[SD Realtor]

Unfortunately bg you are acting just like every other buyer who has been heartbroken by the market. For all the knowledge you profess to have, you are spilling yourself all over this website whining like some entitled buyer who feels like they should get the downpayment back, or get all that sweat equity back that they put into the home. Guess what?

You

are

not

entitled

to

anything.

You should have known it from the start. After all you used to be an agent correct? You have all the knowledge. You post about it daily?

Nobody…not even you has any “right” to get a single penny back of downpayment, sweat equity, or anything else you put into the home.

[SD Realtor]

Very well spoken Rus.

Compared to:

“Again it’s a shame 15% of the population controls that much of the media and controls the other 85%. That’s not what America was built on. Jewish Americans should be called anti-American when they attack us and control our media.”

Oh yeah and I wonder who the “us” is and the “our media” is that the bigot was referring to. I guess in his world there are jewish americans and the rest of the citizens are americans right?

Maybe not a nazi Dan, but ya gotta start somewhere right?

[SD Realtor]

yeah and what is your name, rank and serial number!

[SD Realtor]

There are no points for me to argue with you about. I made my assertion and that is all I cared about. If you cannot figure it out you will have to reread them. All of the other diatribe wasn’t addressing my point so it wasn’t worth my time to read.

[SD Realtor]

SK you know (and I know) what antisemitic rhetoric is and markmax is a living breathing example of it.

It has nothing, absolutely nothing with support or not supporting Isreal.

Antisemitism (also spelled anti-semitism or anti-Semitism) is suspicion of, hatred toward, or discrimination against Jews for reasons connected to their Jewish heritage.

SK was absolutely 100% right on with his response. Markmax you are right about the brainwashing. Just look in the mirror dude.

[SD Realtor]

See was it that hard to say? That they actually do exist? Very well done. You didn’t even need to take up 4 paragraphs.

[SD Realtor]

Lots of typing but nothing we don’t all know. To make a brief and readable point. We all know how things should be and we all know how they are. sdr pointed out an example of something that happened that was very real. We all know what should and should not be allowed and have posted about that since 2006.

Try not to be a broken record.

[SD Realtor]

Ricechex that is pretty wild stuff. I have heard about stuff like that happening in the private sector but not in government sector.

BG your posts make it sound like principal reductions do not exist. If you actually were practicing in the field in this decade or two decades, I may have a bit inclination to take seriously what you write. However clearly posting online takes much more of your time then whatever your profession is. Personally I wouldn’t make implications about things that I didn’t have hands on (in recent years) experience with, but I guess that is what the internet is all about. I have never been involved with one (principal reduction) but in my mind they would make absolute common sense for the investors holding the paper. The investors have one of three choices as I see it:

1 – Let the buyers default and then sell the home on the open market incurring the cost of the foreclosure process.

2 – Let the buyers short sell.

3 – Work out a program where the buyers get to keep the home and forgive a portion of the original loan amount.

It seems to me that in each of the 3 choices the bottom of bottom lines is that the investors lose money. In either case the home is going to get sold at market value, (even in case number 3) so the investors take a haircut. The real choice here is do the investors think that the buyer is credit worthy and worth the risk? If not then take avenue 1 or 2.

I think trying to pin someone down to every nitty gritty detail about a forgiven loan is ridiculous. I havent seen one personally but I have talked to a few different people who have claimed to have gotten them. I didn’t ask them for their loan docs. Maybe they were bullshitting me and maybe not.

In my mind, it doesnt really matter.

[SD Realtor]

Rich Venegas. He is in north county. If you google him you will get his website.

[SD Realtor]

Why would someone go through the hassle of selling the home when the lender went ahead and granted them instant equity and a lower rate and basically valued the home at present day prices? Seems like a pretty easy decision to stay and keep the home.

You should be used to the sweeping generalizations by now.

[SD Realtor]

Flu that is definitely the risk that she will trash the place. However from what the poster wrote about the seller to begin with, it seems like the risk is low that this will happen. The seller can walk, and then attempt to get whatever money back that was invested through courts but given the sellers disposition this seems to be a waste of time.

[SD Realtor]

Once the trust deed is recorded you can find out what you want. There are a few ways to do it. You can write down all the addresses around that you want to look up and go to the county, plug them in and you will see the deeds recorded. There you will get the sales price. It is free but you do have to drive down there. Or ask an agent to do a realist search on a few of the streets and they can email you the results.

[SD Realtor]

If you really love the place then why not simply close escrow and then evict the seller. The eviction process is not a walk in the park but this person may take your blood money and still not move out.

Has the seller signed the grant deed yet? You may want to check with escrow if everything has been signed so that escrow can close in a timely manner regardless of what the seller is doing to try to extract the blood money from you. If you find that escrow can close regardless of her demands then I would simply close escrow and evict.

The problem with playing along with her demands is that you pay without proof of her going. I guess if you can arrange it that she is vacated and then give her a check then it works out okay for you.

[SD Realtor]

Heard the same advertisements on the radio Rus. I was wondering the same thing.

[SD Realtor]

Flu aka sherlock holmes!

[Author]

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