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UCGal
ParticipantI know in our case – we’re listed as being in the “fire zone” because of the canyon behind the houses on the other side of the street. The issue is that we’re less than 300 feet from the edge of that canyon to our closest property line.
We have AAA insurance – and were told we would not be taken as new customers because of it. But we can continue.
ParticipantI know in our case – we’re listed as being in the “fire zone” because of the canyon behind the houses on the other side of the street. The issue is that we’re less than 300 feet from the edge of that canyon to our closest property line.
We have AAA insurance – and were told we would not be taken as new customers because of it. But we can continue.
ParticipantBrian – I think you’re missing Arraya’s point. Arraya is saying there WILL be a collapse… Just when and the depth are in question.
It’s a question of ripping off the bandaid quickly – or peeling it back slowly – which may hurt more overall.
ParticipantBrian – I think you’re missing Arraya’s point. Arraya is saying there WILL be a collapse… Just when and the depth are in question.
It’s a question of ripping off the bandaid quickly – or peeling it back slowly – which may hurt more overall.
ParticipantBrian – I think you’re missing Arraya’s point. Arraya is saying there WILL be a collapse… Just when and the depth are in question.
It’s a question of ripping off the bandaid quickly – or peeling it back slowly – which may hurt more overall.
ParticipantBrian – I think you’re missing Arraya’s point. Arraya is saying there WILL be a collapse… Just when and the depth are in question.
It’s a question of ripping off the bandaid quickly – or peeling it back slowly – which may hurt more overall.
ParticipantBrian – I think you’re missing Arraya’s point. Arraya is saying there WILL be a collapse… Just when and the depth are in question.
It’s a question of ripping off the bandaid quickly – or peeling it back slowly – which may hurt more overall.
Participant[quote=Scarlett]Those are pretty tough. But they make sense. The refi though will be tough too. So, are those new rules to be applied ( if approved) in summer. They will slowly, slowly decrease the prices by limiting further the pool of conventional buyers…
The sooner they get it all out and bring the market to more normal level, the better.[/quote]
I agree.Participant[quote=Scarlett]Those are pretty tough. But they make sense. The refi though will be tough too. So, are those new rules to be applied ( if approved) in summer. They will slowly, slowly decrease the prices by limiting further the pool of conventional buyers…
The sooner they get it all out and bring the market to more normal level, the better.[/quote]
I agree.Participant[quote=Scarlett]Those are pretty tough. But they make sense. The refi though will be tough too. So, are those new rules to be applied ( if approved) in summer. They will slowly, slowly decrease the prices by limiting further the pool of conventional buyers…
The sooner they get it all out and bring the market to more normal level, the better.[/quote]
I agree.Participant[quote=Scarlett]Those are pretty tough. But they make sense. The refi though will be tough too. So, are those new rules to be applied ( if approved) in summer. They will slowly, slowly decrease the prices by limiting further the pool of conventional buyers…
The sooner they get it all out and bring the market to more normal level, the better.[/quote]
I agree.Participant[quote=Scarlett]Those are pretty tough. But they make sense. The refi though will be tough too. So, are those new rules to be applied ( if approved) in summer. They will slowly, slowly decrease the prices by limiting further the pool of conventional buyers…
The sooner they get it all out and bring the market to more normal level, the better.[/quote]
I agree.Participant[quote=UCguy]
Here is a question. Let’s say I borrow 50K and all of a sudden I have to repay and can’t (at least not totally) – so I take early distribution and taxes and penalties. How much is are the penalties ? 5K (10%)? Keep in mind that one third of that money came from the company matching (50 cents for my 1 $).
By that time I would probably pay off some of it, and probably still pay some of it, and after I am forcred to take the early distribution, I don’t have to pay my 401k loan.[/quote]My understanding is it’s a 10% penalty on the unpaid portion (regardless of whether it was your contribution, company matching, or gains on either of those… it’s all one big blob.)
And you owe income tax on the unpaid portion – in addition to that 10% penalty. So factor that in.
Participant[quote=UCguy]
Here is a question. Let’s say I borrow 50K and all of a sudden I have to repay and can’t (at least not totally) – so I take early distribution and taxes and penalties. How much is are the penalties ? 5K (10%)? Keep in mind that one third of that money came from the company matching (50 cents for my 1 $).
By that time I would probably pay off some of it, and probably still pay some of it, and after I am forcred to take the early distribution, I don’t have to pay my 401k loan.[/quote]My understanding is it’s a 10% penalty on the unpaid portion (regardless of whether it was your contribution, company matching, or gains on either of those… it’s all one big blob.)
And you owe income tax on the unpaid portion – in addition to that 10% penalty. So factor that in.
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