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svelteParticipantIn my situation, my sub 5% fixed mortgage is actually a 2.x% mortgage since Unk Sam lets me deduct the mortgage interest – without that deduction my fed taxes would be way higher since I couldn’t itemize.
Why in the world would I want to pay off a 2.x% loan early – I can earn about that much in a CD right now with the chance that I will earn a much better return in the next few years as interest rates march higher (yes I’m in the inflationist camp).
If it makes you sleep better at night, then go ahead and pay off that low cost mortgage. I’ve done that before and it ate me up not being able to itemize…dollars just flew out of my wallet…I’m not going down that path again.
svelteParticipantIn my situation, my sub 5% fixed mortgage is actually a 2.x% mortgage since Unk Sam lets me deduct the mortgage interest – without that deduction my fed taxes would be way higher since I couldn’t itemize.
Why in the world would I want to pay off a 2.x% loan early – I can earn about that much in a CD right now with the chance that I will earn a much better return in the next few years as interest rates march higher (yes I’m in the inflationist camp).
If it makes you sleep better at night, then go ahead and pay off that low cost mortgage. I’ve done that before and it ate me up not being able to itemize…dollars just flew out of my wallet…I’m not going down that path again.
svelteParticipantIn my situation, my sub 5% fixed mortgage is actually a 2.x% mortgage since Unk Sam lets me deduct the mortgage interest – without that deduction my fed taxes would be way higher since I couldn’t itemize.
Why in the world would I want to pay off a 2.x% loan early – I can earn about that much in a CD right now with the chance that I will earn a much better return in the next few years as interest rates march higher (yes I’m in the inflationist camp).
If it makes you sleep better at night, then go ahead and pay off that low cost mortgage. I’ve done that before and it ate me up not being able to itemize…dollars just flew out of my wallet…I’m not going down that path again.
svelteParticipantIn my situation, my sub 5% fixed mortgage is actually a 2.x% mortgage since Unk Sam lets me deduct the mortgage interest – without that deduction my fed taxes would be way higher since I couldn’t itemize.
Why in the world would I want to pay off a 2.x% loan early – I can earn about that much in a CD right now with the chance that I will earn a much better return in the next few years as interest rates march higher (yes I’m in the inflationist camp).
If it makes you sleep better at night, then go ahead and pay off that low cost mortgage. I’ve done that before and it ate me up not being able to itemize…dollars just flew out of my wallet…I’m not going down that path again.
svelteParticipantIn my situation, my sub 5% fixed mortgage is actually a 2.x% mortgage since Unk Sam lets me deduct the mortgage interest – without that deduction my fed taxes would be way higher since I couldn’t itemize.
Why in the world would I want to pay off a 2.x% loan early – I can earn about that much in a CD right now with the chance that I will earn a much better return in the next few years as interest rates march higher (yes I’m in the inflationist camp).
If it makes you sleep better at night, then go ahead and pay off that low cost mortgage. I’ve done that before and it ate me up not being able to itemize…dollars just flew out of my wallet…I’m not going down that path again.
svelteParticipantI guess to each their own, but I can’t imagine me thinking that trucking or medical would be a better career choice than IT.
The most important thing is to pick a career that you enjoy. If you enjoy it, chances are you’ll do a better job. And if you do a better job, you’re likely to be more successful.
svelteParticipantI guess to each their own, but I can’t imagine me thinking that trucking or medical would be a better career choice than IT.
The most important thing is to pick a career that you enjoy. If you enjoy it, chances are you’ll do a better job. And if you do a better job, you’re likely to be more successful.
svelteParticipantI guess to each their own, but I can’t imagine me thinking that trucking or medical would be a better career choice than IT.
The most important thing is to pick a career that you enjoy. If you enjoy it, chances are you’ll do a better job. And if you do a better job, you’re likely to be more successful.
svelteParticipantI guess to each their own, but I can’t imagine me thinking that trucking or medical would be a better career choice than IT.
The most important thing is to pick a career that you enjoy. If you enjoy it, chances are you’ll do a better job. And if you do a better job, you’re likely to be more successful.
svelteParticipantI guess to each their own, but I can’t imagine me thinking that trucking or medical would be a better career choice than IT.
The most important thing is to pick a career that you enjoy. If you enjoy it, chances are you’ll do a better job. And if you do a better job, you’re likely to be more successful.
svelteParticipantI have a friend with top notch internet software development skills who was laid off between Thanksgiving and Christmas. He’s one of those guys who has never been without work for more than a week since college. I think his job hunt will start in earnest next week.
If you remind me in about 2 weeks I’ll ask him how the job market really is at this moment in time.
svelteParticipantI have a friend with top notch internet software development skills who was laid off between Thanksgiving and Christmas. He’s one of those guys who has never been without work for more than a week since college. I think his job hunt will start in earnest next week.
If you remind me in about 2 weeks I’ll ask him how the job market really is at this moment in time.
svelteParticipantI have a friend with top notch internet software development skills who was laid off between Thanksgiving and Christmas. He’s one of those guys who has never been without work for more than a week since college. I think his job hunt will start in earnest next week.
If you remind me in about 2 weeks I’ll ask him how the job market really is at this moment in time.
svelteParticipantI have a friend with top notch internet software development skills who was laid off between Thanksgiving and Christmas. He’s one of those guys who has never been without work for more than a week since college. I think his job hunt will start in earnest next week.
If you remind me in about 2 weeks I’ll ask him how the job market really is at this moment in time.
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