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seattle-relo
ParticipantI like TG’s plan too. It gives you a real visual for how much money you have (or don’t have). We did something like that when my first child was born when we went from 2 incomes to 1.It was really helpful. I’m not sure that my friend would buy into it though, I think she would think it’s too much work…but it would probably be a great exercise for her because she just doesn’t have a clue that she overspends until she sees that her cc have a huge balance at the end of the month.
DWCAP – I think you hit the nail on the head regarding spending to fill emotional issues – I am sure that’s what this is about for this family. I have tried to encourage her (gently) to look at why she feels she “needs” all these status items, the problem is I am a therapist so with friends I have to be very careful not to get to “psychotherapyish” with them or it will just get messy. So when she keeps complaining to me and wanting my help, I figured if I just gave her a book on budgeting I’ve “helped” her while still maintaining boundaries.
ParticipantI like TG’s plan too. It gives you a real visual for how much money you have (or don’t have). We did something like that when my first child was born when we went from 2 incomes to 1.It was really helpful. I’m not sure that my friend would buy into it though, I think she would think it’s too much work…but it would probably be a great exercise for her because she just doesn’t have a clue that she overspends until she sees that her cc have a huge balance at the end of the month.
DWCAP – I think you hit the nail on the head regarding spending to fill emotional issues – I am sure that’s what this is about for this family. I have tried to encourage her (gently) to look at why she feels she “needs” all these status items, the problem is I am a therapist so with friends I have to be very careful not to get to “psychotherapyish” with them or it will just get messy. So when she keeps complaining to me and wanting my help, I figured if I just gave her a book on budgeting I’ve “helped” her while still maintaining boundaries.
ParticipantI like TG’s plan too. It gives you a real visual for how much money you have (or don’t have). We did something like that when my first child was born when we went from 2 incomes to 1.It was really helpful. I’m not sure that my friend would buy into it though, I think she would think it’s too much work…but it would probably be a great exercise for her because she just doesn’t have a clue that she overspends until she sees that her cc have a huge balance at the end of the month.
DWCAP – I think you hit the nail on the head regarding spending to fill emotional issues – I am sure that’s what this is about for this family. I have tried to encourage her (gently) to look at why she feels she “needs” all these status items, the problem is I am a therapist so with friends I have to be very careful not to get to “psychotherapyish” with them or it will just get messy. So when she keeps complaining to me and wanting my help, I figured if I just gave her a book on budgeting I’ve “helped” her while still maintaining boundaries.
ParticipantI like TG’s plan too. It gives you a real visual for how much money you have (or don’t have). We did something like that when my first child was born when we went from 2 incomes to 1.It was really helpful. I’m not sure that my friend would buy into it though, I think she would think it’s too much work…but it would probably be a great exercise for her because she just doesn’t have a clue that she overspends until she sees that her cc have a huge balance at the end of the month.
DWCAP – I think you hit the nail on the head regarding spending to fill emotional issues – I am sure that’s what this is about for this family. I have tried to encourage her (gently) to look at why she feels she “needs” all these status items, the problem is I am a therapist so with friends I have to be very careful not to get to “psychotherapyish” with them or it will just get messy. So when she keeps complaining to me and wanting my help, I figured if I just gave her a book on budgeting I’ve “helped” her while still maintaining boundaries.
July 9, 2008 at 4:01 PM in reply to: Obama Goes to Psychic to get Advice on Best Way to Kill American Middle Class #236269ParticipantAh, come on it was pretty funny. Watching the bloodbath in the streets with this housing/finacial mess can get a little boring. Anyway we have to make some political jokes because if we look at either candidate too seriously we’d realize who ever we elect in November we’ll still be f%$ked.
July 9, 2008 at 4:01 PM in reply to: Obama Goes to Psychic to get Advice on Best Way to Kill American Middle Class #236398ParticipantAh, come on it was pretty funny. Watching the bloodbath in the streets with this housing/finacial mess can get a little boring. Anyway we have to make some political jokes because if we look at either candidate too seriously we’d realize who ever we elect in November we’ll still be f%$ked.
July 9, 2008 at 4:01 PM in reply to: Obama Goes to Psychic to get Advice on Best Way to Kill American Middle Class #236406ParticipantAh, come on it was pretty funny. Watching the bloodbath in the streets with this housing/finacial mess can get a little boring. Anyway we have to make some political jokes because if we look at either candidate too seriously we’d realize who ever we elect in November we’ll still be f%$ked.
July 9, 2008 at 4:01 PM in reply to: Obama Goes to Psychic to get Advice on Best Way to Kill American Middle Class #236453ParticipantAh, come on it was pretty funny. Watching the bloodbath in the streets with this housing/finacial mess can get a little boring. Anyway we have to make some political jokes because if we look at either candidate too seriously we’d realize who ever we elect in November we’ll still be f%$ked.
July 9, 2008 at 4:01 PM in reply to: Obama Goes to Psychic to get Advice on Best Way to Kill American Middle Class #236465ParticipantAh, come on it was pretty funny. Watching the bloodbath in the streets with this housing/finacial mess can get a little boring. Anyway we have to make some political jokes because if we look at either candidate too seriously we’d realize who ever we elect in November we’ll still be f%$ked.
ParticipantThey are probably in total shock and are covering their feelings with rationalizations. I think that many people just didn’t believe prices would really come down like they have…I didn’t. I think some of you know that I bought in Feb 2007 when we moved here from Seattle and just didn’t have the market understanding like we do now to have made the decision not to buy (yes, that makes me an FB) Prices were (still are) very high in Seattle so when we moved here we didn’t have sticker shock and just accepted the high prices. At the time we didn’t realize that there were so many “crazy” loans out there and just believed either people made a high salary or had rolled previous equity to the new home to afford the high prices. When I talk to other people about our house lossing over 100K in value they usually just have the attitude that prices will return within a few years (no more than 5), I wonder if your friends also believe that or are just using that rationalization to soothe their anger. I think it will be a very, very long time before they see 600,000 again for their home.
ParticipantThey are probably in total shock and are covering their feelings with rationalizations. I think that many people just didn’t believe prices would really come down like they have…I didn’t. I think some of you know that I bought in Feb 2007 when we moved here from Seattle and just didn’t have the market understanding like we do now to have made the decision not to buy (yes, that makes me an FB) Prices were (still are) very high in Seattle so when we moved here we didn’t have sticker shock and just accepted the high prices. At the time we didn’t realize that there were so many “crazy” loans out there and just believed either people made a high salary or had rolled previous equity to the new home to afford the high prices. When I talk to other people about our house lossing over 100K in value they usually just have the attitude that prices will return within a few years (no more than 5), I wonder if your friends also believe that or are just using that rationalization to soothe their anger. I think it will be a very, very long time before they see 600,000 again for their home.
ParticipantThey are probably in total shock and are covering their feelings with rationalizations. I think that many people just didn’t believe prices would really come down like they have…I didn’t. I think some of you know that I bought in Feb 2007 when we moved here from Seattle and just didn’t have the market understanding like we do now to have made the decision not to buy (yes, that makes me an FB) Prices were (still are) very high in Seattle so when we moved here we didn’t have sticker shock and just accepted the high prices. At the time we didn’t realize that there were so many “crazy” loans out there and just believed either people made a high salary or had rolled previous equity to the new home to afford the high prices. When I talk to other people about our house lossing over 100K in value they usually just have the attitude that prices will return within a few years (no more than 5), I wonder if your friends also believe that or are just using that rationalization to soothe their anger. I think it will be a very, very long time before they see 600,000 again for their home.
ParticipantThey are probably in total shock and are covering their feelings with rationalizations. I think that many people just didn’t believe prices would really come down like they have…I didn’t. I think some of you know that I bought in Feb 2007 when we moved here from Seattle and just didn’t have the market understanding like we do now to have made the decision not to buy (yes, that makes me an FB) Prices were (still are) very high in Seattle so when we moved here we didn’t have sticker shock and just accepted the high prices. At the time we didn’t realize that there were so many “crazy” loans out there and just believed either people made a high salary or had rolled previous equity to the new home to afford the high prices. When I talk to other people about our house lossing over 100K in value they usually just have the attitude that prices will return within a few years (no more than 5), I wonder if your friends also believe that or are just using that rationalization to soothe their anger. I think it will be a very, very long time before they see 600,000 again for their home.
ParticipantThey are probably in total shock and are covering their feelings with rationalizations. I think that many people just didn’t believe prices would really come down like they have…I didn’t. I think some of you know that I bought in Feb 2007 when we moved here from Seattle and just didn’t have the market understanding like we do now to have made the decision not to buy (yes, that makes me an FB) Prices were (still are) very high in Seattle so when we moved here we didn’t have sticker shock and just accepted the high prices. At the time we didn’t realize that there were so many “crazy” loans out there and just believed either people made a high salary or had rolled previous equity to the new home to afford the high prices. When I talk to other people about our house lossing over 100K in value they usually just have the attitude that prices will return within a few years (no more than 5), I wonder if your friends also believe that or are just using that rationalization to soothe their anger. I think it will be a very, very long time before they see 600,000 again for their home.
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