[SHILOH]

esmith…can you clarify this comment:
Incomes are up 30-40%

I mean, provide a source or the data.

[SHILOH]

esmith…can you clarify this comment:
Incomes are up 30-40%

I mean, provide a source or the data.

[SHILOH]

esmith…can you clarify this comment:
Incomes are up 30-40%

I mean, provide a source or the data.

[SHILOH]

esmith…can you clarify this comment:
Incomes are up 30-40%

I mean, provide a source or the data.

[SHILOH]

esmith…can you clarify this comment:
Incomes are up 30-40%

I mean, provide a source or the data.

[SHILOH]

When you read the science on both sides, it’s uncertain whether global warming is a man-caused trend, because apparently the cold/warm cycles have been going on for a long time.
That does not negate the fact that we should try to reduce pollution and poisons in our environment and do all we can to preserve a clean Earth. But most people I know are too lazy or unconcerned to even do basic recycling.

And many people tend to have a reason why they don’t recycle because…overall they say, recycling is not cost effective or rather, it’s “expensive.”

In my town the garbage collection includes free reclying collection, but on my typical residential street, I would say only 3 people put out reclycing. And another example, there is a company in Boston that will pick up laser cartridges from offices, for example – free –and yet, people still throw the old ones in the garbage. Or batteries, or whatever.

A lot people like to talk about a “Green Earth” but their actions
show they could care less.

[SHILOH]

When you read the science on both sides, it’s uncertain whether global warming is a man-caused trend, because apparently the cold/warm cycles have been going on for a long time.
That does not negate the fact that we should try to reduce pollution and poisons in our environment and do all we can to preserve a clean Earth. But most people I know are too lazy or unconcerned to even do basic recycling.

And many people tend to have a reason why they don’t recycle because…overall they say, recycling is not cost effective or rather, it’s “expensive.”

In my town the garbage collection includes free reclying collection, but on my typical residential street, I would say only 3 people put out reclycing. And another example, there is a company in Boston that will pick up laser cartridges from offices, for example – free –and yet, people still throw the old ones in the garbage. Or batteries, or whatever.

A lot people like to talk about a “Green Earth” but their actions
show they could care less.

[SHILOH]

When you read the science on both sides, it’s uncertain whether global warming is a man-caused trend, because apparently the cold/warm cycles have been going on for a long time.
That does not negate the fact that we should try to reduce pollution and poisons in our environment and do all we can to preserve a clean Earth. But most people I know are too lazy or unconcerned to even do basic recycling.

And many people tend to have a reason why they don’t recycle because…overall they say, recycling is not cost effective or rather, it’s “expensive.”

In my town the garbage collection includes free reclying collection, but on my typical residential street, I would say only 3 people put out reclycing. And another example, there is a company in Boston that will pick up laser cartridges from offices, for example – free –and yet, people still throw the old ones in the garbage. Or batteries, or whatever.

A lot people like to talk about a “Green Earth” but their actions
show they could care less.

[SHILOH]

When you read the science on both sides, it’s uncertain whether global warming is a man-caused trend, because apparently the cold/warm cycles have been going on for a long time.
That does not negate the fact that we should try to reduce pollution and poisons in our environment and do all we can to preserve a clean Earth. But most people I know are too lazy or unconcerned to even do basic recycling.

And many people tend to have a reason why they don’t recycle because…overall they say, recycling is not cost effective or rather, it’s “expensive.”

In my town the garbage collection includes free reclying collection, but on my typical residential street, I would say only 3 people put out reclycing. And another example, there is a company in Boston that will pick up laser cartridges from offices, for example – free –and yet, people still throw the old ones in the garbage. Or batteries, or whatever.

A lot people like to talk about a “Green Earth” but their actions
show they could care less.

[SHILOH]

What we need is someone like Chef Gordon Ramsay (Kitchen Nightmares, Wednesday nights…) to go into some of these Corps and tell these CEOs “like it is” because it appears that lying in the sun, aka Mozilo, is more important than
knowing the financial strength of your company.

It won’t be long, if the mortgage reform bill passes the senate, that mortgage originators will be required to give loans only to borrowers with a reasonable ability to pay it back….”The Bush administration says current trends suggest there will be just over 1 million foreclosures this year, with 620,000 of those in the subprime market.”
http://www.marketwatch.com/news/story/house-committee-oks-mortgage-reform/story.aspx?guid=%7B42A759C3-BE3B-4A6D-B215-EBD2EAE2D532%7D
I would think that will stop a lot of people in their tracks.

After all, Countrywide is in dire straits and those who invested aren’t going to be happy about getting zero returns while they continue to hand out free money. I wonder how much personal liabilitly Mozilo has.

And Citigroup is another ridiculous story- because these CEOs have lame “excuses” which can only be construed as blatently negligent or fraudulent (in my view). What use is a CEO if he/she does not know how their company is operating?

[SHILOH]

What we need is someone like Chef Gordon Ramsay (Kitchen Nightmares, Wednesday nights…) to go into some of these Corps and tell these CEOs “like it is” because it appears that lying in the sun, aka Mozilo, is more important than
knowing the financial strength of your company.

It won’t be long, if the mortgage reform bill passes the senate, that mortgage originators will be required to give loans only to borrowers with a reasonable ability to pay it back….”The Bush administration says current trends suggest there will be just over 1 million foreclosures this year, with 620,000 of those in the subprime market.”
http://www.marketwatch.com/news/story/house-committee-oks-mortgage-reform/story.aspx?guid=%7B42A759C3-BE3B-4A6D-B215-EBD2EAE2D532%7D
I would think that will stop a lot of people in their tracks.

After all, Countrywide is in dire straits and those who invested aren’t going to be happy about getting zero returns while they continue to hand out free money. I wonder how much personal liabilitly Mozilo has.

And Citigroup is another ridiculous story- because these CEOs have lame “excuses” which can only be construed as blatently negligent or fraudulent (in my view). What use is a CEO if he/she does not know how their company is operating?

[SHILOH]

What we need is someone like Chef Gordon Ramsay (Kitchen Nightmares, Wednesday nights…) to go into some of these Corps and tell these CEOs “like it is” because it appears that lying in the sun, aka Mozilo, is more important than
knowing the financial strength of your company.

It won’t be long, if the mortgage reform bill passes the senate, that mortgage originators will be required to give loans only to borrowers with a reasonable ability to pay it back….”The Bush administration says current trends suggest there will be just over 1 million foreclosures this year, with 620,000 of those in the subprime market.”
http://www.marketwatch.com/news/story/house-committee-oks-mortgage-reform/story.aspx?guid=%7B42A759C3-BE3B-4A6D-B215-EBD2EAE2D532%7D
I would think that will stop a lot of people in their tracks.

After all, Countrywide is in dire straits and those who invested aren’t going to be happy about getting zero returns while they continue to hand out free money. I wonder how much personal liabilitly Mozilo has.

And Citigroup is another ridiculous story- because these CEOs have lame “excuses” which can only be construed as blatently negligent or fraudulent (in my view). What use is a CEO if he/she does not know how their company is operating?

[SHILOH]

What we need is someone like Chef Gordon Ramsay (Kitchen Nightmares, Wednesday nights…) to go into some of these Corps and tell these CEOs “like it is” because it appears that lying in the sun, aka Mozilo, is more important than
knowing the financial strength of your company.

It won’t be long, if the mortgage reform bill passes the senate, that mortgage originators will be required to give loans only to borrowers with a reasonable ability to pay it back….”The Bush administration says current trends suggest there will be just over 1 million foreclosures this year, with 620,000 of those in the subprime market.”
http://www.marketwatch.com/news/story/house-committee-oks-mortgage-reform/story.aspx?guid=%7B42A759C3-BE3B-4A6D-B215-EBD2EAE2D532%7D
I would think that will stop a lot of people in their tracks.

After all, Countrywide is in dire straits and those who invested aren’t going to be happy about getting zero returns while they continue to hand out free money. I wonder how much personal liabilitly Mozilo has.

And Citigroup is another ridiculous story- because these CEOs have lame “excuses” which can only be construed as blatently negligent or fraudulent (in my view). What use is a CEO if he/she does not know how their company is operating?

[SHILOH]

I am a real novice, but it seems to me that even though the bubble expanded mostly over 5 years,
it appears from history and from the condition of the financial markets, with the “revelation” of the risk in the MBS and CDOs that it will take longer that 5 years to deflate. It would seem that the wage/income to price disparity would cause flat or declining prices past 5 years, unless people start making more than $69K per household – but how is that going to happen? When most of the jobs pushing the bubble were financial services or construction related. If the economy slows –and credit becomes tighter and more expensive, this is bound to go beyond 5 years.

[SHILOH]

I am a real novice, but it seems to me that even though the bubble expanded mostly over 5 years,
it appears from history and from the condition of the financial markets, with the “revelation” of the risk in the MBS and CDOs that it will take longer that 5 years to deflate. It would seem that the wage/income to price disparity would cause flat or declining prices past 5 years, unless people start making more than $69K per household – but how is that going to happen? When most of the jobs pushing the bubble were financial services or construction related. If the economy slows –and credit becomes tighter and more expensive, this is bound to go beyond 5 years.

[Author]

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