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  • March 18, 2008 at 10:02 AM in reply to: This is breakthrough pricing #172764
    sdnerd
    Participant

    I don’t know that area very well, or what complex. Assuming that rents for $1,800 month (?) the #s are roughly:

    Assuming 10% down @ 6% fixed, looking at roughly $1,400 to $1,500/mo. Today’s rates are a bit lower, so probably closer to the $1,400 range.

    March 17, 2008 at 4:12 PM in reply to: Lenders are not helping the homeowners #171892
    sdnerd
    Participant

    Mortgage rates fell today; you can get a 30/yr fixed no point at Wells Fargo for 5.75%.

    I’m on the fence, I may go ahead and refinance to get out of my ARM @ that rate.

    If inflation takes off, having an ARM would not be fun.

    March 17, 2008 at 4:12 PM in reply to: Lenders are not helping the homeowners #172226
    sdnerd
    Participant

    Mortgage rates fell today; you can get a 30/yr fixed no point at Wells Fargo for 5.75%.

    I’m on the fence, I may go ahead and refinance to get out of my ARM @ that rate.

    If inflation takes off, having an ARM would not be fun.

    March 17, 2008 at 4:12 PM in reply to: Lenders are not helping the homeowners #172230
    sdnerd
    Participant

    Mortgage rates fell today; you can get a 30/yr fixed no point at Wells Fargo for 5.75%.

    I’m on the fence, I may go ahead and refinance to get out of my ARM @ that rate.

    If inflation takes off, having an ARM would not be fun.

    March 17, 2008 at 4:12 PM in reply to: Lenders are not helping the homeowners #172249
    sdnerd
    Participant

    Mortgage rates fell today; you can get a 30/yr fixed no point at Wells Fargo for 5.75%.

    I’m on the fence, I may go ahead and refinance to get out of my ARM @ that rate.

    If inflation takes off, having an ARM would not be fun.

    March 17, 2008 at 4:12 PM in reply to: Lenders are not helping the homeowners #172329
    sdnerd
    Participant

    Mortgage rates fell today; you can get a 30/yr fixed no point at Wells Fargo for 5.75%.

    I’m on the fence, I may go ahead and refinance to get out of my ARM @ that rate.

    If inflation takes off, having an ARM would not be fun.

    March 15, 2008 at 2:15 PM in reply to: what to do with cash #170207
    sdnerd
    Participant

    What are you talking about ING is not FDIC insured? It absolutely is.

    March 15, 2008 at 2:15 PM in reply to: what to do with cash #170537
    sdnerd
    Participant

    What are you talking about ING is not FDIC insured? It absolutely is.

    March 15, 2008 at 2:15 PM in reply to: what to do with cash #170544
    sdnerd
    Participant

    What are you talking about ING is not FDIC insured? It absolutely is.

    March 15, 2008 at 2:15 PM in reply to: what to do with cash #170569
    sdnerd
    Participant

    What are you talking about ING is not FDIC insured? It absolutely is.

    March 15, 2008 at 2:15 PM in reply to: what to do with cash #170643
    sdnerd
    Participant

    What are you talking about ING is not FDIC insured? It absolutely is.

    March 14, 2008 at 12:01 AM in reply to: You piggies make me sick. #169248
    sdnerd
    Participant

    So it sounds like we are in agreement – if you wanted to buy in RSF, La Jolla, (insert prime area), etc anytime in the near future, you should not be expecting to do so at 60% off just because Temecula hits that level (should it).

    I get the impression some people on this site do, as did the original poster that I was agreeing with.

    Sound reasonable?

    We could go on all day about different long term scenarios. If Honda drops it’s price, how long until Lamborgini has to drop theirs, etc.

    March 14, 2008 at 12:01 AM in reply to: You piggies make me sick. #169577
    sdnerd
    Participant

    So it sounds like we are in agreement – if you wanted to buy in RSF, La Jolla, (insert prime area), etc anytime in the near future, you should not be expecting to do so at 60% off just because Temecula hits that level (should it).

    I get the impression some people on this site do, as did the original poster that I was agreeing with.

    Sound reasonable?

    We could go on all day about different long term scenarios. If Honda drops it’s price, how long until Lamborgini has to drop theirs, etc.

    March 14, 2008 at 12:01 AM in reply to: You piggies make me sick. #169584
    sdnerd
    Participant

    So it sounds like we are in agreement – if you wanted to buy in RSF, La Jolla, (insert prime area), etc anytime in the near future, you should not be expecting to do so at 60% off just because Temecula hits that level (should it).

    I get the impression some people on this site do, as did the original poster that I was agreeing with.

    Sound reasonable?

    We could go on all day about different long term scenarios. If Honda drops it’s price, how long until Lamborgini has to drop theirs, etc.

    March 14, 2008 at 12:01 AM in reply to: You piggies make me sick. #169605
    sdnerd
    Participant

    So it sounds like we are in agreement – if you wanted to buy in RSF, La Jolla, (insert prime area), etc anytime in the near future, you should not be expecting to do so at 60% off just because Temecula hits that level (should it).

    I get the impression some people on this site do, as did the original poster that I was agreeing with.

    Sound reasonable?

    We could go on all day about different long term scenarios. If Honda drops it’s price, how long until Lamborgini has to drop theirs, etc.

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