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UCGal
ParticipantAre you in the bottom of a canyon, or top of a mesa? If you’re at a high point, flood insurance seems pointless.
As far as earthquake insurance… more info is needed. What year was the house built? Building standards have changed through the years – but most of the earthquake standards were in place form the mid 80’s on.
And, how close are you to fault lines.
http://www.sandiego.gov/development-services/hazards/hazardsmaps.shtmlFWIW – we live on a mesa above a canyon and don’t have flood insurance. And since my husband did his “seismic retrofit” to our early 60’s house, we canceled the earthquake insurance. (He added sheer walls, increased foundation bolts and strapping between 1st/2nd floor, added diagonal bracing… brought it up to better than current code.) He did all this because we’re pretty close to the Rose Canyon fault.
ParticipantAre you in the bottom of a canyon, or top of a mesa? If you’re at a high point, flood insurance seems pointless.
As far as earthquake insurance… more info is needed. What year was the house built? Building standards have changed through the years – but most of the earthquake standards were in place form the mid 80’s on.
And, how close are you to fault lines.
http://www.sandiego.gov/development-services/hazards/hazardsmaps.shtmlFWIW – we live on a mesa above a canyon and don’t have flood insurance. And since my husband did his “seismic retrofit” to our early 60’s house, we canceled the earthquake insurance. (He added sheer walls, increased foundation bolts and strapping between 1st/2nd floor, added diagonal bracing… brought it up to better than current code.) He did all this because we’re pretty close to the Rose Canyon fault.
February 9, 2011 at 7:32 PM in reply to: OT – Beach Culture. Florida, Texas, Hawaii, California? Which is best? #664154ParticipantWhat no mention of the Jersey Shore? Of course people don’t go “to the beach” they go “down the shore”.
February 9, 2011 at 7:32 PM in reply to: OT – Beach Culture. Florida, Texas, Hawaii, California? Which is best? #664216ParticipantWhat no mention of the Jersey Shore? Of course people don’t go “to the beach” they go “down the shore”.
February 9, 2011 at 7:32 PM in reply to: OT – Beach Culture. Florida, Texas, Hawaii, California? Which is best? #664823ParticipantWhat no mention of the Jersey Shore? Of course people don’t go “to the beach” they go “down the shore”.
February 9, 2011 at 7:32 PM in reply to: OT – Beach Culture. Florida, Texas, Hawaii, California? Which is best? #664959ParticipantWhat no mention of the Jersey Shore? Of course people don’t go “to the beach” they go “down the shore”.
February 9, 2011 at 7:32 PM in reply to: OT – Beach Culture. Florida, Texas, Hawaii, California? Which is best? #665295ParticipantWhat no mention of the Jersey Shore? Of course people don’t go “to the beach” they go “down the shore”.
ParticipantYikes. My older son has this.
Despite being an engineer, I don’t. I’ve always enjoyed taking things apart… but couldn’t always get them back together right. (Doh!)He’s dooooooooooomed.
ParticipantYikes. My older son has this.
Despite being an engineer, I don’t. I’ve always enjoyed taking things apart… but couldn’t always get them back together right. (Doh!)He’s dooooooooooomed.
ParticipantYikes. My older son has this.
Despite being an engineer, I don’t. I’ve always enjoyed taking things apart… but couldn’t always get them back together right. (Doh!)He’s dooooooooooomed.
ParticipantYikes. My older son has this.
Despite being an engineer, I don’t. I’ve always enjoyed taking things apart… but couldn’t always get them back together right. (Doh!)He’s dooooooooooomed.
ParticipantYikes. My older son has this.
Despite being an engineer, I don’t. I’ve always enjoyed taking things apart… but couldn’t always get them back together right. (Doh!)He’s dooooooooooomed.
Participant[quote=briansd1][quote=Ren]Greece.[/quote]
I’ve not been to Greece yet. But I know a Greek-American guy who moved there, got married, and lives there part of the year.
I understand that people over there don’t like to (or can’t) take on mortgages. They build onto their houses as they have money. So there are lots of houses in perpetual construction.
The people are not mortgaging the future. But too bad the government took on too much debt.[/quote]
I think there’s a property tax issue as well – it’s not fully taxed till it’s “completed”. So a lot of homes are in various stages of “incomplete”.Participant[quote=briansd1][quote=Ren]Greece.[/quote]
I’ve not been to Greece yet. But I know a Greek-American guy who moved there, got married, and lives there part of the year.
I understand that people over there don’t like to (or can’t) take on mortgages. They build onto their houses as they have money. So there are lots of houses in perpetual construction.
The people are not mortgaging the future. But too bad the government took on too much debt.[/quote]
I think there’s a property tax issue as well – it’s not fully taxed till it’s “completed”. So a lot of homes are in various stages of “incomplete”. -
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