/taxes be if you bought?
UCGal
ParticipantIt’s not quite that straight forward, IMO… The banks don’t have the houses on the books yet – they haven’t foreclosed on the previous owners yet. Lots of the foreclosure inventory is in pre-foreclosure – not to the bank owned/REO state. Owners are living mortgage free, and the banks aren’t doing anything.
UCGal
ParticipantIt’s not quite that straight forward, IMO… The banks don’t have the houses on the books yet – they haven’t foreclosed on the previous owners yet. Lots of the foreclosure inventory is in pre-foreclosure – not to the bank owned/REO state. Owners are living mortgage free, and the banks aren’t doing anything.
UCGal
ParticipantIt’s not quite that straight forward, IMO… The banks don’t have the houses on the books yet – they haven’t foreclosed on the previous owners yet. Lots of the foreclosure inventory is in pre-foreclosure – not to the bank owned/REO state. Owners are living mortgage free, and the banks aren’t doing anything.
UCGal
ParticipantIt’s not quite that straight forward, IMO… The banks don’t have the houses on the books yet – they haven’t foreclosed on the previous owners yet. Lots of the foreclosure inventory is in pre-foreclosure – not to the bank owned/REO state. Owners are living mortgage free, and the banks aren’t doing anything.
UCGal
ParticipantIt’s not quite that straight forward, IMO… The banks don’t have the houses on the books yet – they haven’t foreclosed on the previous owners yet. Lots of the foreclosure inventory is in pre-foreclosure – not to the bank owned/REO state. Owners are living mortgage free, and the banks aren’t doing anything.
UCGal
ParticipantTo an extent this type of program has been going on for a while. When our 40 year old furnace died, I checked SDG&E to see if they had any rebates. Plus I got a federal rebate on my taxes that year. Same with my fridge – SDG&E hauled away the old fridge (which ran, but was dying rapidly) and gave me $50, since I’d purchased an energy star fridge.
As someone who considers themselves semi-green… I’m all for choosing energy star/efficient choices when you replace appliances, tvs, etc. But it is wasteful to replace working items that are still functional unless they are SUPER inefficient. People forget the “reuse” part of “reduce reuse recycle.” Our landfills can’t take everyone tossing out functional appliances just to get rebates.
UCGal
ParticipantTo an extent this type of program has been going on for a while. When our 40 year old furnace died, I checked SDG&E to see if they had any rebates. Plus I got a federal rebate on my taxes that year. Same with my fridge – SDG&E hauled away the old fridge (which ran, but was dying rapidly) and gave me $50, since I’d purchased an energy star fridge.
As someone who considers themselves semi-green… I’m all for choosing energy star/efficient choices when you replace appliances, tvs, etc. But it is wasteful to replace working items that are still functional unless they are SUPER inefficient. People forget the “reuse” part of “reduce reuse recycle.” Our landfills can’t take everyone tossing out functional appliances just to get rebates.
UCGal
ParticipantTo an extent this type of program has been going on for a while. When our 40 year old furnace died, I checked SDG&E to see if they had any rebates. Plus I got a federal rebate on my taxes that year. Same with my fridge – SDG&E hauled away the old fridge (which ran, but was dying rapidly) and gave me $50, since I’d purchased an energy star fridge.
As someone who considers themselves semi-green… I’m all for choosing energy star/efficient choices when you replace appliances, tvs, etc. But it is wasteful to replace working items that are still functional unless they are SUPER inefficient. People forget the “reuse” part of “reduce reuse recycle.” Our landfills can’t take everyone tossing out functional appliances just to get rebates.
UCGal
ParticipantTo an extent this type of program has been going on for a while. When our 40 year old furnace died, I checked SDG&E to see if they had any rebates. Plus I got a federal rebate on my taxes that year. Same with my fridge – SDG&E hauled away the old fridge (which ran, but was dying rapidly) and gave me $50, since I’d purchased an energy star fridge.
As someone who considers themselves semi-green… I’m all for choosing energy star/efficient choices when you replace appliances, tvs, etc. But it is wasteful to replace working items that are still functional unless they are SUPER inefficient. People forget the “reuse” part of “reduce reuse recycle.” Our landfills can’t take everyone tossing out functional appliances just to get rebates.
UCGal
ParticipantTo an extent this type of program has been going on for a while. When our 40 year old furnace died, I checked SDG&E to see if they had any rebates. Plus I got a federal rebate on my taxes that year. Same with my fridge – SDG&E hauled away the old fridge (which ran, but was dying rapidly) and gave me $50, since I’d purchased an energy star fridge.
As someone who considers themselves semi-green… I’m all for choosing energy star/efficient choices when you replace appliances, tvs, etc. But it is wasteful to replace working items that are still functional unless they are SUPER inefficient. People forget the “reuse” part of “reduce reuse recycle.” Our landfills can’t take everyone tossing out functional appliances just to get rebates.
UCGal
Participant[quote=zzz]May I ask about your dynamics? Are you both communicators? Are you both fairly easy going and agreeable? Is one of you more of the leader and the other a follower and happy with it? Are you both Type A? Just trying to get some insight.[/quote]
I would attribute it to two factors. We were older when we met/married. We both had owned our own homes for years – so we were both used to cooking/cleaning/yardwork/fixing stuff. Probably because of that we both have an attitude of looking around to see what needs doing – and doing it.
Because we were older (I was in my late 30’s he was in his late 40’s), neither of us had expectations of “changing” or “fixing” the other one… since we were both fairly set in our ways. WYSIWYG. That makes a huge difference in how we communicate – we knew the partner we were getting when we got married.
I wouldn’t say were big time communicators. But we are on the same page. Neither of us is big on the need to talk about problems. The “honey, we need to talk….” thing doesn’t happen a lot in our house.
I wouldn’t say either of us are type A, either. We are solid/stable/worker-bee types. Pretty boring.
And I wouldn’t say either of us is the leader. We just agree on all of the big stuff, and compromise on the little stuff. If one person feels stronger about something, the other usually gives in.
We both work in professional jobs (engineer and architect). We both tend to be problem solvers. So far, we haven’t had the career struggle since we’ve both taken the career/income hits when we chose to have kids.
I guess this is all fancy talk for saying I found a compatable person… I got lucky.
UCGal
Participant[quote=zzz]May I ask about your dynamics? Are you both communicators? Are you both fairly easy going and agreeable? Is one of you more of the leader and the other a follower and happy with it? Are you both Type A? Just trying to get some insight.[/quote]
I would attribute it to two factors. We were older when we met/married. We both had owned our own homes for years – so we were both used to cooking/cleaning/yardwork/fixing stuff. Probably because of that we both have an attitude of looking around to see what needs doing – and doing it.
Because we were older (I was in my late 30’s he was in his late 40’s), neither of us had expectations of “changing” or “fixing” the other one… since we were both fairly set in our ways. WYSIWYG. That makes a huge difference in how we communicate – we knew the partner we were getting when we got married.
I wouldn’t say were big time communicators. But we are on the same page. Neither of us is big on the need to talk about problems. The “honey, we need to talk….” thing doesn’t happen a lot in our house.
I wouldn’t say either of us are type A, either. We are solid/stable/worker-bee types. Pretty boring.
And I wouldn’t say either of us is the leader. We just agree on all of the big stuff, and compromise on the little stuff. If one person feels stronger about something, the other usually gives in.
We both work in professional jobs (engineer and architect). We both tend to be problem solvers. So far, we haven’t had the career struggle since we’ve both taken the career/income hits when we chose to have kids.
I guess this is all fancy talk for saying I found a compatable person… I got lucky.
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