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UCGal
Participant[quote=DataAgent]At $235 a sq ft, you did real good. Nice central location. Should be real easy to rent if you ever need to.[/quote]
I agree. The location makes it easy to rent out in the future.
Participant[quote=DataAgent]At $235 a sq ft, you did real good. Nice central location. Should be real easy to rent if you ever need to.[/quote]
I agree. The location makes it easy to rent out in the future.
ParticipantMission Valley is a good location – easy access to everything, centrally located. So that’s a big plus. A garage is also a big plus. The size is decent and a 3/2 gives you lots of options – depending on your circumstances (roommates, home office, etc.)
I would need to know more about your circumstances.
Are you planning on staying in the condo for the long haul (7+ years)? Transaction costs are significant and to me it doesn’t make sense to buy in a flat or falling market unless you are looking for shelter for the long term. If this is a stop-over for 2-3 years, personally I think buying for a short term doesn’t make much sense since you need to have a price increase to make up transaction costs. Renting makes more sense.
What are the HOA fees? If they’re high, that makes it less attractive.
Do you have kids? What school district is it?
All of those are things I’d need to consider about whether it was something *I* would consider a sound move.
ParticipantMission Valley is a good location – easy access to everything, centrally located. So that’s a big plus. A garage is also a big plus. The size is decent and a 3/2 gives you lots of options – depending on your circumstances (roommates, home office, etc.)
I would need to know more about your circumstances.
Are you planning on staying in the condo for the long haul (7+ years)? Transaction costs are significant and to me it doesn’t make sense to buy in a flat or falling market unless you are looking for shelter for the long term. If this is a stop-over for 2-3 years, personally I think buying for a short term doesn’t make much sense since you need to have a price increase to make up transaction costs. Renting makes more sense.
What are the HOA fees? If they’re high, that makes it less attractive.
Do you have kids? What school district is it?
All of those are things I’d need to consider about whether it was something *I* would consider a sound move.
ParticipantMission Valley is a good location – easy access to everything, centrally located. So that’s a big plus. A garage is also a big plus. The size is decent and a 3/2 gives you lots of options – depending on your circumstances (roommates, home office, etc.)
I would need to know more about your circumstances.
Are you planning on staying in the condo for the long haul (7+ years)? Transaction costs are significant and to me it doesn’t make sense to buy in a flat or falling market unless you are looking for shelter for the long term. If this is a stop-over for 2-3 years, personally I think buying for a short term doesn’t make much sense since you need to have a price increase to make up transaction costs. Renting makes more sense.
What are the HOA fees? If they’re high, that makes it less attractive.
Do you have kids? What school district is it?
All of those are things I’d need to consider about whether it was something *I* would consider a sound move.
ParticipantMission Valley is a good location – easy access to everything, centrally located. So that’s a big plus. A garage is also a big plus. The size is decent and a 3/2 gives you lots of options – depending on your circumstances (roommates, home office, etc.)
I would need to know more about your circumstances.
Are you planning on staying in the condo for the long haul (7+ years)? Transaction costs are significant and to me it doesn’t make sense to buy in a flat or falling market unless you are looking for shelter for the long term. If this is a stop-over for 2-3 years, personally I think buying for a short term doesn’t make much sense since you need to have a price increase to make up transaction costs. Renting makes more sense.
What are the HOA fees? If they’re high, that makes it less attractive.
Do you have kids? What school district is it?
All of those are things I’d need to consider about whether it was something *I* would consider a sound move.
ParticipantMission Valley is a good location – easy access to everything, centrally located. So that’s a big plus. A garage is also a big plus. The size is decent and a 3/2 gives you lots of options – depending on your circumstances (roommates, home office, etc.)
I would need to know more about your circumstances.
Are you planning on staying in the condo for the long haul (7+ years)? Transaction costs are significant and to me it doesn’t make sense to buy in a flat or falling market unless you are looking for shelter for the long term. If this is a stop-over for 2-3 years, personally I think buying for a short term doesn’t make much sense since you need to have a price increase to make up transaction costs. Renting makes more sense.
What are the HOA fees? If they’re high, that makes it less attractive.
Do you have kids? What school district is it?
All of those are things I’d need to consider about whether it was something *I* would consider a sound move.
August 25, 2009 at 12:13 PM in reply to: Liability for checking/savings/CD/credit card fraud #448772ParticipantThe law has changed. It used to be true that debit cards were not protected against fraudulent charges. Now the law is exactly the same for both credit cards and debit cards. Both offer zero percent liability. Meaning you’ll get a refund of reported/verified fraudulent charges.
But, more havoc can happen with a debit card – since the fraudulent charge, prior to being reported/refunded, reduces your balance. They don’t refund the bounced check charges that can happen if the fraudulent charge causes other, legitimate withdrawals to bounce.
Unfortunately, many banks and credit unions no longer offer ATM cards that DON’T have the visa or mastercard logo on them. I had quite a discussion with the teller at SDCCU about this.
August 25, 2009 at 12:13 PM in reply to: Liability for checking/savings/CD/credit card fraud #448965ParticipantThe law has changed. It used to be true that debit cards were not protected against fraudulent charges. Now the law is exactly the same for both credit cards and debit cards. Both offer zero percent liability. Meaning you’ll get a refund of reported/verified fraudulent charges.
But, more havoc can happen with a debit card – since the fraudulent charge, prior to being reported/refunded, reduces your balance. They don’t refund the bounced check charges that can happen if the fraudulent charge causes other, legitimate withdrawals to bounce.
Unfortunately, many banks and credit unions no longer offer ATM cards that DON’T have the visa or mastercard logo on them. I had quite a discussion with the teller at SDCCU about this.
August 25, 2009 at 12:13 PM in reply to: Liability for checking/savings/CD/credit card fraud #449304ParticipantThe law has changed. It used to be true that debit cards were not protected against fraudulent charges. Now the law is exactly the same for both credit cards and debit cards. Both offer zero percent liability. Meaning you’ll get a refund of reported/verified fraudulent charges.
But, more havoc can happen with a debit card – since the fraudulent charge, prior to being reported/refunded, reduces your balance. They don’t refund the bounced check charges that can happen if the fraudulent charge causes other, legitimate withdrawals to bounce.
Unfortunately, many banks and credit unions no longer offer ATM cards that DON’T have the visa or mastercard logo on them. I had quite a discussion with the teller at SDCCU about this.
August 25, 2009 at 12:13 PM in reply to: Liability for checking/savings/CD/credit card fraud #449375ParticipantThe law has changed. It used to be true that debit cards were not protected against fraudulent charges. Now the law is exactly the same for both credit cards and debit cards. Both offer zero percent liability. Meaning you’ll get a refund of reported/verified fraudulent charges.
But, more havoc can happen with a debit card – since the fraudulent charge, prior to being reported/refunded, reduces your balance. They don’t refund the bounced check charges that can happen if the fraudulent charge causes other, legitimate withdrawals to bounce.
Unfortunately, many banks and credit unions no longer offer ATM cards that DON’T have the visa or mastercard logo on them. I had quite a discussion with the teller at SDCCU about this.
August 25, 2009 at 12:13 PM in reply to: Liability for checking/savings/CD/credit card fraud #449561ParticipantThe law has changed. It used to be true that debit cards were not protected against fraudulent charges. Now the law is exactly the same for both credit cards and debit cards. Both offer zero percent liability. Meaning you’ll get a refund of reported/verified fraudulent charges.
But, more havoc can happen with a debit card – since the fraudulent charge, prior to being reported/refunded, reduces your balance. They don’t refund the bounced check charges that can happen if the fraudulent charge causes other, legitimate withdrawals to bounce.
Unfortunately, many banks and credit unions no longer offer ATM cards that DON’T have the visa or mastercard logo on them. I had quite a discussion with the teller at SDCCU about this.
August 25, 2009 at 8:12 AM in reply to: Should I go after my previous landlord for my security deposit ? #448658ParticipantThat is very good news that he re-rented it. He cannot legally go after the balance of the lease.
August 25, 2009 at 8:12 AM in reply to: Should I go after my previous landlord for my security deposit ? #448850ParticipantThat is very good news that he re-rented it. He cannot legally go after the balance of the lease.
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