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UCGal
ParticipantIf you PM me the address I’ll see what I can glean from public database diving.
FWIW – my husband and I have been looking at buying rental properties – and would be financing only a small portion of it… Goal is to have it be an income generator, not an income consumer. There are landlords that put some skin in the game.
UCGal
ParticipantIf you PM me the address I’ll see what I can glean from public database diving.
FWIW – my husband and I have been looking at buying rental properties – and would be financing only a small portion of it… Goal is to have it be an income generator, not an income consumer. There are landlords that put some skin in the game.
UCGal
ParticipantYou need the owners names as they show on the docs. This can be done by plugging in the parcel number to the county tax site. (You can get the parcel number from redfin, zillow, etc.)
From the name you harvest from the county tax collectors site – you can go to the county administration building and look at the recorded docs. Or – you can order non-certified copies for $2-$3/doc… Depends on whether time or money is more important to you.
If the landlord has more than one property it can be tricky figuring out which trust deed goes with which deed.
But just looking at the county recorders website will show if they are a serial refinancer… If they refinanced every year during the rise of the bubble – chances are they’re underwater. Just an observation from doing this exercise on properties that end up at trustee sales.
If they purchased the property between 2004-2007 – assume they’re underwater. That’s just doing the math.
But – the landlords may be ok being underwater… continuing to pay their mortgage. You can’t really know if it’s an issue till you see a default or NOT show up on the recorders site.
UCGal
ParticipantYou need the owners names as they show on the docs. This can be done by plugging in the parcel number to the county tax site. (You can get the parcel number from redfin, zillow, etc.)
From the name you harvest from the county tax collectors site – you can go to the county administration building and look at the recorded docs. Or – you can order non-certified copies for $2-$3/doc… Depends on whether time or money is more important to you.
If the landlord has more than one property it can be tricky figuring out which trust deed goes with which deed.
But just looking at the county recorders website will show if they are a serial refinancer… If they refinanced every year during the rise of the bubble – chances are they’re underwater. Just an observation from doing this exercise on properties that end up at trustee sales.
If they purchased the property between 2004-2007 – assume they’re underwater. That’s just doing the math.
But – the landlords may be ok being underwater… continuing to pay their mortgage. You can’t really know if it’s an issue till you see a default or NOT show up on the recorders site.
UCGal
ParticipantYou need the owners names as they show on the docs. This can be done by plugging in the parcel number to the county tax site. (You can get the parcel number from redfin, zillow, etc.)
From the name you harvest from the county tax collectors site – you can go to the county administration building and look at the recorded docs. Or – you can order non-certified copies for $2-$3/doc… Depends on whether time or money is more important to you.
If the landlord has more than one property it can be tricky figuring out which trust deed goes with which deed.
But just looking at the county recorders website will show if they are a serial refinancer… If they refinanced every year during the rise of the bubble – chances are they’re underwater. Just an observation from doing this exercise on properties that end up at trustee sales.
If they purchased the property between 2004-2007 – assume they’re underwater. That’s just doing the math.
But – the landlords may be ok being underwater… continuing to pay their mortgage. You can’t really know if it’s an issue till you see a default or NOT show up on the recorders site.
UCGal
ParticipantYou need the owners names as they show on the docs. This can be done by plugging in the parcel number to the county tax site. (You can get the parcel number from redfin, zillow, etc.)
From the name you harvest from the county tax collectors site – you can go to the county administration building and look at the recorded docs. Or – you can order non-certified copies for $2-$3/doc… Depends on whether time or money is more important to you.
If the landlord has more than one property it can be tricky figuring out which trust deed goes with which deed.
But just looking at the county recorders website will show if they are a serial refinancer… If they refinanced every year during the rise of the bubble – chances are they’re underwater. Just an observation from doing this exercise on properties that end up at trustee sales.
If they purchased the property between 2004-2007 – assume they’re underwater. That’s just doing the math.
But – the landlords may be ok being underwater… continuing to pay their mortgage. You can’t really know if it’s an issue till you see a default or NOT show up on the recorders site.
UCGal
ParticipantYou need the owners names as they show on the docs. This can be done by plugging in the parcel number to the county tax site. (You can get the parcel number from redfin, zillow, etc.)
From the name you harvest from the county tax collectors site – you can go to the county administration building and look at the recorded docs. Or – you can order non-certified copies for $2-$3/doc… Depends on whether time or money is more important to you.
If the landlord has more than one property it can be tricky figuring out which trust deed goes with which deed.
But just looking at the county recorders website will show if they are a serial refinancer… If they refinanced every year during the rise of the bubble – chances are they’re underwater. Just an observation from doing this exercise on properties that end up at trustee sales.
If they purchased the property between 2004-2007 – assume they’re underwater. That’s just doing the math.
But – the landlords may be ok being underwater… continuing to pay their mortgage. You can’t really know if it’s an issue till you see a default or NOT show up on the recorders site.
UCGal
ParticipantI would definitely work to get a copy of the lease. Perhaps deliver the next rent check in person – and hold the check till you have a copy of the lease. If the landlord can’t produce it – conveniently have a standard lease – pre filled out with the existing terms – ready to go.
Passive aggressive, maybe, but it takes away excuses.
UCGal
ParticipantI would definitely work to get a copy of the lease. Perhaps deliver the next rent check in person – and hold the check till you have a copy of the lease. If the landlord can’t produce it – conveniently have a standard lease – pre filled out with the existing terms – ready to go.
Passive aggressive, maybe, but it takes away excuses.
UCGal
ParticipantI would definitely work to get a copy of the lease. Perhaps deliver the next rent check in person – and hold the check till you have a copy of the lease. If the landlord can’t produce it – conveniently have a standard lease – pre filled out with the existing terms – ready to go.
Passive aggressive, maybe, but it takes away excuses.
UCGal
ParticipantI would definitely work to get a copy of the lease. Perhaps deliver the next rent check in person – and hold the check till you have a copy of the lease. If the landlord can’t produce it – conveniently have a standard lease – pre filled out with the existing terms – ready to go.
Passive aggressive, maybe, but it takes away excuses.
UCGal
ParticipantI would definitely work to get a copy of the lease. Perhaps deliver the next rent check in person – and hold the check till you have a copy of the lease. If the landlord can’t produce it – conveniently have a standard lease – pre filled out with the existing terms – ready to go.
Passive aggressive, maybe, but it takes away excuses.
UCGal
ParticipantMy big gripe is all the back story stuff being shown when they could be showing actual events. In the 90’s I lived up in WA state, just across the border from Vancouver – it was great because I could tune away when Bob Costas was rambling on or Jim McCay was doing some heartfelt story about some Olympian – and I could watch the 3 Canadian channels I got over the air. Allowed me to see the non-American athletes. The coverage on NBC seems to focus on very few athletes with excessive filler.
Not sure if curling should be an Olympic event – it’s like bocce ball on ice… but it’s fun to watch the strategy involved…
Ice dancing should NOT be an Olympic event… It’s right up there with rhythmic gymnastics in the summer Olympics. Pretty, but not Olympic.
UCGal
ParticipantMy big gripe is all the back story stuff being shown when they could be showing actual events. In the 90’s I lived up in WA state, just across the border from Vancouver – it was great because I could tune away when Bob Costas was rambling on or Jim McCay was doing some heartfelt story about some Olympian – and I could watch the 3 Canadian channels I got over the air. Allowed me to see the non-American athletes. The coverage on NBC seems to focus on very few athletes with excessive filler.
Not sure if curling should be an Olympic event – it’s like bocce ball on ice… but it’s fun to watch the strategy involved…
Ice dancing should NOT be an Olympic event… It’s right up there with rhythmic gymnastics in the summer Olympics. Pretty, but not Olympic.
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