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spdrun
ParticipantProperty in many parts of the country can yield 7%+. Why would you bother unless you were masochistically inclined?
ParticipantDon’t laugh, but solar stocks are dirt-cheap now. And we’d be stupid not to exploit a basically free energy source in the long run.
ParticipantI don’t check my cc statements that carefully.
Yeah, you should. It’s very easy for places to skim 10% over the top on small transactions, and most people won’t notice.
ParticipantHope they do, because they would be easier to forge, and generally screw with the system. There’s probably decent money in providing that sort of service to “people who want to be free of government.”
This would only work if combined with biometrics — using one’s own device as an ID card would be too insecure.
Strictly speaking, ID cards aren’t needed at all for police use anymore. When we get a driver license, all of the data on the card (including picture) are put into a database that can be pulled up by police.
All they really need is a name, address, and DOB from you — stuff that you remember anyway.
ParticipantThat’s OK if the market digests them — but having more to pick from is always good. Right now we’re in the odd situation of fairly low prices AND lack of choice.
ParticipantIn the future phones will be charged by the movement of our bodies …
Great, a tracking device that’s expected to WORK all the time. Me, I’ll leave mine at home and pay cash if possible, even if that marks me as one of the poor.
ParticipantWell, here’s to the loan mods failing in epic manner.
Me, it doesn’t matter either way — if not CA, there are still plenty of distressed properties in my home state of NJ that will cap at a higher rate than anything short of AZ or the inland empire.
ParticipantI still carry good ol’ cash around. Why? Because tipping people with credit cards, where the back office can steal the tips, is inappropriate. Because plenty of small stores and restaurants still don’t accept cards, or set a minimum. And they’re right: why should they get porked for ~3% just because customers are too lazy to pay with real money?
Lastly, because it’s too easy for people to screw you over with a credit card, and you have to watch the statements like a hawk — the amount printed on the receipt doesn’t have to be the same as the charge, and rectifying it is time-consuming and ANNOYING!
Besides, even though I’m not doing anything wrong, I LIKE the idea of my payments being untraceable, either by some meddlers in Washington, or the same in a bank’s back office, looking to target advertising to their victims … I mean … customers or sell the data.
As far as Internet banking, I see it more of a replacement for banking by mail, or banking by ATM, than a replacement for cash. And paying by cell phone is just silly, since it requires the phone to be charged and turned on to be able to make a payment. Far better to have a contact-less card, and have the card account be CONTROLLED by an app on the phone.
“That will be twelve sixty-five.”
“Ummmm …. ummm … do you have an outlet?”
“NEXT CUSTOMER!”ParticipantFisherman’s Wharf in SF is generally speaking a tourist trap, but if y’all are into that kind of thing, the Musee Mechanique is highly recommended!
ParticipantGet an 4G hot spot. Or if you have an android phone, enable wifi tethering and use your data phone as your internet access
Replacing a wired connection with wireless and hoping it works better is jumping from the frying pan into the fire. Find a wired provider that doesn’t suck, or kick the clowns at UVerse till they fix the problem.
ParticipantWhat do you mean by well-built? Adding feature sometimes is just as expensive as (if not more than) replacing insulation or re-pipping. Features like 10 feet ceiling would be very expensive to add.
Well-built = built by someone or an entity who cared about more than just selling the home at top dollar and waiting the statute of limitation on lawsuits out! It can be a year old, it can be 100, and you know it when you see it.
I guess I care less about features than about quality of construction and actual location, ability to walk places, and minimal time spent in the car commuting.
ParticipantI wasn’t speaking to sprawl vs non-sprawl, as much as age of home. As long as it’s well-built, when it was built matters much less to me, and I can always add amenities.
ParticipantWhat about an Occupy Wall Street tent city on the beach?
ParticipantIf not drywall, what are they using? I’d assume that lath-and-plaster or wooden wainscoting would be too laborious for tract construction.
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