[SDEngineer]

Actually, a lot of startups pay below “scale” – of course, if that startup goes public, there’s a huge difference between a stock option issued at $0.10 (what I got a large block grant at when I worked at a startup), and a stock option issued at $43.00 (what I got issued this year). On the other hand, that stock option issued at $0.10 may wind up fairly valued (as tissue paper) if the company never goes public or the company needs to do massive reverse splits due to running out of capital and needing new venture capital partners (both of which happened at my startup – they should’ve taken the buyout at $10/sh that was offered just before the telecom bust heh).

[SDEngineer]

It’s accidental when it does show up as a “hard” check – those are the only checks other creditors can see. I had my most recent apartment rental credit check show up as one, I disputed it, and it was erased that month.

Unfortunately, the bureaus rely entirely on the information given them by whoever is checking the credit, which means if the doofus entering your information enters the wrong value in a field, the bureau treats it as gospel until you dispute it. One reason why virtually everyone who doesn’t monitor their credit reports have multiple errors on their reports.

[SDEngineer]

It’s accidental when it does show up as a “hard” check – those are the only checks other creditors can see. I had my most recent apartment rental credit check show up as one, I disputed it, and it was erased that month.

Unfortunately, the bureaus rely entirely on the information given them by whoever is checking the credit, which means if the doofus entering your information enters the wrong value in a field, the bureau treats it as gospel until you dispute it. One reason why virtually everyone who doesn’t monitor their credit reports have multiple errors on their reports.

[SDEngineer]

It’s accidental when it does show up as a “hard” check – those are the only checks other creditors can see. I had my most recent apartment rental credit check show up as one, I disputed it, and it was erased that month.

Unfortunately, the bureaus rely entirely on the information given them by whoever is checking the credit, which means if the doofus entering your information enters the wrong value in a field, the bureau treats it as gospel until you dispute it. One reason why virtually everyone who doesn’t monitor their credit reports have multiple errors on their reports.

[SDEngineer]

It’s accidental when it does show up as a “hard” check – those are the only checks other creditors can see. I had my most recent apartment rental credit check show up as one, I disputed it, and it was erased that month.

Unfortunately, the bureaus rely entirely on the information given them by whoever is checking the credit, which means if the doofus entering your information enters the wrong value in a field, the bureau treats it as gospel until you dispute it. One reason why virtually everyone who doesn’t monitor their credit reports have multiple errors on their reports.

[SDEngineer]

It’s accidental when it does show up as a “hard” check – those are the only checks other creditors can see. I had my most recent apartment rental credit check show up as one, I disputed it, and it was erased that month.

Unfortunately, the bureaus rely entirely on the information given them by whoever is checking the credit, which means if the doofus entering your information enters the wrong value in a field, the bureau treats it as gospel until you dispute it. One reason why virtually everyone who doesn’t monitor their credit reports have multiple errors on their reports.

[SDEngineer]

Without knowing what field your husband is in, I don’t know why he wouldn’t be able to command at least 100K (and probably more).

I have 14 years of experience and make just a bit under what he was asking for as an automated test engineer (QA) with a background in embedded systems design (I work in hospital equipment design). My brother has similar years of experience in DSP and makes a bit more than I do (working for a satellite video equipment manufacturer). I would say the normal wage for a senior software engineer (someone with 12+ years experience) in this area is probably around 95-105K. I think mechanical and hardware engineer’s average a bit lower, but 70K would definitely be very much on the low side.

Of course, it depends on his field – sometimes if you get overspecialized, it can actually work to your disadvantage if theres not a large enough market for those skills at the moment (something I learned a few years back myself) – after all, if there’s only one company hiring in an area for a particular specialty – and that company knows it – they can turn that to their advantage.

[SDEngineer]

Without knowing what field your husband is in, I don’t know why he wouldn’t be able to command at least 100K (and probably more).

I have 14 years of experience and make just a bit under what he was asking for as an automated test engineer (QA) with a background in embedded systems design (I work in hospital equipment design). My brother has similar years of experience in DSP and makes a bit more than I do (working for a satellite video equipment manufacturer). I would say the normal wage for a senior software engineer (someone with 12+ years experience) in this area is probably around 95-105K. I think mechanical and hardware engineer’s average a bit lower, but 70K would definitely be very much on the low side.

Of course, it depends on his field – sometimes if you get overspecialized, it can actually work to your disadvantage if theres not a large enough market for those skills at the moment (something I learned a few years back myself) – after all, if there’s only one company hiring in an area for a particular specialty – and that company knows it – they can turn that to their advantage.

[SDEngineer]

Without knowing what field your husband is in, I don’t know why he wouldn’t be able to command at least 100K (and probably more).

I have 14 years of experience and make just a bit under what he was asking for as an automated test engineer (QA) with a background in embedded systems design (I work in hospital equipment design). My brother has similar years of experience in DSP and makes a bit more than I do (working for a satellite video equipment manufacturer). I would say the normal wage for a senior software engineer (someone with 12+ years experience) in this area is probably around 95-105K. I think mechanical and hardware engineer’s average a bit lower, but 70K would definitely be very much on the low side.

Of course, it depends on his field – sometimes if you get overspecialized, it can actually work to your disadvantage if theres not a large enough market for those skills at the moment (something I learned a few years back myself) – after all, if there’s only one company hiring in an area for a particular specialty – and that company knows it – they can turn that to their advantage.

[SDEngineer]

Without knowing what field your husband is in, I don’t know why he wouldn’t be able to command at least 100K (and probably more).

I have 14 years of experience and make just a bit under what he was asking for as an automated test engineer (QA) with a background in embedded systems design (I work in hospital equipment design). My brother has similar years of experience in DSP and makes a bit more than I do (working for a satellite video equipment manufacturer). I would say the normal wage for a senior software engineer (someone with 12+ years experience) in this area is probably around 95-105K. I think mechanical and hardware engineer’s average a bit lower, but 70K would definitely be very much on the low side.

Of course, it depends on his field – sometimes if you get overspecialized, it can actually work to your disadvantage if theres not a large enough market for those skills at the moment (something I learned a few years back myself) – after all, if there’s only one company hiring in an area for a particular specialty – and that company knows it – they can turn that to their advantage.

[SDEngineer]

Without knowing what field your husband is in, I don’t know why he wouldn’t be able to command at least 100K (and probably more).

I have 14 years of experience and make just a bit under what he was asking for as an automated test engineer (QA) with a background in embedded systems design (I work in hospital equipment design). My brother has similar years of experience in DSP and makes a bit more than I do (working for a satellite video equipment manufacturer). I would say the normal wage for a senior software engineer (someone with 12+ years experience) in this area is probably around 95-105K. I think mechanical and hardware engineer’s average a bit lower, but 70K would definitely be very much on the low side.

Of course, it depends on his field – sometimes if you get overspecialized, it can actually work to your disadvantage if theres not a large enough market for those skills at the moment (something I learned a few years back myself) – after all, if there’s only one company hiring in an area for a particular specialty – and that company knows it – they can turn that to their advantage.

[SDEngineer]

“Don’t these “free” credit reports appear as a credit check which can cause your score to drop?”

It shouldn’t. Only credit checks which are for the purpose of extending credit are (or should) be marked as a “hard inquiry” on your report.

For example, if you go to rent an apartment, the apartment management company will generally pull your credit, however, this check should not show up on your report (and if it does, you can dispute it and get it deleted), as it was for a purpose other than extending credit to the person. Same goes for pre-employment credit screenings.

[SDEngineer]

“Don’t these “free” credit reports appear as a credit check which can cause your score to drop?”

It shouldn’t. Only credit checks which are for the purpose of extending credit are (or should) be marked as a “hard inquiry” on your report.

For example, if you go to rent an apartment, the apartment management company will generally pull your credit, however, this check should not show up on your report (and if it does, you can dispute it and get it deleted), as it was for a purpose other than extending credit to the person. Same goes for pre-employment credit screenings.

[SDEngineer]

“Don’t these “free” credit reports appear as a credit check which can cause your score to drop?”

It shouldn’t. Only credit checks which are for the purpose of extending credit are (or should) be marked as a “hard inquiry” on your report.

For example, if you go to rent an apartment, the apartment management company will generally pull your credit, however, this check should not show up on your report (and if it does, you can dispute it and get it deleted), as it was for a purpose other than extending credit to the person. Same goes for pre-employment credit screenings.

[SDEngineer]

“Don’t these “free” credit reports appear as a credit check which can cause your score to drop?”

It shouldn’t. Only credit checks which are for the purpose of extending credit are (or should) be marked as a “hard inquiry” on your report.

For example, if you go to rent an apartment, the apartment management company will generally pull your credit, however, this check should not show up on your report (and if it does, you can dispute it and get it deleted), as it was for a purpose other than extending credit to the person. Same goes for pre-employment credit screenings.

[Author]

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