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I think FHA is out. Option 2:
How many years will you have PMI at this rate?
N
N x $169 x 12 = X dollars
But after N years, your monthly payment goes back to 2159 for the rest (30 – N) years. While the option 3, it stays $2190 for the 30 years. $30 is not that much of a difference, but it can add up over years…. See after how many years you’d have spent the same amount on both option 2 and 3, Y > N.

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That’s the crucial question, SD R. Well said. BTW, you said you never trust a realtor – not even yourself? 🙂 Just kidding.

[Scarlett]

That’s the crucial question, SD R. Well said. BTW, you said you never trust a realtor – not even yourself? 🙂 Just kidding.

[Scarlett]

That’s the crucial question, SD R. Well said. BTW, you said you never trust a realtor – not even yourself? 🙂 Just kidding.

[Scarlett]

That’s the crucial question, SD R. Well said. BTW, you said you never trust a realtor – not even yourself? 🙂 Just kidding.

[Scarlett]

That’s the crucial question, SD R. Well said. BTW, you said you never trust a realtor – not even yourself? 🙂 Just kidding.

[Scarlett]

It seems to me that you are a bit stressed about those emails. I think it’s better to step back from house hunting and purchasing, get the baby born and raise him/her for a few months, discuss and settle things with your family and husband. Make sure what you both want in terms of a house and what compromises you can make – let the other family know and also know exactly what you can expect from your family (and his) regarding this aspect so you can be prepared to deal with it if needed – it seems to be affecting you too much now. You live in the house not them, you pay the mortgage, not them – unless you plan to have live-in grandparents for the baby.

You don’t sound ready to buy THIS house. If you do you will already have regrets about settling for something that doesn’t make you really happy and your family criticizes.. I wouldn’t buy a house under these circumstances but that’s me. You have to be more prepared mentally and know exactly what you both want.

[Scarlett]

It seems to me that you are a bit stressed about those emails. I think it’s better to step back from house hunting and purchasing, get the baby born and raise him/her for a few months, discuss and settle things with your family and husband. Make sure what you both want in terms of a house and what compromises you can make – let the other family know and also know exactly what you can expect from your family (and his) regarding this aspect so you can be prepared to deal with it if needed – it seems to be affecting you too much now. You live in the house not them, you pay the mortgage, not them – unless you plan to have live-in grandparents for the baby.

You don’t sound ready to buy THIS house. If you do you will already have regrets about settling for something that doesn’t make you really happy and your family criticizes.. I wouldn’t buy a house under these circumstances but that’s me. You have to be more prepared mentally and know exactly what you both want.

[Scarlett]

It seems to me that you are a bit stressed about those emails. I think it’s better to step back from house hunting and purchasing, get the baby born and raise him/her for a few months, discuss and settle things with your family and husband. Make sure what you both want in terms of a house and what compromises you can make – let the other family know and also know exactly what you can expect from your family (and his) regarding this aspect so you can be prepared to deal with it if needed – it seems to be affecting you too much now. You live in the house not them, you pay the mortgage, not them – unless you plan to have live-in grandparents for the baby.

You don’t sound ready to buy THIS house. If you do you will already have regrets about settling for something that doesn’t make you really happy and your family criticizes.. I wouldn’t buy a house under these circumstances but that’s me. You have to be more prepared mentally and know exactly what you both want.

[Scarlett]

It seems to me that you are a bit stressed about those emails. I think it’s better to step back from house hunting and purchasing, get the baby born and raise him/her for a few months, discuss and settle things with your family and husband. Make sure what you both want in terms of a house and what compromises you can make – let the other family know and also know exactly what you can expect from your family (and his) regarding this aspect so you can be prepared to deal with it if needed – it seems to be affecting you too much now. You live in the house not them, you pay the mortgage, not them – unless you plan to have live-in grandparents for the baby.

You don’t sound ready to buy THIS house. If you do you will already have regrets about settling for something that doesn’t make you really happy and your family criticizes.. I wouldn’t buy a house under these circumstances but that’s me. You have to be more prepared mentally and know exactly what you both want.

[Scarlett]

It seems to me that you are a bit stressed about those emails. I think it’s better to step back from house hunting and purchasing, get the baby born and raise him/her for a few months, discuss and settle things with your family and husband. Make sure what you both want in terms of a house and what compromises you can make – let the other family know and also know exactly what you can expect from your family (and his) regarding this aspect so you can be prepared to deal with it if needed – it seems to be affecting you too much now. You live in the house not them, you pay the mortgage, not them – unless you plan to have live-in grandparents for the baby.

You don’t sound ready to buy THIS house. If you do you will already have regrets about settling for something that doesn’t make you really happy and your family criticizes.. I wouldn’t buy a house under these circumstances but that’s me. You have to be more prepared mentally and know exactly what you both want.

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It seems to me that YOU are not really in love with the house – for example, layout. And that you care about your family’s opinion. I am not going to offer any advice on the property or the price. You are not confident about this. Then I’d say let it go, it’s too big of a purchase to make it half-heartedly by one of you. Especially with the baby coming so soon, it might make you feel better to go thru the first difficult months without having to second guess your choice of house and deal with criticisms. Just my 2 cents. I think there will be enough to choose from at this price range so that you’ll find a house that both you and your husband would REALLY like.

P.S. I totally agree with nocommonsense

[Scarlett]

It seems to me that YOU are not really in love with the house – for example, layout. And that you care about your family’s opinion. I am not going to offer any advice on the property or the price. You are not confident about this. Then I’d say let it go, it’s too big of a purchase to make it half-heartedly by one of you. Especially with the baby coming so soon, it might make you feel better to go thru the first difficult months without having to second guess your choice of house and deal with criticisms. Just my 2 cents. I think there will be enough to choose from at this price range so that you’ll find a house that both you and your husband would REALLY like.

P.S. I totally agree with nocommonsense

[Scarlett]

It seems to me that YOU are not really in love with the house – for example, layout. And that you care about your family’s opinion. I am not going to offer any advice on the property or the price. You are not confident about this. Then I’d say let it go, it’s too big of a purchase to make it half-heartedly by one of you. Especially with the baby coming so soon, it might make you feel better to go thru the first difficult months without having to second guess your choice of house and deal with criticisms. Just my 2 cents. I think there will be enough to choose from at this price range so that you’ll find a house that both you and your husband would REALLY like.

P.S. I totally agree with nocommonsense

[Scarlett]

It seems to me that YOU are not really in love with the house – for example, layout. And that you care about your family’s opinion. I am not going to offer any advice on the property or the price. You are not confident about this. Then I’d say let it go, it’s too big of a purchase to make it half-heartedly by one of you. Especially with the baby coming so soon, it might make you feel better to go thru the first difficult months without having to second guess your choice of house and deal with criticisms. Just my 2 cents. I think there will be enough to choose from at this price range so that you’ll find a house that both you and your husband would REALLY like.

P.S. I totally agree with nocommonsense

[Author]

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