Forum Replies Created
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UCGal
ParticipantI hear you. My employer has the crappiest slim selection of 401k choices possible. It totally sucks.
ParticipantI hear you. My employer has the crappiest slim selection of 401k choices possible. It totally sucks.
Participant[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]
I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.
Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.
Participant[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]
I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.
Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.
Participant[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]
I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.
Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.
Participant[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]
I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.
Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.
Participant[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]
I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.
Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.
December 3, 2009 at 2:57 PM in reply to: OT: Public service announcement. Your property taxes are due in 10 days #489911Participant[quote=CBad]Oh yeah, I’m not going to hoard all year only to give it up in CC fees! I do e-check. :D[/quote]
I hear you. I get very resentful of “convenience fees.” If I can avoid a fee or surcharge, I definitely will!
December 3, 2009 at 2:57 PM in reply to: OT: Public service announcement. Your property taxes are due in 10 days #490077Participant[quote=CBad]Oh yeah, I’m not going to hoard all year only to give it up in CC fees! I do e-check. :D[/quote]
I hear you. I get very resentful of “convenience fees.” If I can avoid a fee or surcharge, I definitely will!
December 3, 2009 at 2:57 PM in reply to: OT: Public service announcement. Your property taxes are due in 10 days #490460Participant[quote=CBad]Oh yeah, I’m not going to hoard all year only to give it up in CC fees! I do e-check. :D[/quote]
I hear you. I get very resentful of “convenience fees.” If I can avoid a fee or surcharge, I definitely will!
December 3, 2009 at 2:57 PM in reply to: OT: Public service announcement. Your property taxes are due in 10 days #490548Participant[quote=CBad]Oh yeah, I’m not going to hoard all year only to give it up in CC fees! I do e-check. :D[/quote]
I hear you. I get very resentful of “convenience fees.” If I can avoid a fee or surcharge, I definitely will!
December 3, 2009 at 2:57 PM in reply to: OT: Public service announcement. Your property taxes are due in 10 days #490779Participant[quote=CBad]Oh yeah, I’m not going to hoard all year only to give it up in CC fees! I do e-check. :D[/quote]
I hear you. I get very resentful of “convenience fees.” If I can avoid a fee or surcharge, I definitely will!
ParticipantI just noticed a further question about condos…
Condos have the added risk of potentially insolvent HOAs. You’d need to do due dilligence to find out if the HOA was in trouble. If it’s in trouble you can’t get convential financing, after the fact.
ParticipantI just noticed a further question about condos…
Condos have the added risk of potentially insolvent HOAs. You’d need to do due dilligence to find out if the HOA was in trouble. If it’s in trouble you can’t get convential financing, after the fact.
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