[socrattt]

Peterb, you pinned the tail on the donkey!!! Unemployment is going to dash all hopes of an upward trend next year. I love the optimism, but from a realistic standpoint, I just don’t see this happening. If unemployment is held in check at under 10% nationally there would be a chance, but we are creeping up very quickly and the likelihood is about as good as the Chargers making the playoffs. I need to see the coastal market down another 15-20% before I call any bargains at the beach. There is a bit of optimism in that phrase, but hey we got a bunch of hopeful people so why not join the club?

[socrattt]

Peterb, you pinned the tail on the donkey!!! Unemployment is going to dash all hopes of an upward trend next year. I love the optimism, but from a realistic standpoint, I just don’t see this happening. If unemployment is held in check at under 10% nationally there would be a chance, but we are creeping up very quickly and the likelihood is about as good as the Chargers making the playoffs. I need to see the coastal market down another 15-20% before I call any bargains at the beach. There is a bit of optimism in that phrase, but hey we got a bunch of hopeful people so why not join the club?

[socrattt]

Peterb, you pinned the tail on the donkey!!! Unemployment is going to dash all hopes of an upward trend next year. I love the optimism, but from a realistic standpoint, I just don’t see this happening. If unemployment is held in check at under 10% nationally there would be a chance, but we are creeping up very quickly and the likelihood is about as good as the Chargers making the playoffs. I need to see the coastal market down another 15-20% before I call any bargains at the beach. There is a bit of optimism in that phrase, but hey we got a bunch of hopeful people so why not join the club?

[socrattt]

Peterb, you pinned the tail on the donkey!!! Unemployment is going to dash all hopes of an upward trend next year. I love the optimism, but from a realistic standpoint, I just don’t see this happening. If unemployment is held in check at under 10% nationally there would be a chance, but we are creeping up very quickly and the likelihood is about as good as the Chargers making the playoffs. I need to see the coastal market down another 15-20% before I call any bargains at the beach. There is a bit of optimism in that phrase, but hey we got a bunch of hopeful people so why not join the club?

[socrattt]

Peterb, you pinned the tail on the donkey!!! Unemployment is going to dash all hopes of an upward trend next year. I love the optimism, but from a realistic standpoint, I just don’t see this happening. If unemployment is held in check at under 10% nationally there would be a chance, but we are creeping up very quickly and the likelihood is about as good as the Chargers making the playoffs. I need to see the coastal market down another 15-20% before I call any bargains at the beach. There is a bit of optimism in that phrase, but hey we got a bunch of hopeful people so why not join the club?

[socrattt]

[quote=urbanrealtor]

But sure, go ahead and soapbox about how mistakes are actually always intentional evil. [/quote]

I am right along side of SDR. I never said it was intentional evil. I don’t necessarily think greed is evil, but more human nature. All of us would like the finer things in life, but those with common sense know when they can afford it.

Again, we need to take responsibility for our own actions. If we continue to feel sorry for ignorance at what point does a person learn from their mistakes. That is this country’s biggest problem. We give to much and expect little in return. I am all about the giving part, but there is education that needs to go along side that giving!

[socrattt]

[quote=urbanrealtor]

But sure, go ahead and soapbox about how mistakes are actually always intentional evil. [/quote]

I am right along side of SDR. I never said it was intentional evil. I don’t necessarily think greed is evil, but more human nature. All of us would like the finer things in life, but those with common sense know when they can afford it.

Again, we need to take responsibility for our own actions. If we continue to feel sorry for ignorance at what point does a person learn from their mistakes. That is this country’s biggest problem. We give to much and expect little in return. I am all about the giving part, but there is education that needs to go along side that giving!

[socrattt]

[quote=urbanrealtor]

But sure, go ahead and soapbox about how mistakes are actually always intentional evil. [/quote]

I am right along side of SDR. I never said it was intentional evil. I don’t necessarily think greed is evil, but more human nature. All of us would like the finer things in life, but those with common sense know when they can afford it.

Again, we need to take responsibility for our own actions. If we continue to feel sorry for ignorance at what point does a person learn from their mistakes. That is this country’s biggest problem. We give to much and expect little in return. I am all about the giving part, but there is education that needs to go along side that giving!

[socrattt]

[quote=urbanrealtor]

But sure, go ahead and soapbox about how mistakes are actually always intentional evil. [/quote]

I am right along side of SDR. I never said it was intentional evil. I don’t necessarily think greed is evil, but more human nature. All of us would like the finer things in life, but those with common sense know when they can afford it.

Again, we need to take responsibility for our own actions. If we continue to feel sorry for ignorance at what point does a person learn from their mistakes. That is this country’s biggest problem. We give to much and expect little in return. I am all about the giving part, but there is education that needs to go along side that giving!

[socrattt]

[quote=urbanrealtor]

But sure, go ahead and soapbox about how mistakes are actually always intentional evil. [/quote]

I am right along side of SDR. I never said it was intentional evil. I don’t necessarily think greed is evil, but more human nature. All of us would like the finer things in life, but those with common sense know when they can afford it.

Again, we need to take responsibility for our own actions. If we continue to feel sorry for ignorance at what point does a person learn from their mistakes. That is this country’s biggest problem. We give to much and expect little in return. I am all about the giving part, but there is education that needs to go along side that giving!

[socrattt]

Urban, I guess I am more frustrated by your comments. I don’t agree that foolish and short sighted mistakes are understandable when it comes to purchasing a $600K home that was an unrealistic purchase to the buyer.

Of course I have made mistakes, but should I hold you responsible? No, I should take responsibility for my own actions and if that means my credit is ruined for ten years and I will be held accountable for my debt that incurred for the mistake, then so be it.

I watch on a daily basis our government taking extreme moves to protect the irresponsible. Now I have to tell my little boy as he grows up that he is now going to be responsible for the debt of today’s ignorance. Sorry, but that just doesn’t really sit well with me.

As far as being judgmental, this is more of a matter of right and wrong. You make the right decision you pay the ultimate price, i.e. higher taxes, much lower 401K’s and a drawn out market collapse with no end in sight. You make the wrong decision you get bailed out and forgiven of debt. Along with the wrong decision you don’t have to worry about home buying because you won’t be doing that for years and chances are you never even had a 401K because you weren’t too smart with money management in the first place.

I don’t think there is any grey area here. I have family members who are walking away from their homes and I don’t feel sorry for them. They took equity out of their home as many Americans did and spent it unwisely. For that they deserve to pay for something, but that isn’t the case.

[socrattt]

Urban, I guess I am more frustrated by your comments. I don’t agree that foolish and short sighted mistakes are understandable when it comes to purchasing a $600K home that was an unrealistic purchase to the buyer.

Of course I have made mistakes, but should I hold you responsible? No, I should take responsibility for my own actions and if that means my credit is ruined for ten years and I will be held accountable for my debt that incurred for the mistake, then so be it.

I watch on a daily basis our government taking extreme moves to protect the irresponsible. Now I have to tell my little boy as he grows up that he is now going to be responsible for the debt of today’s ignorance. Sorry, but that just doesn’t really sit well with me.

As far as being judgmental, this is more of a matter of right and wrong. You make the right decision you pay the ultimate price, i.e. higher taxes, much lower 401K’s and a drawn out market collapse with no end in sight. You make the wrong decision you get bailed out and forgiven of debt. Along with the wrong decision you don’t have to worry about home buying because you won’t be doing that for years and chances are you never even had a 401K because you weren’t too smart with money management in the first place.

I don’t think there is any grey area here. I have family members who are walking away from their homes and I don’t feel sorry for them. They took equity out of their home as many Americans did and spent it unwisely. For that they deserve to pay for something, but that isn’t the case.

[socrattt]

Urban, I guess I am more frustrated by your comments. I don’t agree that foolish and short sighted mistakes are understandable when it comes to purchasing a $600K home that was an unrealistic purchase to the buyer.

Of course I have made mistakes, but should I hold you responsible? No, I should take responsibility for my own actions and if that means my credit is ruined for ten years and I will be held accountable for my debt that incurred for the mistake, then so be it.

I watch on a daily basis our government taking extreme moves to protect the irresponsible. Now I have to tell my little boy as he grows up that he is now going to be responsible for the debt of today’s ignorance. Sorry, but that just doesn’t really sit well with me.

As far as being judgmental, this is more of a matter of right and wrong. You make the right decision you pay the ultimate price, i.e. higher taxes, much lower 401K’s and a drawn out market collapse with no end in sight. You make the wrong decision you get bailed out and forgiven of debt. Along with the wrong decision you don’t have to worry about home buying because you won’t be doing that for years and chances are you never even had a 401K because you weren’t too smart with money management in the first place.

I don’t think there is any grey area here. I have family members who are walking away from their homes and I don’t feel sorry for them. They took equity out of their home as many Americans did and spent it unwisely. For that they deserve to pay for something, but that isn’t the case.

[socrattt]

Urban, I guess I am more frustrated by your comments. I don’t agree that foolish and short sighted mistakes are understandable when it comes to purchasing a $600K home that was an unrealistic purchase to the buyer.

Of course I have made mistakes, but should I hold you responsible? No, I should take responsibility for my own actions and if that means my credit is ruined for ten years and I will be held accountable for my debt that incurred for the mistake, then so be it.

I watch on a daily basis our government taking extreme moves to protect the irresponsible. Now I have to tell my little boy as he grows up that he is now going to be responsible for the debt of today’s ignorance. Sorry, but that just doesn’t really sit well with me.

As far as being judgmental, this is more of a matter of right and wrong. You make the right decision you pay the ultimate price, i.e. higher taxes, much lower 401K’s and a drawn out market collapse with no end in sight. You make the wrong decision you get bailed out and forgiven of debt. Along with the wrong decision you don’t have to worry about home buying because you won’t be doing that for years and chances are you never even had a 401K because you weren’t too smart with money management in the first place.

I don’t think there is any grey area here. I have family members who are walking away from their homes and I don’t feel sorry for them. They took equity out of their home as many Americans did and spent it unwisely. For that they deserve to pay for something, but that isn’t the case.

[socrattt]

Urban, I guess I am more frustrated by your comments. I don’t agree that foolish and short sighted mistakes are understandable when it comes to purchasing a $600K home that was an unrealistic purchase to the buyer.

Of course I have made mistakes, but should I hold you responsible? No, I should take responsibility for my own actions and if that means my credit is ruined for ten years and I will be held accountable for my debt that incurred for the mistake, then so be it.

I watch on a daily basis our government taking extreme moves to protect the irresponsible. Now I have to tell my little boy as he grows up that he is now going to be responsible for the debt of today’s ignorance. Sorry, but that just doesn’t really sit well with me.

As far as being judgmental, this is more of a matter of right and wrong. You make the right decision you pay the ultimate price, i.e. higher taxes, much lower 401K’s and a drawn out market collapse with no end in sight. You make the wrong decision you get bailed out and forgiven of debt. Along with the wrong decision you don’t have to worry about home buying because you won’t be doing that for years and chances are you never even had a 401K because you weren’t too smart with money management in the first place.

I don’t think there is any grey area here. I have family members who are walking away from their homes and I don’t feel sorry for them. They took equity out of their home as many Americans did and spent it unwisely. For that they deserve to pay for something, but that isn’t the case.

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