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UCGal
ParticipantAre your tenants on a rental agreement that locks in the rate for a specific period of time? If so you need to wait till the period is up before you raise the rent.
If the tenant is a good tenant I would increase (at the end of the lease) 10% or $100 whichever is less. In this case that’s $100.
ParticipantWe looked at what would make it possible for the surviving parent to get by. For us – that was a paid off house.
So we got term for the amount we owed on the house for each of us. We got 10 year term because we had a plan in place to pay off the house w/in 10 years. Our term is about to expire (and we owe very little on the house and will lump sum payoff the house on my birthday this year.)
Other folks look at different aspects – folks in retirement age might look at pension/ss hits if the person dies. If you have 2 earners SS – the surviving spouse will get the higher of the 2 SSs – but if they need BOTH to survive – then term insurance is needed to make up for the budget shortfall. Same idea with pensions – if there’s no joint survivorship option on a pension – you can cover this with life insurance.
You’ll have to look at your own situation and needs.
Participant[quote=Blogstar][quote=Blogstar]The people who are clean and do everything right almost inevitably have as much trouble and often more than anyone else, why is that?[/quote]
Bump[/quote]
I think the people who have come from clean, picture perfect lives often assume that life, career, etc, will be easy – they haven’t faced adversity.When faced with tough situations, they may or may not have the skills, strength, fortitude to work through it.
Oh – and I’m totally stealing your idea of contractor bags. We’re planning some travel and will put 1 or two in our small rolling luggage for souvenirs we pick up along the way. Only problems I see with contractor bags is:
– doesn’t roll or strap to back so a pain to haul from a train station to a hotel or B&B.
– can’t be locked.
– Closing it I suppose can involve twist ties or knots – but knots would lessen the volume. (Although contractor bags are HUGE – so volume should not be an issue.Participant[quote=scaredyclassic]also, speaking of baggage, i bought some really nice travel bag and travelled with it. and it made travelling a little nicer. the right baggage is great…[/quote]
We splurged on Briggs and Riley luggage about 10 years ago. We have never regretted it. No issues at all with quality – and their lifetime warranty is actually lifetime – not 8 years. I bought B&R after noticing some of my career road warrier friends were using it – after having bags fall apart because of abuse by baggage handlers.
Good luggage makes for less stressful travel.
[quote=svelte]OK.
I need to go out and buy my wife some flowers.
She brought no baggage to our marriage, doesn’t have any traits that bother me, and actually still excites me every time I see her after decades of marriage. It sounds like I may be the only one in this electronic room that can say that.
[/quote]Not the only one in this electronic room. I feel the same way about my husband. No baggage, no quirks, makes me laugh out loud regularly and still attractive after all these years.
ParticipantDo you want to hear an even more messed up family deed title mess?
Grandparents owned vacation house jointly. They lived in another state than this vacation house. Grandfather dies property is retitled to his wife. That was the last proper step.
Grandmother dies 10 years later. Her will is probated in the state she lives – but the out of state property is never retitled. Her will gives the property in equal shares to the 5 children.
A few years later one of the children dies. He was single – his will gives his share to his remaining four siblings. His will was again probated in the state he lived in – but not the state of the property.
A decade later – another sibling dies… no will. Assets (what few there were) went to his wife since they were jointly titled with her – except this property. His wife verbally states she wants nothing to do with this property since she’s being asked to pay shares of the taxes, utilities, insurance, etc. She verbally states she’s walking away.
The third sibling dies, in a 3rd state. Leaving 2 survivors from the grandparents, still standing. One of the two remaining siblings announces that the share goes away when you die. (No legal basis for this – just a forceful statement that this is how she sees it.) The newly deceased sibling has a will that is going through probate. The survivors (one is in his 90’s the other is in her late 80’s) finally decide to try to sell – and all of the deed issues, unprobated wills, etc come to bear.
Lawyers are involved. 3 states are involved. Probate courts are involved. Title companies are involved.
In the end – after all the bills are paid – the two survivors, and the two estates that didn’t will their share back to the survivors, the shares will amount to about $15k each.
We’re coming up on the year mark and second buyer… (first buyer walked after 6 months of waiting for clear title.)
It’s a mess. It’s also a race to see if it can be sold before the remaining two siblings die.
ParticipantDoesn’t inventory normally go up in the spring for summer sales?
People don’t want to list around Christmas – it’s the slow season.
I could be wrong.
ParticipantI’ve discussed the hair thing for men with my friends.
Hair is good.
Bald is good.
Some women prefer one over the other – most women are fine with either.Now for the bad parts:
Fake hair (toupe’s) are bad.
Comb overs are beyond bad. (I wanted it in our marital vows that a comb over would be grounds for divorce!)
Hair inplants are bad… you can tell.
Dyed hair is hard to keep up. Especially with the OTC Just for Men or Grecian. Unless the hair is professionally done it’s usually easy enough to spot a dye job. That’s Bad. – real hair color is not uniform – it’s a mix of colors. Dyed hair is all black, or all chestnut brown…. uniform in color. (that’s why women who color their hair pay big bucks to get it done professionally.)
Work with what you have. If you have thinning hair and don’t want to shave to bald – keep it close cropped. Or shave it. The women in your life will prefer that over trying to cling to hair that isn’t there.
Participant[quote=kev374]what if the financial liability was from a real estate scam that was orchestrated by her mother? And she committed misrepresentation and is thus being sued along with her mother but claims innocence in the whole thing saying she trusted the mother who said all was legit?
So Blogstar, you’re saying you would be ok marrying someone who had $90k student loans and earns $35,000/yr? After marriage what if she decides that it’s best for her to be a stay at home mom while you have to slog your behind off not only to support a family with one income but also pay her $90k in student debt off.[/quote]
Her parents character/financial health shouldn’t reflect badly on her. BUT her being involved with them financially SHOULD reflect badly on her. It sounds like she got entwined, and might again since they are her parents.
No person is perfect. So you need to figure out how to unentwine her from her parents finances and scams. Only you can decide if the possible debt of $90k is enough to make you walk away from someone you’re compatible with. But it sounds like a certainty that you are incompatible with her parents.
You need to figure out if she is willing to set boundaries/limits on her parents… or they might drag you and your future wife down.
Edited to add: Your girlfriend isn’t named Teresa Guiduce is she? (google it.)
April 26, 2014 at 6:48 AM in reply to: Never Ever Take a Car With Rims You Care About to Costco Tires #773379Participant[quote=bababooey]The tire center is one of the best places at Costco, no free food samples thus no family’s with grandparents and children abandoning there shopping cart in front of you to hoard as much soylent green as they can get.[/quote]
OMG this is funny. The sample carts and how people react to them is one of my pet peeves. Your description is great.Participant[quote=scaredyclassic]
Prosperity gospel is about as egotistical as it gets, but very veryvl american…[/quote]
Very American.
In the 80’s I lived downtown – near the old El Cortez convention center. On Sundays, Terry Cole Whitaker had services for her church. It was semi-Christian with a big dose of new age, and dolloped with a large appeal to “greed is good”.
I went to a service with a friend – she was very excited by it. To me it came across as a cult based on greed. Lots of messages to tythe to the church and you’d be paid back GUARANTEED with wealth.
As a neighbor to this church I wasn’t impressed with the folks attending the church. Rude, bad parkers, and not unusual to see them littering. Not good neighbors in other words.
She was kicked out of the church (and started a new one) when it came to light that she and some of her closest advisors were extracting money from the church at pretty heft rates.
The church motto was “Prosperity is your divine right”.
ParticipantThis thread has to be one of the most interesting threads on Piggington. Much better than discussing whether Jeff Bridges has sold out. LOL.
On the topic of faith at the time of death, I’ll share my observations of my Dad and brother. Dad was basically an agnostic. My brother was born again. My brother had much more fear of death than my dead. He would talk about joining God in heaven. He was not at peace with his terminal illness and went through horrific “heroic” measures to try and extend his life. He was constantly praying in what sounded like bargaining terms with God.
Dad was at peace with it all – choosing quality of life over quantity. Knowing he was going to die – he wanted to lead a good life while he could.Kind of the opposite of CARs parents.
As far as theological discussions with those around me. I have them. I’m an agnostic. The only thing I’m certain of is that I do NOT know the answers. My personality type leans far more towards trusting scientific data than mythology. My sister is very devout. She and I have had long long long talks on this. She prays that I’ll be “blessed with the gift of faith”. Through our talks she acknowledges that you have to suspend belief in things provable and trust/have faith. She knows I don’t have that. We get along just fine and have respect for each other.
In general, I’m more likely to decide about a person not on their religion – but by whether they lead a good, ethical life. I don’t want to say moral – because that implies religion… but there are plenty of people who are non-religious and lead very moral/ethical lives. There are also plenty of people who are highly religous but are driven by greed and selfishness at the expense of others. I don’t care if a person is religious – but I do care if they are “good” people.
Participant[quote=no_such_reality]Ucgal. I’d encourage you to reconsider the skylight in the master bath unless you have a door you keep closed. I used to have one with an open bath arrangement an even living only a mile from the beach. It made for very bright very early mornings June thru September. Even with a thick marine layer it’s surprisingly bright with a large skylight that is big enough to provide roof access[/quote]
Good point NSR. We currently have an open area to the bath – and have a solar tube. So I know EXACTLY what you’re talking about. Our bathroom remodel will be adding doors to divide the MBR and bath.
Participant[quote=FlyerInHi][quote=scaredyclassic]
food and health and the worship of the body are the new nationalreligion.[/quote]I don’t give a shit what people eat.
But is you want to live longer, you can.
That kind of “proselytizing” is not the same as religion.
When you have scientific data on things that work then you should use it to achieve social goals. As an individual, I don’t care what people eat. But as part of a group, i do care that the right policies as not put in place.[/quote]
Snort.
You don’t care what people eat as long as they aren’t fat – as you define it.ParticipantNow that you’ve had it surveyed… Invest in a good fence and that should limit their incursions into your yard.
Have the fence a few inches on YOUR side of the property line to prevent disputes. Things are already contentious with these neighbors – don’t give them an excuse to damage/pull out the fence.
They’re being jerks – but a fence will keep their jerkiness limited to THEIR side of the fence.
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