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UCGal
ParticipantWe all get our talking points somewhere…
I choose to get them from the “fake news” of the Daily Show… at least it makes me laugh.http://www.thedailyshow.com/watch/tue-april-13-2010/that-s-tariffic
If we address the tax code – we need to look at how deductions are used. It’s kind of like tea-partiers wanting government to keep their hands off their SS and Medicare. If you want a flat tax – there goes your home interest deduction, there goes your child as a deduction, there goes your 15% rate on long term cap gains, there goes your cap gain exclusion when you sell your house.
I’m not saying the current system is good – it’s not – it’s seriously eff’d up. But a lot of people don’t realize they could be a worse off with a flat tax. I know I personally benefit from the home interest rate deduction, the children deductions, the long term cap gains, tax deferal through 401ks, etc. All that goes away with a flat tax.
The good side of the flat tax – corporations, presumably, would also have to pay a flat tax – so no more creative book keeping, writing off inventory, moving assets around to hide profits offshore.
UCGal
ParticipantWe all get our talking points somewhere…
I choose to get them from the “fake news” of the Daily Show… at least it makes me laugh.http://www.thedailyshow.com/watch/tue-april-13-2010/that-s-tariffic
If we address the tax code – we need to look at how deductions are used. It’s kind of like tea-partiers wanting government to keep their hands off their SS and Medicare. If you want a flat tax – there goes your home interest deduction, there goes your child as a deduction, there goes your 15% rate on long term cap gains, there goes your cap gain exclusion when you sell your house.
I’m not saying the current system is good – it’s not – it’s seriously eff’d up. But a lot of people don’t realize they could be a worse off with a flat tax. I know I personally benefit from the home interest rate deduction, the children deductions, the long term cap gains, tax deferal through 401ks, etc. All that goes away with a flat tax.
The good side of the flat tax – corporations, presumably, would also have to pay a flat tax – so no more creative book keeping, writing off inventory, moving assets around to hide profits offshore.
UCGal
ParticipantI have been disgusted with Chase, overall, since they took over WaMu. We’re in the process of moving our accounts – since Chase seems so “fee happy” compared to Wamu. They’re giving us grief on some of my husband’s IRAs…
We’ll keep one account there – it’s the closest bank to our house – so it’s nice to have something walking distance… but Chase is doing a good job of alienating long term former WaMu customers.
UCGal
ParticipantI have been disgusted with Chase, overall, since they took over WaMu. We’re in the process of moving our accounts – since Chase seems so “fee happy” compared to Wamu. They’re giving us grief on some of my husband’s IRAs…
We’ll keep one account there – it’s the closest bank to our house – so it’s nice to have something walking distance… but Chase is doing a good job of alienating long term former WaMu customers.
UCGal
ParticipantI have been disgusted with Chase, overall, since they took over WaMu. We’re in the process of moving our accounts – since Chase seems so “fee happy” compared to Wamu. They’re giving us grief on some of my husband’s IRAs…
We’ll keep one account there – it’s the closest bank to our house – so it’s nice to have something walking distance… but Chase is doing a good job of alienating long term former WaMu customers.
UCGal
ParticipantI have been disgusted with Chase, overall, since they took over WaMu. We’re in the process of moving our accounts – since Chase seems so “fee happy” compared to Wamu. They’re giving us grief on some of my husband’s IRAs…
We’ll keep one account there – it’s the closest bank to our house – so it’s nice to have something walking distance… but Chase is doing a good job of alienating long term former WaMu customers.
UCGal
ParticipantI have been disgusted with Chase, overall, since they took over WaMu. We’re in the process of moving our accounts – since Chase seems so “fee happy” compared to Wamu. They’re giving us grief on some of my husband’s IRAs…
We’ll keep one account there – it’s the closest bank to our house – so it’s nice to have something walking distance… but Chase is doing a good job of alienating long term former WaMu customers.
UCGal
Participant[quote=briansd1]How does that attic fan work? I presume it draws the hot out out the attic preventing your house from heating up.
Does is draw air out of the house through the attic as well?[/quote]
It’s a high capacity, high CFM, fan that sucks the air up into the attic (which has vents.)
You have to be careful *when* you use it… We keep our house closed up during the heat of the day… by the afternoon it can be 10-15 degrees cooler inside with just this. Then when the sun is only on one side of the house- we crack windows on the shady side of the house and turn on the fan… that way we’re sucking in coolish air and pushing out the hotter air. It creates quite a breeze.
We use it in the morning till the temp in the house is the same as outside. Then turn of the fan, shut windows and curtains (in places we don’t mind the curtains shut.)
A few times we accidentally turned it on, late afternoon, when windows on the sunny side were open – not good to pull HOTTER air into the house. But you can undo that quickly by reversing which windows are open.
Noise can be an issue. Wouldn’t want it in the same room as me. But in our house it’s upstairs in the hall – not someplace people hang out…
UCGal
Participant[quote=briansd1]How does that attic fan work? I presume it draws the hot out out the attic preventing your house from heating up.
Does is draw air out of the house through the attic as well?[/quote]
It’s a high capacity, high CFM, fan that sucks the air up into the attic (which has vents.)
You have to be careful *when* you use it… We keep our house closed up during the heat of the day… by the afternoon it can be 10-15 degrees cooler inside with just this. Then when the sun is only on one side of the house- we crack windows on the shady side of the house and turn on the fan… that way we’re sucking in coolish air and pushing out the hotter air. It creates quite a breeze.
We use it in the morning till the temp in the house is the same as outside. Then turn of the fan, shut windows and curtains (in places we don’t mind the curtains shut.)
A few times we accidentally turned it on, late afternoon, when windows on the sunny side were open – not good to pull HOTTER air into the house. But you can undo that quickly by reversing which windows are open.
Noise can be an issue. Wouldn’t want it in the same room as me. But in our house it’s upstairs in the hall – not someplace people hang out…
UCGal
Participant[quote=briansd1]How does that attic fan work? I presume it draws the hot out out the attic preventing your house from heating up.
Does is draw air out of the house through the attic as well?[/quote]
It’s a high capacity, high CFM, fan that sucks the air up into the attic (which has vents.)
You have to be careful *when* you use it… We keep our house closed up during the heat of the day… by the afternoon it can be 10-15 degrees cooler inside with just this. Then when the sun is only on one side of the house- we crack windows on the shady side of the house and turn on the fan… that way we’re sucking in coolish air and pushing out the hotter air. It creates quite a breeze.
We use it in the morning till the temp in the house is the same as outside. Then turn of the fan, shut windows and curtains (in places we don’t mind the curtains shut.)
A few times we accidentally turned it on, late afternoon, when windows on the sunny side were open – not good to pull HOTTER air into the house. But you can undo that quickly by reversing which windows are open.
Noise can be an issue. Wouldn’t want it in the same room as me. But in our house it’s upstairs in the hall – not someplace people hang out…
UCGal
Participant[quote=briansd1]How does that attic fan work? I presume it draws the hot out out the attic preventing your house from heating up.
Does is draw air out of the house through the attic as well?[/quote]
It’s a high capacity, high CFM, fan that sucks the air up into the attic (which has vents.)
You have to be careful *when* you use it… We keep our house closed up during the heat of the day… by the afternoon it can be 10-15 degrees cooler inside with just this. Then when the sun is only on one side of the house- we crack windows on the shady side of the house and turn on the fan… that way we’re sucking in coolish air and pushing out the hotter air. It creates quite a breeze.
We use it in the morning till the temp in the house is the same as outside. Then turn of the fan, shut windows and curtains (in places we don’t mind the curtains shut.)
A few times we accidentally turned it on, late afternoon, when windows on the sunny side were open – not good to pull HOTTER air into the house. But you can undo that quickly by reversing which windows are open.
Noise can be an issue. Wouldn’t want it in the same room as me. But in our house it’s upstairs in the hall – not someplace people hang out…
UCGal
Participant[quote=briansd1]How does that attic fan work? I presume it draws the hot out out the attic preventing your house from heating up.
Does is draw air out of the house through the attic as well?[/quote]
It’s a high capacity, high CFM, fan that sucks the air up into the attic (which has vents.)
You have to be careful *when* you use it… We keep our house closed up during the heat of the day… by the afternoon it can be 10-15 degrees cooler inside with just this. Then when the sun is only on one side of the house- we crack windows on the shady side of the house and turn on the fan… that way we’re sucking in coolish air and pushing out the hotter air. It creates quite a breeze.
We use it in the morning till the temp in the house is the same as outside. Then turn of the fan, shut windows and curtains (in places we don’t mind the curtains shut.)
A few times we accidentally turned it on, late afternoon, when windows on the sunny side were open – not good to pull HOTTER air into the house. But you can undo that quickly by reversing which windows are open.
Noise can be an issue. Wouldn’t want it in the same room as me. But in our house it’s upstairs in the hall – not someplace people hang out…
UCGal
Participant[quote=CDMA ENG]
You should mention your attic fans work pretty damn well too for the AC end of the conversation…CE[/quote]
I’ve also got an attic fan – it works GREAT. (And is a big reason why we don’t need AC.)
UCGal
Participant[quote=CDMA ENG]
You should mention your attic fans work pretty damn well too for the AC end of the conversation…CE[/quote]
I’ve also got an attic fan – it works GREAT. (And is a big reason why we don’t need AC.)
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