[sobmaz]

Tell your landlord you want the asbestos address, which means once work is done all dust should be removed and all disturbed surfaces should be sealed and or painted.

If everything is sealed and the dust is cleaned up it shouldn’t matter what your neighbor does.

Don’t get me wrong, asbestos is a health concern but I think constant exposure is what a person needs to worry about. A one time incident, especially if the area is cleaned, should not be of worry.

I worked around asbestos for 3 years 30 years ago so have done my fair share of research. You will find the web sites that preach paranoia but what they don’t tell you is virtually everyone over 50 has had a fair amount of asbestos exposure in their life, beginning with the ceilings in most grade schools.

[sobmaz]

Tell your landlord you want the asbestos address, which means once work is done all dust should be removed and all disturbed surfaces should be sealed and or painted.

If everything is sealed and the dust is cleaned up it shouldn’t matter what your neighbor does.

Don’t get me wrong, asbestos is a health concern but I think constant exposure is what a person needs to worry about. A one time incident, especially if the area is cleaned, should not be of worry.

I worked around asbestos for 3 years 30 years ago so have done my fair share of research. You will find the web sites that preach paranoia but what they don’t tell you is virtually everyone over 50 has had a fair amount of asbestos exposure in their life, beginning with the ceilings in most grade schools.

[sobmaz]

I know South/North Park very well. I sold my house because it was in a bubble, mid 2004 and have been wishing the outrageous bubble prices of 2004 would return ever since. I sold for 669K (bought 289K in 1999)and it would probably fetch 800K today.

My house was on a canyon, yet didn’t fetch that much more because it lacked a backyard, it was kind of a wash.

I personally feel a canyon should add significant value but at the same time there are a lot of canyons and if you lose a usable back yard that must be taken into account.

I don’t know about any particular house but I think that the area will be one of the last areas to give up bubble pricing. However, the popularity of the area will mean prices will not fall as much as others.

As far as freeway access, I think it is highly accessible but one of the great things about living in North/South Park was the fact that I rarely had to use the freeway. Everything you need is in the area.

[sobmaz]

I know South/North Park very well. I sold my house because it was in a bubble, mid 2004 and have been wishing the outrageous bubble prices of 2004 would return ever since. I sold for 669K (bought 289K in 1999)and it would probably fetch 800K today.

My house was on a canyon, yet didn’t fetch that much more because it lacked a backyard, it was kind of a wash.

I personally feel a canyon should add significant value but at the same time there are a lot of canyons and if you lose a usable back yard that must be taken into account.

I don’t know about any particular house but I think that the area will be one of the last areas to give up bubble pricing. However, the popularity of the area will mean prices will not fall as much as others.

As far as freeway access, I think it is highly accessible but one of the great things about living in North/South Park was the fact that I rarely had to use the freeway. Everything you need is in the area.

[sobmaz]

I know South/North Park very well. I sold my house because it was in a bubble, mid 2004 and have been wishing the outrageous bubble prices of 2004 would return ever since. I sold for 669K (bought 289K in 1999)and it would probably fetch 800K today.

My house was on a canyon, yet didn’t fetch that much more because it lacked a backyard, it was kind of a wash.

I personally feel a canyon should add significant value but at the same time there are a lot of canyons and if you lose a usable back yard that must be taken into account.

I don’t know about any particular house but I think that the area will be one of the last areas to give up bubble pricing. However, the popularity of the area will mean prices will not fall as much as others.

As far as freeway access, I think it is highly accessible but one of the great things about living in North/South Park was the fact that I rarely had to use the freeway. Everything you need is in the area.

[sobmaz]

I know South/North Park very well. I sold my house because it was in a bubble, mid 2004 and have been wishing the outrageous bubble prices of 2004 would return ever since. I sold for 669K (bought 289K in 1999)and it would probably fetch 800K today.

My house was on a canyon, yet didn’t fetch that much more because it lacked a backyard, it was kind of a wash.

I personally feel a canyon should add significant value but at the same time there are a lot of canyons and if you lose a usable back yard that must be taken into account.

I don’t know about any particular house but I think that the area will be one of the last areas to give up bubble pricing. However, the popularity of the area will mean prices will not fall as much as others.

As far as freeway access, I think it is highly accessible but one of the great things about living in North/South Park was the fact that I rarely had to use the freeway. Everything you need is in the area.

[sobmaz]

I know South/North Park very well. I sold my house because it was in a bubble, mid 2004 and have been wishing the outrageous bubble prices of 2004 would return ever since. I sold for 669K (bought 289K in 1999)and it would probably fetch 800K today.

My house was on a canyon, yet didn’t fetch that much more because it lacked a backyard, it was kind of a wash.

I personally feel a canyon should add significant value but at the same time there are a lot of canyons and if you lose a usable back yard that must be taken into account.

I don’t know about any particular house but I think that the area will be one of the last areas to give up bubble pricing. However, the popularity of the area will mean prices will not fall as much as others.

As far as freeway access, I think it is highly accessible but one of the great things about living in North/South Park was the fact that I rarely had to use the freeway. Everything you need is in the area.

[sobmaz]

Hope for economic recovery if you want a fairly priced home.

Yes, it may fly in the face of common sense but here are the facts.

The economy WAS much too dependent on real estate during the early 2000’s. When the economy starts improving it will be improving far more in non housing areas. Since there is a glut of housing inventory housing construction will remain in the doldrums long after the economy starts humming. Home sales in fairly priced markets like Riverside or Phoenix will rise but stagnate in bubble markets like S.D.

Once the economy picks up interest rates WILL rise. Rising interest rates will be the catalyst to finally once and for all end this housing bubble.

Once rates rise banks that have nonperforming loans will foreclose quicker because of the opportunity cost. Right now if someone is not paying on their mortgage it is costing the bank ZERO on the money since they can borrow that money from the Fed for Zero or nearly zero. When rates rise it will cost the banks a lot of money to let people live in houses that they are not paying for.

So, an improving economy will increase supply and in markets that still have bubble pricing higher rates will cause demand to fall due to affordability issues.

Think about this, the property tax on an OK house in San Diego is about what the ENTIRE payment is on a nice house in Phoenix!!

Housing is and should be 2 to 3 times more expensive than places like Phoenix, it always was in the past and will be in the future, but 5 to 10 times?

Perhaps if California became more expensive over the course of decades you could conclude it is permanent pricing but the increase occurred from 2001 to 2006 during lax lending practices and the Federal Government has been spending trillions trying to sustain it, yet even with that it is faltering.

[sobmaz]

Hope for economic recovery if you want a fairly priced home.

Yes, it may fly in the face of common sense but here are the facts.

The economy WAS much too dependent on real estate during the early 2000’s. When the economy starts improving it will be improving far more in non housing areas. Since there is a glut of housing inventory housing construction will remain in the doldrums long after the economy starts humming. Home sales in fairly priced markets like Riverside or Phoenix will rise but stagnate in bubble markets like S.D.

Once the economy picks up interest rates WILL rise. Rising interest rates will be the catalyst to finally once and for all end this housing bubble.

Once rates rise banks that have nonperforming loans will foreclose quicker because of the opportunity cost. Right now if someone is not paying on their mortgage it is costing the bank ZERO on the money since they can borrow that money from the Fed for Zero or nearly zero. When rates rise it will cost the banks a lot of money to let people live in houses that they are not paying for.

So, an improving economy will increase supply and in markets that still have bubble pricing higher rates will cause demand to fall due to affordability issues.

Think about this, the property tax on an OK house in San Diego is about what the ENTIRE payment is on a nice house in Phoenix!!

Housing is and should be 2 to 3 times more expensive than places like Phoenix, it always was in the past and will be in the future, but 5 to 10 times?

Perhaps if California became more expensive over the course of decades you could conclude it is permanent pricing but the increase occurred from 2001 to 2006 during lax lending practices and the Federal Government has been spending trillions trying to sustain it, yet even with that it is faltering.

[sobmaz]

Hope for economic recovery if you want a fairly priced home.

Yes, it may fly in the face of common sense but here are the facts.

The economy WAS much too dependent on real estate during the early 2000’s. When the economy starts improving it will be improving far more in non housing areas. Since there is a glut of housing inventory housing construction will remain in the doldrums long after the economy starts humming. Home sales in fairly priced markets like Riverside or Phoenix will rise but stagnate in bubble markets like S.D.

Once the economy picks up interest rates WILL rise. Rising interest rates will be the catalyst to finally once and for all end this housing bubble.

Once rates rise banks that have nonperforming loans will foreclose quicker because of the opportunity cost. Right now if someone is not paying on their mortgage it is costing the bank ZERO on the money since they can borrow that money from the Fed for Zero or nearly zero. When rates rise it will cost the banks a lot of money to let people live in houses that they are not paying for.

So, an improving economy will increase supply and in markets that still have bubble pricing higher rates will cause demand to fall due to affordability issues.

Think about this, the property tax on an OK house in San Diego is about what the ENTIRE payment is on a nice house in Phoenix!!

Housing is and should be 2 to 3 times more expensive than places like Phoenix, it always was in the past and will be in the future, but 5 to 10 times?

Perhaps if California became more expensive over the course of decades you could conclude it is permanent pricing but the increase occurred from 2001 to 2006 during lax lending practices and the Federal Government has been spending trillions trying to sustain it, yet even with that it is faltering.

[sobmaz]

Hope for economic recovery if you want a fairly priced home.

Yes, it may fly in the face of common sense but here are the facts.

The economy WAS much too dependent on real estate during the early 2000’s. When the economy starts improving it will be improving far more in non housing areas. Since there is a glut of housing inventory housing construction will remain in the doldrums long after the economy starts humming. Home sales in fairly priced markets like Riverside or Phoenix will rise but stagnate in bubble markets like S.D.

Once the economy picks up interest rates WILL rise. Rising interest rates will be the catalyst to finally once and for all end this housing bubble.

Once rates rise banks that have nonperforming loans will foreclose quicker because of the opportunity cost. Right now if someone is not paying on their mortgage it is costing the bank ZERO on the money since they can borrow that money from the Fed for Zero or nearly zero. When rates rise it will cost the banks a lot of money to let people live in houses that they are not paying for.

So, an improving economy will increase supply and in markets that still have bubble pricing higher rates will cause demand to fall due to affordability issues.

Think about this, the property tax on an OK house in San Diego is about what the ENTIRE payment is on a nice house in Phoenix!!

Housing is and should be 2 to 3 times more expensive than places like Phoenix, it always was in the past and will be in the future, but 5 to 10 times?

Perhaps if California became more expensive over the course of decades you could conclude it is permanent pricing but the increase occurred from 2001 to 2006 during lax lending practices and the Federal Government has been spending trillions trying to sustain it, yet even with that it is faltering.

[sobmaz]

Hope for economic recovery if you want a fairly priced home.

Yes, it may fly in the face of common sense but here are the facts.

The economy WAS much too dependent on real estate during the early 2000’s. When the economy starts improving it will be improving far more in non housing areas. Since there is a glut of housing inventory housing construction will remain in the doldrums long after the economy starts humming. Home sales in fairly priced markets like Riverside or Phoenix will rise but stagnate in bubble markets like S.D.

Once the economy picks up interest rates WILL rise. Rising interest rates will be the catalyst to finally once and for all end this housing bubble.

Once rates rise banks that have nonperforming loans will foreclose quicker because of the opportunity cost. Right now if someone is not paying on their mortgage it is costing the bank ZERO on the money since they can borrow that money from the Fed for Zero or nearly zero. When rates rise it will cost the banks a lot of money to let people live in houses that they are not paying for.

So, an improving economy will increase supply and in markets that still have bubble pricing higher rates will cause demand to fall due to affordability issues.

Think about this, the property tax on an OK house in San Diego is about what the ENTIRE payment is on a nice house in Phoenix!!

Housing is and should be 2 to 3 times more expensive than places like Phoenix, it always was in the past and will be in the future, but 5 to 10 times?

Perhaps if California became more expensive over the course of decades you could conclude it is permanent pricing but the increase occurred from 2001 to 2006 during lax lending practices and the Federal Government has been spending trillions trying to sustain it, yet even with that it is faltering.

[sobmaz]

Screw Chase!

You can beat that rate right now, today. Go to a mortgage broker and get it going and be done with it in 30 days or less!

An independent mortgage broker gives you someone who is much more responsive and nimble and hungry to make the transaction work.

Good luck

[sobmaz]

Screw Chase!

You can beat that rate right now, today. Go to a mortgage broker and get it going and be done with it in 30 days or less!

An independent mortgage broker gives you someone who is much more responsive and nimble and hungry to make the transaction work.

Good luck

[sobmaz]

Screw Chase!

You can beat that rate right now, today. Go to a mortgage broker and get it going and be done with it in 30 days or less!

An independent mortgage broker gives you someone who is much more responsive and nimble and hungry to make the transaction work.

Good luck

[Author]

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