[UCGal]

Eugene – would that be in the San Pasqual valley? If so – would the houses have to have some agricultural use? (I know there’s currently an agricultural zoned area in the SPV near the wild animal park.)

[UCGal]

Eugene – would that be in the San Pasqual valley? If so – would the houses have to have some agricultural use? (I know there’s currently an agricultural zoned area in the SPV near the wild animal park.)

[UCGal]

Eugene – would that be in the San Pasqual valley? If so – would the houses have to have some agricultural use? (I know there’s currently an agricultural zoned area in the SPV near the wild animal park.)

[UCGal]

[quote=dbapig][quote=afx114]Kiva.org is innovation.[/quote]

True but is it really a Wall Street innovation or Tech innovation? It’s more of a tech innovation, aka internet.

You cannot really say ‘Wall Street’ and ‘Kiva’ in the same sentence.[/quote]

One involves macro financing. One involves micro financing.

One involves pooling debt into traunches and converting them to investment vehicles like MBS and CDOs… The other involves pooling small lenders to make loans to very small borrowers – to change the lives of the borrowers.

One is driven by people obsessed with profit and bonuses, the other is driven by people who quit their high tech jobs at Tivo, Broadcom, Ebay etc to start this microfinancing venture to do good.

There are comparisons – but they’re not very favorable to Wall Street.

[UCGal]

[quote=dbapig][quote=afx114]Kiva.org is innovation.[/quote]

True but is it really a Wall Street innovation or Tech innovation? It’s more of a tech innovation, aka internet.

You cannot really say ‘Wall Street’ and ‘Kiva’ in the same sentence.[/quote]

One involves macro financing. One involves micro financing.

One involves pooling debt into traunches and converting them to investment vehicles like MBS and CDOs… The other involves pooling small lenders to make loans to very small borrowers – to change the lives of the borrowers.

One is driven by people obsessed with profit and bonuses, the other is driven by people who quit their high tech jobs at Tivo, Broadcom, Ebay etc to start this microfinancing venture to do good.

There are comparisons – but they’re not very favorable to Wall Street.

[UCGal]

[quote=dbapig][quote=afx114]Kiva.org is innovation.[/quote]

True but is it really a Wall Street innovation or Tech innovation? It’s more of a tech innovation, aka internet.

You cannot really say ‘Wall Street’ and ‘Kiva’ in the same sentence.[/quote]

One involves macro financing. One involves micro financing.

One involves pooling debt into traunches and converting them to investment vehicles like MBS and CDOs… The other involves pooling small lenders to make loans to very small borrowers – to change the lives of the borrowers.

One is driven by people obsessed with profit and bonuses, the other is driven by people who quit their high tech jobs at Tivo, Broadcom, Ebay etc to start this microfinancing venture to do good.

There are comparisons – but they’re not very favorable to Wall Street.

[UCGal]

[quote=dbapig][quote=afx114]Kiva.org is innovation.[/quote]

True but is it really a Wall Street innovation or Tech innovation? It’s more of a tech innovation, aka internet.

You cannot really say ‘Wall Street’ and ‘Kiva’ in the same sentence.[/quote]

One involves macro financing. One involves micro financing.

One involves pooling debt into traunches and converting them to investment vehicles like MBS and CDOs… The other involves pooling small lenders to make loans to very small borrowers – to change the lives of the borrowers.

One is driven by people obsessed with profit and bonuses, the other is driven by people who quit their high tech jobs at Tivo, Broadcom, Ebay etc to start this microfinancing venture to do good.

There are comparisons – but they’re not very favorable to Wall Street.

[UCGal]

[quote=dbapig][quote=afx114]Kiva.org is innovation.[/quote]

True but is it really a Wall Street innovation or Tech innovation? It’s more of a tech innovation, aka internet.

You cannot really say ‘Wall Street’ and ‘Kiva’ in the same sentence.[/quote]

One involves macro financing. One involves micro financing.

One involves pooling debt into traunches and converting them to investment vehicles like MBS and CDOs… The other involves pooling small lenders to make loans to very small borrowers – to change the lives of the borrowers.

One is driven by people obsessed with profit and bonuses, the other is driven by people who quit their high tech jobs at Tivo, Broadcom, Ebay etc to start this microfinancing venture to do good.

There are comparisons – but they’re not very favorable to Wall Street.

[UCGal]

[quote=SellingMyHome]Not a plant at all. I was about to list with Battiata and was doing my due diligence researching his company. I did a search of Battitata Real Estate Complaints, and ended up here (found the BBB listing with no complaints by the way). I’ve been here before researching other things, so found this thread interesting.
[/quote]

I don’t trust the BBB. I’ve personally made a legitimate complaint to the BBB about a contractor – only to have the contractor rebutt it (with lies) and BBB took the complaint down.

BBB’s business model is that the businesses PAY them. So that gives them a bias to keep their paying customer happy.

If you really did your due dilligence about Battiata you’d have found the following:

http://www.ripoffreport.com/Loan-Modification/Matt-Battiata/matt-battiata-battiata-real-es-44f48.htm

http://allturdreality.com/?p=266

http://10newsblogs.com/iteam/?p=624

There are complaints out there… Not scrubbed away by the BBB.

[UCGal]

[quote=SellingMyHome]Not a plant at all. I was about to list with Battiata and was doing my due diligence researching his company. I did a search of Battitata Real Estate Complaints, and ended up here (found the BBB listing with no complaints by the way). I’ve been here before researching other things, so found this thread interesting.
[/quote]

I don’t trust the BBB. I’ve personally made a legitimate complaint to the BBB about a contractor – only to have the contractor rebutt it (with lies) and BBB took the complaint down.

BBB’s business model is that the businesses PAY them. So that gives them a bias to keep their paying customer happy.

If you really did your due dilligence about Battiata you’d have found the following:

http://www.ripoffreport.com/Loan-Modification/Matt-Battiata/matt-battiata-battiata-real-es-44f48.htm

http://allturdreality.com/?p=266

http://10newsblogs.com/iteam/?p=624

There are complaints out there… Not scrubbed away by the BBB.

[UCGal]

[quote=SellingMyHome]Not a plant at all. I was about to list with Battiata and was doing my due diligence researching his company. I did a search of Battitata Real Estate Complaints, and ended up here (found the BBB listing with no complaints by the way). I’ve been here before researching other things, so found this thread interesting.
[/quote]

I don’t trust the BBB. I’ve personally made a legitimate complaint to the BBB about a contractor – only to have the contractor rebutt it (with lies) and BBB took the complaint down.

BBB’s business model is that the businesses PAY them. So that gives them a bias to keep their paying customer happy.

If you really did your due dilligence about Battiata you’d have found the following:

http://www.ripoffreport.com/Loan-Modification/Matt-Battiata/matt-battiata-battiata-real-es-44f48.htm

http://allturdreality.com/?p=266

http://10newsblogs.com/iteam/?p=624

There are complaints out there… Not scrubbed away by the BBB.

[UCGal]

[quote=SellingMyHome]Not a plant at all. I was about to list with Battiata and was doing my due diligence researching his company. I did a search of Battitata Real Estate Complaints, and ended up here (found the BBB listing with no complaints by the way). I’ve been here before researching other things, so found this thread interesting.
[/quote]

I don’t trust the BBB. I’ve personally made a legitimate complaint to the BBB about a contractor – only to have the contractor rebutt it (with lies) and BBB took the complaint down.

BBB’s business model is that the businesses PAY them. So that gives them a bias to keep their paying customer happy.

If you really did your due dilligence about Battiata you’d have found the following:

http://www.ripoffreport.com/Loan-Modification/Matt-Battiata/matt-battiata-battiata-real-es-44f48.htm

http://allturdreality.com/?p=266

http://10newsblogs.com/iteam/?p=624

There are complaints out there… Not scrubbed away by the BBB.

[UCGal]

[quote=SellingMyHome]Not a plant at all. I was about to list with Battiata and was doing my due diligence researching his company. I did a search of Battitata Real Estate Complaints, and ended up here (found the BBB listing with no complaints by the way). I’ve been here before researching other things, so found this thread interesting.
[/quote]

I don’t trust the BBB. I’ve personally made a legitimate complaint to the BBB about a contractor – only to have the contractor rebutt it (with lies) and BBB took the complaint down.

BBB’s business model is that the businesses PAY them. So that gives them a bias to keep their paying customer happy.

If you really did your due dilligence about Battiata you’d have found the following:

http://www.ripoffreport.com/Loan-Modification/Matt-Battiata/matt-battiata-battiata-real-es-44f48.htm

http://allturdreality.com/?p=266

http://10newsblogs.com/iteam/?p=624

There are complaints out there… Not scrubbed away by the BBB.

[UCGal]

I live in UC, send my kids to Curie, and follow the rental and sales market here.

There is starting to be a crack in prices – a house on Weller just went pending with a list price of $320k. (Super low for this neighborhood.)

http://www.sdlookup.com/MLS-090060565-6907_Weller_San_Diego_CA_92122

I’ve also seen more and more houses for rent. Just on one stretch of Pavlov there are 3 or 4 “for rent” signs. 2 of those are going through realtors – so they may or may not be on Craigslist. I’ve also seen a lot of “for rent” signs down on and around Robbins.

The rent prices may be negotiable – especially as landlords figure out they have competition.

[UCGal]

I live in UC, send my kids to Curie, and follow the rental and sales market here.

There is starting to be a crack in prices – a house on Weller just went pending with a list price of $320k. (Super low for this neighborhood.)

http://www.sdlookup.com/MLS-090060565-6907_Weller_San_Diego_CA_92122

I’ve also seen more and more houses for rent. Just on one stretch of Pavlov there are 3 or 4 “for rent” signs. 2 of those are going through realtors – so they may or may not be on Craigslist. I’ve also seen a lot of “for rent” signs down on and around Robbins.

The rent prices may be negotiable – especially as landlords figure out they have competition.

[Author]

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