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UCGal
Participant[quote=Allan from Fallbrook][quote=sdduuuude]Wow. That place is stunning.[/quote]
Yeah. Wow, talk about a dream home. I would kill just for the cars in those garages. Was that a Shelby GT I spied in and amongst those muscle cars?[/quote]
That’s what I was thinking… Does it come witht he cars?
Participant[quote=Allan from Fallbrook][quote=sdduuuude]Wow. That place is stunning.[/quote]
Yeah. Wow, talk about a dream home. I would kill just for the cars in those garages. Was that a Shelby GT I spied in and amongst those muscle cars?[/quote]
That’s what I was thinking… Does it come witht he cars?
September 23, 2009 at 10:16 AM in reply to: How Long Does It Take Before the Bank Takes The Houses Back? #460570ParticipantThis has been a common observation by Piggs. Banks are not moving homes from the NOD stage to the REO stage. The “shadow inventory” isn’t the banks owning and holding the houses – it’s the houses they should have – by all rights – foreclosed on.
The argument is that they are trying to work loan mods, or that they’re backlogged, or that there were moratoriums… There’s also the fact that the banks that service the mortgage probably don’t OWN the mortgage… so the process of taking a home back needs approval from the owners.
But I suspect it has a lot more to do with the fact that when a house goes back to the bank – it has to be marked to current value – not the inflated value it had previously been mortgaged at. Banks and mortgage owners don’t want to mark down those losses.
September 23, 2009 at 10:16 AM in reply to: How Long Does It Take Before the Bank Takes The Houses Back? #460763ParticipantThis has been a common observation by Piggs. Banks are not moving homes from the NOD stage to the REO stage. The “shadow inventory” isn’t the banks owning and holding the houses – it’s the houses they should have – by all rights – foreclosed on.
The argument is that they are trying to work loan mods, or that they’re backlogged, or that there were moratoriums… There’s also the fact that the banks that service the mortgage probably don’t OWN the mortgage… so the process of taking a home back needs approval from the owners.
But I suspect it has a lot more to do with the fact that when a house goes back to the bank – it has to be marked to current value – not the inflated value it had previously been mortgaged at. Banks and mortgage owners don’t want to mark down those losses.
September 23, 2009 at 10:16 AM in reply to: How Long Does It Take Before the Bank Takes The Houses Back? #461104ParticipantThis has been a common observation by Piggs. Banks are not moving homes from the NOD stage to the REO stage. The “shadow inventory” isn’t the banks owning and holding the houses – it’s the houses they should have – by all rights – foreclosed on.
The argument is that they are trying to work loan mods, or that they’re backlogged, or that there were moratoriums… There’s also the fact that the banks that service the mortgage probably don’t OWN the mortgage… so the process of taking a home back needs approval from the owners.
But I suspect it has a lot more to do with the fact that when a house goes back to the bank – it has to be marked to current value – not the inflated value it had previously been mortgaged at. Banks and mortgage owners don’t want to mark down those losses.
September 23, 2009 at 10:16 AM in reply to: How Long Does It Take Before the Bank Takes The Houses Back? #461175ParticipantThis has been a common observation by Piggs. Banks are not moving homes from the NOD stage to the REO stage. The “shadow inventory” isn’t the banks owning and holding the houses – it’s the houses they should have – by all rights – foreclosed on.
The argument is that they are trying to work loan mods, or that they’re backlogged, or that there were moratoriums… There’s also the fact that the banks that service the mortgage probably don’t OWN the mortgage… so the process of taking a home back needs approval from the owners.
But I suspect it has a lot more to do with the fact that when a house goes back to the bank – it has to be marked to current value – not the inflated value it had previously been mortgaged at. Banks and mortgage owners don’t want to mark down those losses.
September 23, 2009 at 10:16 AM in reply to: How Long Does It Take Before the Bank Takes The Houses Back? #461378ParticipantThis has been a common observation by Piggs. Banks are not moving homes from the NOD stage to the REO stage. The “shadow inventory” isn’t the banks owning and holding the houses – it’s the houses they should have – by all rights – foreclosed on.
The argument is that they are trying to work loan mods, or that they’re backlogged, or that there were moratoriums… There’s also the fact that the banks that service the mortgage probably don’t OWN the mortgage… so the process of taking a home back needs approval from the owners.
But I suspect it has a lot more to do with the fact that when a house goes back to the bank – it has to be marked to current value – not the inflated value it had previously been mortgaged at. Banks and mortgage owners don’t want to mark down those losses.
ParticipantOh – and to answer your other questions.
– The odds of choicing in are based on space/availability and, I think, order of application. So if you apply to a very popular school (like LJHS) your odds are worse than if you apply to a less popular, but still decent school (pt loma high school for example).
– The charter schools seem to be semi-easy to get in. I have friends sending their kids to Muir and they said it was easy…
I’m not sure – but my friend may have applied to Benchley both as choice and as magnet. I know she got in under the “choice” avenue.
It’s an odds game – if you apply to more than one school, you have better odds. My kids go to Curie – and a LOT of their classmates live outside of the neighborhood. Fine by me – shows they have active/involved parents who took the time to work the system.
ParticipantOh – and to answer your other questions.
– The odds of choicing in are based on space/availability and, I think, order of application. So if you apply to a very popular school (like LJHS) your odds are worse than if you apply to a less popular, but still decent school (pt loma high school for example).
– The charter schools seem to be semi-easy to get in. I have friends sending their kids to Muir and they said it was easy…
I’m not sure – but my friend may have applied to Benchley both as choice and as magnet. I know she got in under the “choice” avenue.
It’s an odds game – if you apply to more than one school, you have better odds. My kids go to Curie – and a LOT of their classmates live outside of the neighborhood. Fine by me – shows they have active/involved parents who took the time to work the system.
ParticipantOh – and to answer your other questions.
– The odds of choicing in are based on space/availability and, I think, order of application. So if you apply to a very popular school (like LJHS) your odds are worse than if you apply to a less popular, but still decent school (pt loma high school for example).
– The charter schools seem to be semi-easy to get in. I have friends sending their kids to Muir and they said it was easy…
I’m not sure – but my friend may have applied to Benchley both as choice and as magnet. I know she got in under the “choice” avenue.
It’s an odds game – if you apply to more than one school, you have better odds. My kids go to Curie – and a LOT of their classmates live outside of the neighborhood. Fine by me – shows they have active/involved parents who took the time to work the system.
ParticipantOh – and to answer your other questions.
– The odds of choicing in are based on space/availability and, I think, order of application. So if you apply to a very popular school (like LJHS) your odds are worse than if you apply to a less popular, but still decent school (pt loma high school for example).
– The charter schools seem to be semi-easy to get in. I have friends sending their kids to Muir and they said it was easy…
I’m not sure – but my friend may have applied to Benchley both as choice and as magnet. I know she got in under the “choice” avenue.
It’s an odds game – if you apply to more than one school, you have better odds. My kids go to Curie – and a LOT of their classmates live outside of the neighborhood. Fine by me – shows they have active/involved parents who took the time to work the system.
ParticipantOh – and to answer your other questions.
– The odds of choicing in are based on space/availability and, I think, order of application. So if you apply to a very popular school (like LJHS) your odds are worse than if you apply to a less popular, but still decent school (pt loma high school for example).
– The charter schools seem to be semi-easy to get in. I have friends sending their kids to Muir and they said it was easy…
I’m not sure – but my friend may have applied to Benchley both as choice and as magnet. I know she got in under the “choice” avenue.
It’s an odds game – if you apply to more than one school, you have better odds. My kids go to Curie – and a LOT of their classmates live outside of the neighborhood. Fine by me – shows they have active/involved parents who took the time to work the system.
Participant[quote=ibjames]How successful is using the “choice” option for kids and schools? What is the criteria they use? Is it more common that you can or do they tell you that you have to go to the neighborhood school?[/quote]
I have two friends who’ve done it successfully in San Diego Unified and I’m familiar with what they did. The info is available on the sandi.net website.
You pick your “choice” schools… Keep in mind EVERYONE is picking the la jolla ones… so your odds are worse.
My one friend lives in Kensington. She selected a magnet to apply for, a choice to apply for, and a charter to apply for. The choice school was Benchley/Weinberger. They got in. There is nothing saying you can’t apply to a different school in more than one way… I’m pretty sure the magnet she applied to was Spreckels. I forget which charter she applied to.
The other friend (her sister) was in the Kate Sessions area – but really wanted her daughter to go to Birdrock. They figured it wasn’t the end of the world if they didn’t make it – and only put in that one choice application (no magnet/charter apps). They got in.
I know people who choiced their kids OUT OF DISTRICT into La Jolla High School. I don’t know the full process of how they succeeded – but it involved a lot of friends who lived in La Jolla writing letters to support the application.
The process is on the website here:
http://www.sandi.net/20451072011450793/site/default.aspParticipant[quote=ibjames]How successful is using the “choice” option for kids and schools? What is the criteria they use? Is it more common that you can or do they tell you that you have to go to the neighborhood school?[/quote]
I have two friends who’ve done it successfully in San Diego Unified and I’m familiar with what they did. The info is available on the sandi.net website.
You pick your “choice” schools… Keep in mind EVERYONE is picking the la jolla ones… so your odds are worse.
My one friend lives in Kensington. She selected a magnet to apply for, a choice to apply for, and a charter to apply for. The choice school was Benchley/Weinberger. They got in. There is nothing saying you can’t apply to a different school in more than one way… I’m pretty sure the magnet she applied to was Spreckels. I forget which charter she applied to.
The other friend (her sister) was in the Kate Sessions area – but really wanted her daughter to go to Birdrock. They figured it wasn’t the end of the world if they didn’t make it – and only put in that one choice application (no magnet/charter apps). They got in.
I know people who choiced their kids OUT OF DISTRICT into La Jolla High School. I don’t know the full process of how they succeeded – but it involved a lot of friends who lived in La Jolla writing letters to support the application.
The process is on the website here:
http://www.sandi.net/20451072011450793/site/default.asp -
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