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February 26, 2010 at 10:49 AM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #518464February 26, 2010 at 10:49 AM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #518606
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ParticipantWe finally got insurance. Ultimately, we went through Farmers, though we had to transfer our auto policy to Farmers, as well (arghhhh). On the plus side, we seem to have a very good agent.
One hurdle we had to overcome was that the house was valued at over $1M, which seems to be an upper limit to many carriers. Turns out, a trick that people can use is to get insurance for $999,000 and then get the extra coverage that allows for 125% (or 150% or whatever) of the value of the home to raise the coverage amount enough to cover what you need. Perhaps anyone else needing insurance can use this trick. Thank again for all of your help.
February 26, 2010 at 10:49 AM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #519038submarine
ParticipantWe finally got insurance. Ultimately, we went through Farmers, though we had to transfer our auto policy to Farmers, as well (arghhhh). On the plus side, we seem to have a very good agent.
One hurdle we had to overcome was that the house was valued at over $1M, which seems to be an upper limit to many carriers. Turns out, a trick that people can use is to get insurance for $999,000 and then get the extra coverage that allows for 125% (or 150% or whatever) of the value of the home to raise the coverage amount enough to cover what you need. Perhaps anyone else needing insurance can use this trick. Thank again for all of your help.
February 26, 2010 at 10:49 AM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #519132submarine
ParticipantWe finally got insurance. Ultimately, we went through Farmers, though we had to transfer our auto policy to Farmers, as well (arghhhh). On the plus side, we seem to have a very good agent.
One hurdle we had to overcome was that the house was valued at over $1M, which seems to be an upper limit to many carriers. Turns out, a trick that people can use is to get insurance for $999,000 and then get the extra coverage that allows for 125% (or 150% or whatever) of the value of the home to raise the coverage amount enough to cover what you need. Perhaps anyone else needing insurance can use this trick. Thank again for all of your help.
February 26, 2010 at 10:49 AM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #519386submarine
ParticipantWe finally got insurance. Ultimately, we went through Farmers, though we had to transfer our auto policy to Farmers, as well (arghhhh). On the plus side, we seem to have a very good agent.
One hurdle we had to overcome was that the house was valued at over $1M, which seems to be an upper limit to many carriers. Turns out, a trick that people can use is to get insurance for $999,000 and then get the extra coverage that allows for 125% (or 150% or whatever) of the value of the home to raise the coverage amount enough to cover what you need. Perhaps anyone else needing insurance can use this trick. Thank again for all of your help.
February 23, 2010 at 3:55 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #517101submarine
ParticipantI have a call placed to a Farmer’s agent that was recommended above, and I’m waiting to hear back. Thank you for that contact information and the other referrals.
I had already checked with Travelers, AAA, State Farm, and a number of other providers, but had no luck. I am still trying to get information from the neighbors, but I think that there may have been a drastic jump in the premiums since the 2007 fires, so a policy written before that time may not be representative of a policy that I can get today (or so some people have suggested to me). In the meantime, I appreciate any other insight anyone may have to offer. Thanks again!
February 23, 2010 at 3:55 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #517242submarine
ParticipantI have a call placed to a Farmer’s agent that was recommended above, and I’m waiting to hear back. Thank you for that contact information and the other referrals.
I had already checked with Travelers, AAA, State Farm, and a number of other providers, but had no luck. I am still trying to get information from the neighbors, but I think that there may have been a drastic jump in the premiums since the 2007 fires, so a policy written before that time may not be representative of a policy that I can get today (or so some people have suggested to me). In the meantime, I appreciate any other insight anyone may have to offer. Thanks again!
February 23, 2010 at 3:55 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #517676submarine
ParticipantI have a call placed to a Farmer’s agent that was recommended above, and I’m waiting to hear back. Thank you for that contact information and the other referrals.
I had already checked with Travelers, AAA, State Farm, and a number of other providers, but had no luck. I am still trying to get information from the neighbors, but I think that there may have been a drastic jump in the premiums since the 2007 fires, so a policy written before that time may not be representative of a policy that I can get today (or so some people have suggested to me). In the meantime, I appreciate any other insight anyone may have to offer. Thanks again!
February 23, 2010 at 3:55 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #517770submarine
ParticipantI have a call placed to a Farmer’s agent that was recommended above, and I’m waiting to hear back. Thank you for that contact information and the other referrals.
I had already checked with Travelers, AAA, State Farm, and a number of other providers, but had no luck. I am still trying to get information from the neighbors, but I think that there may have been a drastic jump in the premiums since the 2007 fires, so a policy written before that time may not be representative of a policy that I can get today (or so some people have suggested to me). In the meantime, I appreciate any other insight anyone may have to offer. Thanks again!
February 23, 2010 at 3:55 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #518022submarine
ParticipantI have a call placed to a Farmer’s agent that was recommended above, and I’m waiting to hear back. Thank you for that contact information and the other referrals.
I had already checked with Travelers, AAA, State Farm, and a number of other providers, but had no luck. I am still trying to get information from the neighbors, but I think that there may have been a drastic jump in the premiums since the 2007 fires, so a policy written before that time may not be representative of a policy that I can get today (or so some people have suggested to me). In the meantime, I appreciate any other insight anyone may have to offer. Thanks again!
February 19, 2010 at 7:28 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #515370submarine
ParticipantHi Russell, yes I would greatly appreciate getting the contact information for your agent. Please feel free to post it or send me a private message.
Thanks a million!February 19, 2010 at 7:28 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #515511submarine
ParticipantHi Russell, yes I would greatly appreciate getting the contact information for your agent. Please feel free to post it or send me a private message.
Thanks a million!February 19, 2010 at 7:28 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #515933submarine
ParticipantHi Russell, yes I would greatly appreciate getting the contact information for your agent. Please feel free to post it or send me a private message.
Thanks a million!February 19, 2010 at 7:28 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #516024submarine
ParticipantHi Russell, yes I would greatly appreciate getting the contact information for your agent. Please feel free to post it or send me a private message.
Thanks a million!February 19, 2010 at 7:28 PM in reply to: Need help obtaining homeowners insurance for Poway / Scripps Ranch area #516273submarine
ParticipantHi Russell, yes I would greatly appreciate getting the contact information for your agent. Please feel free to post it or send me a private message.
Thanks a million! -
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