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UCGal
ParticipantMy husband has a non-Californian fear of earth quakes. (I was born here – I take them as part of the landscape.)
He’s also an architect – so he went through and made the house itself more earth quake resistant…. It’s a 1960’s 2 story tract home. He added more bolts between the sill and foundation. He added a LOT more diagonal bracing… whenever he opens a wall for any reason, he reinforces it. He has taken the corners and replaced the drywall with plywood to add stiffening/sheer wall strength.
As far as generic preparedness – we always have an extra case of bottled water. (the one we’re using – and a full spare case.) We have the hand crank flashlights, we have data backed up and ready to grab. We have a lot of camping gear… The idea is that if we have to get out – for fire, earthquake, societal collapse – we’ve got the basics.
And I shop at Costco… so we always have bulk food. LOL.
UCGal
ParticipantMy husband has a non-Californian fear of earth quakes. (I was born here – I take them as part of the landscape.)
He’s also an architect – so he went through and made the house itself more earth quake resistant…. It’s a 1960’s 2 story tract home. He added more bolts between the sill and foundation. He added a LOT more diagonal bracing… whenever he opens a wall for any reason, he reinforces it. He has taken the corners and replaced the drywall with plywood to add stiffening/sheer wall strength.
As far as generic preparedness – we always have an extra case of bottled water. (the one we’re using – and a full spare case.) We have the hand crank flashlights, we have data backed up and ready to grab. We have a lot of camping gear… The idea is that if we have to get out – for fire, earthquake, societal collapse – we’ve got the basics.
And I shop at Costco… so we always have bulk food. LOL.
UCGal
Participant[quote=sdcellar]Are you guys serious about seeking investment properties? (I’m genuinely curious.)
Oh, and sorry, TV doesn’t count. I’m just interested in who thinks investment in San Diego real estate at this moment in time is a good idea. Seems like you’d _really_ need to know what you were doing…[/quote]
I’ve been looking at multi-family units… so far only 2 listings have penciled out – both were short sales – and there were SWARMS of potential buyers when we went to look at them. It was like a freeway of traffic of people going to look at them. We overheard conversations about how much above list to offer… We didn’t think we’d survive the bidding war with a price that cash-flowed -so we backed off.
So, I’d consider myself in the camp of interested in investment property, actively looking, but not buying at current prices.
There are a lot of knife catchers out there. I’ve been AMAZED at how high some of these places go for given the rents. I don’t know what people are thinking.
UCGal
Participant[quote=sdcellar]Are you guys serious about seeking investment properties? (I’m genuinely curious.)
Oh, and sorry, TV doesn’t count. I’m just interested in who thinks investment in San Diego real estate at this moment in time is a good idea. Seems like you’d _really_ need to know what you were doing…[/quote]
I’ve been looking at multi-family units… so far only 2 listings have penciled out – both were short sales – and there were SWARMS of potential buyers when we went to look at them. It was like a freeway of traffic of people going to look at them. We overheard conversations about how much above list to offer… We didn’t think we’d survive the bidding war with a price that cash-flowed -so we backed off.
So, I’d consider myself in the camp of interested in investment property, actively looking, but not buying at current prices.
There are a lot of knife catchers out there. I’ve been AMAZED at how high some of these places go for given the rents. I don’t know what people are thinking.
UCGal
Participant[quote=sdcellar]Are you guys serious about seeking investment properties? (I’m genuinely curious.)
Oh, and sorry, TV doesn’t count. I’m just interested in who thinks investment in San Diego real estate at this moment in time is a good idea. Seems like you’d _really_ need to know what you were doing…[/quote]
I’ve been looking at multi-family units… so far only 2 listings have penciled out – both were short sales – and there were SWARMS of potential buyers when we went to look at them. It was like a freeway of traffic of people going to look at them. We overheard conversations about how much above list to offer… We didn’t think we’d survive the bidding war with a price that cash-flowed -so we backed off.
So, I’d consider myself in the camp of interested in investment property, actively looking, but not buying at current prices.
There are a lot of knife catchers out there. I’ve been AMAZED at how high some of these places go for given the rents. I don’t know what people are thinking.
UCGal
Participant[quote=sdcellar]Are you guys serious about seeking investment properties? (I’m genuinely curious.)
Oh, and sorry, TV doesn’t count. I’m just interested in who thinks investment in San Diego real estate at this moment in time is a good idea. Seems like you’d _really_ need to know what you were doing…[/quote]
I’ve been looking at multi-family units… so far only 2 listings have penciled out – both were short sales – and there were SWARMS of potential buyers when we went to look at them. It was like a freeway of traffic of people going to look at them. We overheard conversations about how much above list to offer… We didn’t think we’d survive the bidding war with a price that cash-flowed -so we backed off.
So, I’d consider myself in the camp of interested in investment property, actively looking, but not buying at current prices.
There are a lot of knife catchers out there. I’ve been AMAZED at how high some of these places go for given the rents. I don’t know what people are thinking.
UCGal
Participant[quote=sdcellar]Are you guys serious about seeking investment properties? (I’m genuinely curious.)
Oh, and sorry, TV doesn’t count. I’m just interested in who thinks investment in San Diego real estate at this moment in time is a good idea. Seems like you’d _really_ need to know what you were doing…[/quote]
I’ve been looking at multi-family units… so far only 2 listings have penciled out – both were short sales – and there were SWARMS of potential buyers when we went to look at them. It was like a freeway of traffic of people going to look at them. We overheard conversations about how much above list to offer… We didn’t think we’d survive the bidding war with a price that cash-flowed -so we backed off.
So, I’d consider myself in the camp of interested in investment property, actively looking, but not buying at current prices.
There are a lot of knife catchers out there. I’ve been AMAZED at how high some of these places go for given the rents. I don’t know what people are thinking.
UCGal
Participant[quote=AK]You can search for NOD/NOT filings at lpsasap.com — just keep in mind that posted trustee sales get postponed or cancelled frequently for various reasons.
As far as your deposit, tenant rights after foreclosure, etc. … a couple of new state and federal laws have been passed, so you should probably talk to a lawyer.[/quote]
A better way to see the NOD/NOT filings is by looking at the county recorders database.
Once you see the NOT on file – then google the address – the notice of trustee sale has to be published as a legal notice – so you will find out the details without having to order the copy.
fidelityasap.com (lpasap) is a listing of trustee sales – but seems to only include, locally, the ones at the main courthouse (Downtown San Diego). I don’t see any of the trustee sales from El Cajon on fidelityasap.com Priorityposting.com (click on advanced search to use the tool – no log in required.) gives the trustee sales for the El Cajon courthouse. I’m not sure if there is a third database, or even if trustee sales happen at the north county court house.
One property I’ve been following was not showing up on fidelityasap – turns out it’s the El Cajon courthouse – so it was on priorityposting… This property is in Carlsbad – so no rhyme or reason why it’s trustee sale is in east county.
I believe it is 90 days or more between NOD and NOT. So start checking the county recorders grant deed database 90 days after the NOD was recorded. In the house I was following it was 94 days between NOT and NOD.
UCGal
Participant[quote=AK]You can search for NOD/NOT filings at lpsasap.com — just keep in mind that posted trustee sales get postponed or cancelled frequently for various reasons.
As far as your deposit, tenant rights after foreclosure, etc. … a couple of new state and federal laws have been passed, so you should probably talk to a lawyer.[/quote]
A better way to see the NOD/NOT filings is by looking at the county recorders database.
Once you see the NOT on file – then google the address – the notice of trustee sale has to be published as a legal notice – so you will find out the details without having to order the copy.
fidelityasap.com (lpasap) is a listing of trustee sales – but seems to only include, locally, the ones at the main courthouse (Downtown San Diego). I don’t see any of the trustee sales from El Cajon on fidelityasap.com Priorityposting.com (click on advanced search to use the tool – no log in required.) gives the trustee sales for the El Cajon courthouse. I’m not sure if there is a third database, or even if trustee sales happen at the north county court house.
One property I’ve been following was not showing up on fidelityasap – turns out it’s the El Cajon courthouse – so it was on priorityposting… This property is in Carlsbad – so no rhyme or reason why it’s trustee sale is in east county.
I believe it is 90 days or more between NOD and NOT. So start checking the county recorders grant deed database 90 days after the NOD was recorded. In the house I was following it was 94 days between NOT and NOD.
UCGal
Participant[quote=AK]You can search for NOD/NOT filings at lpsasap.com — just keep in mind that posted trustee sales get postponed or cancelled frequently for various reasons.
As far as your deposit, tenant rights after foreclosure, etc. … a couple of new state and federal laws have been passed, so you should probably talk to a lawyer.[/quote]
A better way to see the NOD/NOT filings is by looking at the county recorders database.
Once you see the NOT on file – then google the address – the notice of trustee sale has to be published as a legal notice – so you will find out the details without having to order the copy.
fidelityasap.com (lpasap) is a listing of trustee sales – but seems to only include, locally, the ones at the main courthouse (Downtown San Diego). I don’t see any of the trustee sales from El Cajon on fidelityasap.com Priorityposting.com (click on advanced search to use the tool – no log in required.) gives the trustee sales for the El Cajon courthouse. I’m not sure if there is a third database, or even if trustee sales happen at the north county court house.
One property I’ve been following was not showing up on fidelityasap – turns out it’s the El Cajon courthouse – so it was on priorityposting… This property is in Carlsbad – so no rhyme or reason why it’s trustee sale is in east county.
I believe it is 90 days or more between NOD and NOT. So start checking the county recorders grant deed database 90 days after the NOD was recorded. In the house I was following it was 94 days between NOT and NOD.
UCGal
Participant[quote=AK]You can search for NOD/NOT filings at lpsasap.com — just keep in mind that posted trustee sales get postponed or cancelled frequently for various reasons.
As far as your deposit, tenant rights after foreclosure, etc. … a couple of new state and federal laws have been passed, so you should probably talk to a lawyer.[/quote]
A better way to see the NOD/NOT filings is by looking at the county recorders database.
Once you see the NOT on file – then google the address – the notice of trustee sale has to be published as a legal notice – so you will find out the details without having to order the copy.
fidelityasap.com (lpasap) is a listing of trustee sales – but seems to only include, locally, the ones at the main courthouse (Downtown San Diego). I don’t see any of the trustee sales from El Cajon on fidelityasap.com Priorityposting.com (click on advanced search to use the tool – no log in required.) gives the trustee sales for the El Cajon courthouse. I’m not sure if there is a third database, or even if trustee sales happen at the north county court house.
One property I’ve been following was not showing up on fidelityasap – turns out it’s the El Cajon courthouse – so it was on priorityposting… This property is in Carlsbad – so no rhyme or reason why it’s trustee sale is in east county.
I believe it is 90 days or more between NOD and NOT. So start checking the county recorders grant deed database 90 days after the NOD was recorded. In the house I was following it was 94 days between NOT and NOD.
UCGal
Participant[quote=AK]You can search for NOD/NOT filings at lpsasap.com — just keep in mind that posted trustee sales get postponed or cancelled frequently for various reasons.
As far as your deposit, tenant rights after foreclosure, etc. … a couple of new state and federal laws have been passed, so you should probably talk to a lawyer.[/quote]
A better way to see the NOD/NOT filings is by looking at the county recorders database.
Once you see the NOT on file – then google the address – the notice of trustee sale has to be published as a legal notice – so you will find out the details without having to order the copy.
fidelityasap.com (lpasap) is a listing of trustee sales – but seems to only include, locally, the ones at the main courthouse (Downtown San Diego). I don’t see any of the trustee sales from El Cajon on fidelityasap.com Priorityposting.com (click on advanced search to use the tool – no log in required.) gives the trustee sales for the El Cajon courthouse. I’m not sure if there is a third database, or even if trustee sales happen at the north county court house.
One property I’ve been following was not showing up on fidelityasap – turns out it’s the El Cajon courthouse – so it was on priorityposting… This property is in Carlsbad – so no rhyme or reason why it’s trustee sale is in east county.
I believe it is 90 days or more between NOD and NOT. So start checking the county recorders grant deed database 90 days after the NOD was recorded. In the house I was following it was 94 days between NOT and NOD.
February 25, 2010 at 3:05 PM in reply to: Mortgages in walkable areas less likely to default. #517802UCGal
Participant[quote=briansd1]
I don’t know anyone in San Diego who is gainfully employed and doesn’t own a car. That says a lot about walkability in San Diego. If you have a good job, good income and don’t need to own a car, then I’d say that you live a walkable area.
[/quote]I know two families.
both live and work in the UTC area. When they need a car they use zipcar.For them, it works. They picked their neighborhood for the infrastructure of public transit, groceries, etc.
but I’ll admit – it’s pretty darn unusual.
February 25, 2010 at 3:05 PM in reply to: Mortgages in walkable areas less likely to default. #517944UCGal
Participant[quote=briansd1]
I don’t know anyone in San Diego who is gainfully employed and doesn’t own a car. That says a lot about walkability in San Diego. If you have a good job, good income and don’t need to own a car, then I’d say that you live a walkable area.
[/quote]I know two families.
both live and work in the UTC area. When they need a car they use zipcar.For them, it works. They picked their neighborhood for the infrastructure of public transit, groceries, etc.
but I’ll admit – it’s pretty darn unusual.
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