Forum Replies Created
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UCGal
ParticipantI haven’t sold in California… but I sold in Washington State and in Pennsylvania. In both cases I had to fill out disclosure information as part of the listing package. So the listing agent had all the disclosure information before it was listed.
(Both homes were over 100 years old – so there was disclosure.)
UCGal
ParticipantI haven’t sold in California… but I sold in Washington State and in Pennsylvania. In both cases I had to fill out disclosure information as part of the listing package. So the listing agent had all the disclosure information before it was listed.
(Both homes were over 100 years old – so there was disclosure.)
UCGal
ParticipantSAIC has been trimming for a while. The mother of one of my sons friends was cut a while back. She’s seen a lot of her friends cut over the past few months.
Yes, these were high paying jobs and folks who didn’t see it coming.
It will hit San Diego hard.
UCGal
ParticipantSAIC has been trimming for a while. The mother of one of my sons friends was cut a while back. She’s seen a lot of her friends cut over the past few months.
Yes, these were high paying jobs and folks who didn’t see it coming.
It will hit San Diego hard.
UCGal
ParticipantSAIC has been trimming for a while. The mother of one of my sons friends was cut a while back. She’s seen a lot of her friends cut over the past few months.
Yes, these were high paying jobs and folks who didn’t see it coming.
It will hit San Diego hard.
UCGal
ParticipantSAIC has been trimming for a while. The mother of one of my sons friends was cut a while back. She’s seen a lot of her friends cut over the past few months.
Yes, these were high paying jobs and folks who didn’t see it coming.
It will hit San Diego hard.
UCGal
ParticipantSAIC has been trimming for a while. The mother of one of my sons friends was cut a while back. She’s seen a lot of her friends cut over the past few months.
Yes, these were high paying jobs and folks who didn’t see it coming.
It will hit San Diego hard.
September 20, 2009 at 7:50 AM in reply to: Fannie Mae will now loan up to 125% of current value on refi’s #459195UCGal
ParticipantOK – here are my thoughts.
It’s stupid… to loan more than a house is worth… BUT – since there is a restriction on no cash out – the people who take advantage of the LTV of 125% already owe at least 125%. Perhaps there will be people who are underwater MORE than 125% who bring cash to the table to get the lower interest rate. If that’s the case they’re potentially showing commitment to pay the debts they have.
September 20, 2009 at 7:50 AM in reply to: Fannie Mae will now loan up to 125% of current value on refi’s #459387UCGal
ParticipantOK – here are my thoughts.
It’s stupid… to loan more than a house is worth… BUT – since there is a restriction on no cash out – the people who take advantage of the LTV of 125% already owe at least 125%. Perhaps there will be people who are underwater MORE than 125% who bring cash to the table to get the lower interest rate. If that’s the case they’re potentially showing commitment to pay the debts they have.
September 20, 2009 at 7:50 AM in reply to: Fannie Mae will now loan up to 125% of current value on refi’s #459722UCGal
ParticipantOK – here are my thoughts.
It’s stupid… to loan more than a house is worth… BUT – since there is a restriction on no cash out – the people who take advantage of the LTV of 125% already owe at least 125%. Perhaps there will be people who are underwater MORE than 125% who bring cash to the table to get the lower interest rate. If that’s the case they’re potentially showing commitment to pay the debts they have.
September 20, 2009 at 7:50 AM in reply to: Fannie Mae will now loan up to 125% of current value on refi’s #459794UCGal
ParticipantOK – here are my thoughts.
It’s stupid… to loan more than a house is worth… BUT – since there is a restriction on no cash out – the people who take advantage of the LTV of 125% already owe at least 125%. Perhaps there will be people who are underwater MORE than 125% who bring cash to the table to get the lower interest rate. If that’s the case they’re potentially showing commitment to pay the debts they have.
September 20, 2009 at 7:50 AM in reply to: Fannie Mae will now loan up to 125% of current value on refi’s #459988UCGal
ParticipantOK – here are my thoughts.
It’s stupid… to loan more than a house is worth… BUT – since there is a restriction on no cash out – the people who take advantage of the LTV of 125% already owe at least 125%. Perhaps there will be people who are underwater MORE than 125% who bring cash to the table to get the lower interest rate. If that’s the case they’re potentially showing commitment to pay the debts they have.
UCGal
Participant[quote=svelte]Hmmm.
Why are food commodity prices dropping? I wouldn’t think people are eating less…ya gotta eat![/quote]
I’ve noticed some of my more upscale friends, who 2 years ago would insist on lunch in a full service restaurant, gradually shifting to counter service restaurants, then to brown bags.
As people eat their leftovers, rather than tossing them, they buy less food.
And high end brands are seeing a hit to sales. I have other friends who used to brag about shopping exclusively at Bristol Farms and Whole Foods (whole paycheck!). Now they’re shopping at Trader Joes and Ralphs.
People may be eating the same amount of food – but they’re watching their spending on food.
UCGal
Participant[quote=svelte]Hmmm.
Why are food commodity prices dropping? I wouldn’t think people are eating less…ya gotta eat![/quote]
I’ve noticed some of my more upscale friends, who 2 years ago would insist on lunch in a full service restaurant, gradually shifting to counter service restaurants, then to brown bags.
As people eat their leftovers, rather than tossing them, they buy less food.
And high end brands are seeing a hit to sales. I have other friends who used to brag about shopping exclusively at Bristol Farms and Whole Foods (whole paycheck!). Now they’re shopping at Trader Joes and Ralphs.
People may be eating the same amount of food – but they’re watching their spending on food.
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