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sdduuuude
ParticipantI’m still here.
Still think housing will trade in a range for many years 10? 15 ?. Definitely heading to the top of the range, even extending the range now.
I can’t imagine sales numbers can pick up much with such low inventory. in the stock market, when the market soars on low volume, how seriously do you take the rally ? Does that apply to housing ? Maybe with much longer time-frames.
We don’t need a tsunami of inventory to turn this back to some sense of normalcy. Just a normal flow of inventory would do. is it coming ? I just don’t know.
Participantdup
Participant[quote=SK in CV] … our federal spending really hasn’t exploded the last four years. It exploded in fiscal year ending 9/30/09. Since then, it has been relatively flat, and current projections are for it to remain relatively flat though 2014 with about a 5% increase in 2015.[/quote]
So, has it been flat for 3 years or decreasing ?
Participant[quote=SK in CV]The US has never avoided a recession in the past when total government spending (fed and states) has been cut as it has been the last 3 years. Somehow we’re managing now, but further cuts won’t increase the likelihood of further recovery, and the cuts required by the sequester is likely to push the economy into another recession. There’s a time and place for everything.[/quote]
Can you please provide a chart of total government spending showing that it has been coming down for the last 3 years from an objective, reliable source ?
My understanding of the sequester is that it is a reduction in the increase in spending, not a cut in spending.
February 14, 2013 at 12:44 PM in reply to: OT: Am I getting soft, just desperate or was the SOTU fairly decent? #759385ParticipantI dunno. This seems like a pretty straightforward comment:
“We are sick and tired of hearing why a program is wanted but not how we are going to pay for it.”
I can’t say I believe “it’s not going to cost a dime.”
Does anyone ?
February 14, 2013 at 11:58 AM in reply to: OT: Am I getting soft, just desperate or was the SOTU fairly decent? #759379ParticipantParticipantYou’re not an EconProf, you are an EconPoet.
ParticipantSuggest you talk with a repair person. They know alot.
Had a decent $800 Kitchenaid dishwasher. It had three things go wrong with it in 7 years. One was under warranty. Two were not. Repair guy said the kitchenaid line of refrigerators and dishwashers are not so good – i.e. he sees alot of them. Our fridge is a Kitchenaid and we have had it repaired twice in 10 yrs.
We replaced the dishwasher with a very nice Kenmore from sears. Got it on sale – really on sale, not on the pseudo-sale they have every week. Was a $1400 dishwasher got it for about $800. It’s very good and very quiet.
When we bought it from the Sears at UTC, there was this dude. I forget his name. He was like super dishwasher guy. At first I was leery because he asked questions like a sales guy, but as we talked further, I realized he knew basically everything about dishwashers. Knew the product line backwards and forwards. Knew the competitors, steered us away from gimicky stuff, slickly combined two sales to give us a great deal on a great machine. Maybe it was Richard, or Robert.
One thing I learned from him is that dishwashers which have the little garbage disposal/mascerator in the bottom are much louder, cost more, and break more. Our Kitchenaid was one of these and it was not very quiet.
The ones that have the passive trap in them that you have to manually clean are much quieter, cost less and are more reliable – one less thing to break. Our new Kenmore is one of these so it is not apples to apples comparison.
Super Dishwasher guy also steered us away from Bosch. You can get one that quiet if you just avoid the disposal units.
We had a 40-year-old Maytag in our house when we bought it. Original Clairemont issue. Chocolate-milk brown in color. We threw it away in perfect working condition at the ripe old age of 46 because it was butt-ugly. Sigh.
Participant[quote=spdrun]This being said, I’d be more concerned about Christie’s official support for the death penalty, which I consider an abomination in a modern country. Justice systems aren’t perfect, and it’s very hard to un-execute someone who was exonerated five years posthumously.
However, the Feds already have one (thankfully very seldom applied), and as President, he can’t exactly force states to enact one under local statutes.[/quote]
Right. I mean – whoever is president isn’t going to hold your exact ideologies and they aren’t a dictator and can’t force them into existence. It takes an act of congress.
I’m thinking to get someone in the white house that will prevent the meltdown of a debt-ridden nation with a spending problem, and/or take on the reserve banking system, I’d put up with someone who had different viewpoints on other issues.
Participant[quote=spdrun]I’d make ALL marriages (gay, straight, canine, bovine) into “civil unions” at the state level and make “marriage” the sole province of whatever cult the parties choose to adhere to.[/quote]
Exactly. Why is marriage tied to any sense of a legal status anyway? So they can tax Love, I suppose.
ParticipantThat would make for actual “change” as opposed to the “meet the new boss, same as the old boss” change we saw from Obama. I might actually vote if he ran.
ParticipantDavid – what a great post !
As an aside – you might want to change your username to just “davidaaronhart” to get your email address off the site. If you change it, it gets changed in all your posts.
[quote=davidaaronhart]Lets be honest these cities suck (no offense to current residents) and the weather is comparable to AZ.[/quote]
I was trying to be nice, but – yeah, they do suck. I didn’t even consider of the commute from Ramona, but I shiver to think.
[quote=davidaaronhart]I strongly feel if you are going to live here the goal is not to be in your house as much possible, where as in AZ sometimes this is unavoidable.[/quote]
You’d be surprised, actually. I don’t know if you are into physics at all, but the heat capacity of water is extremely high. That means – if you have a swimming pool, you can be outside all day and be very comfortable, if not completely content. And you can be outside more of the year in Phoenix than here. And, most people are scantily-clad. Yay.
[quote=davidaaronhart]Also considering BG has no idea of my families background, college credentials, or experience it as rather bold assumption to indicate what can and can’t be made in regards to salaries in AZ.[/quote]
Wasn’t gonna go there but I’m happy you brought it up. Just because you understand what an “unfavorable debt to income ratio” is doesn’t mean you are “living paycheck to paycheck.”
[quote=davidaaronhart]The hardest decision is leaving behind family and good friends[/quote]
Southwest Airlines is your friend. And, if you take turns, you only have to make the trip once to see your friends twice. The drive aint so bad, either. We road-tripped from SD to Phoenix for July 4th once on a whim to visit friends. Once.
Whenever people move to San Diego, the Piggs’ advice is usually “rent for a while” before buying. I suppose that applies to a Phoenix move also. Take a year to shop around, learn the neighborhoods, settle in to your job before buying. Would suck to move to AZ, buy a house, not like it, move back to SD and lose 6% on the transaction cost.
Best of luck.
ParticipantPlease provide data to back this up:
“as a matter of fact, the micro-areas of CA that reflect the MOST homeowner equity are actually those with the LEAST-educated homeowners.”
Even if you do produce the data, I – and most other people who have graduated college – would rather live amongst well-educated people than not-so-well-educated people. Also, I would suspect that the college graduation rate corresponds directly to the school quality for a neighborhood. You want to compare Scottsdale schools to Santee schools and convince our prospective AZ resident that their kids will thrive better in a Santee/Lakeside school than Scottsdale ? Really ?
The 13% college degree rate is one of the many things that makes Lakeside … Lakeside. Study Jeff Foxworthy for others.
I am done comparing Scottsdale to Santee. It is foolish.
Participanthttp://swz.salary.com/salarywizard/layouthtmls/swzl_statetaxrate_CA.html
http://swz.salary.com/salarywizard/layouthtmls/swzl_statetaxrate_AZ.html
State tax rate between 50K and 150K of income:
AZ:4.24% vs. CA:9.3%Sales tax.
San Diego: 8%
Phoenix: 9.3%If you want to compare Lakeside to Scottsdale, you go right ahead. This is one reason why that may not be a good idea. % Percent bachelor’s degree or higher:
Scottsdale: 52.9%
Santee: 17.6%
Lakeside: 13.4%
Ramona: 23.1% -
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