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scaredyclassic
Participant[quote=zk][quote=scaredyclassic]
So they sell this giant metal one under various brands on amazon that looks like 7 inch cheese grater.[/quote]
Link please!
Let me know if it works for you. My wife is always looking to upgrade her foot grating apparatus.[/quote]
Beautiful gift item! Valentines day etc
Read the reviews. People love this thing. It pulled off like a half ounce of my foot. Cant vouch long term tho. Only used it a couple times.
Getting dead skin off my feet is one of my highest pleasures nowadays.
Participant[quote=FlyerInHi]Haha. I know a Mexican renter who likes to sit under the tree in front of his apartment. The dude sits out there and grates his feet. Kinda gross behavior.
I’m happy I have beautiful smooth feet. Can we model our feet together?[/quote]
I’m solo, like Cher
Or PrinceParticipant[quote=Coronita][quote=scaredyclassic]10k meditation retreat?
Jeez.
Deerpark in escondido charges 400, including food. No place in the world could be a better Buddhist meditation retreat than deerpark, at any price
I dont think I could meditate if I’d paid 10k. I’d be distracted by the cost.
I’d be thinking how much each minute of meditation came out to.[/quote]
the guy spent several tend or thousands doing a van conversion too.[/quote]
How do people live like this???!!! I can barely spend a dime.
Participant10k meditation retreat?
Jeez.
Deerpark in escondido charges 400, including food. No place in the world could be a better Buddhist meditation retreat than deerpark, at any price
I dont think I could meditate if I’d paid 10k. I’d be distracted by the cost.
I’d be thinking how much each minute of meditation came out to.
Participant[quote=Coronita][quote=scaredyclassic][quote=Coronita]Nah, you were just trying to be financially responsible, unlike most americans. Me? I’m trying to go through the hand motions of trying to do what a typical financially irresponsible american would be ,since it seems to have worked out well for them most of the time. So far, it seems to be working out ok, because while I could cover all these bills, if someone gives me freebies along the way, why not? Other people are doing the exact same thing…
“Covid impacted” seems to be the code word for unlocking financial benefits.
Like I said, don’t hate the player, hate the game.[/quote]
Maybe the proper trump like never pay your creditors maneuver is to never willingly pay any credit card debt. Dispute every single purchase.
Groceries? Cereal was stale.
Gas? Octane deficient.
Clothing? Pesticide covered irtitants.
Movie? Too loud. Damaged hearing.
Fast food? Clogged my arteries.
Let the credit card co. Figure it out w the merchants. If you even got 10% to give in itd be great.
It’s kind of evil, but everything does kind of suck in some way…maybe trump was right to never pay any of his Bills. Fuck everyone…they are here only to serve me. Although they believe they are my equal, the truth is, they are slaves. My slaves.
They should give me everything free.
I can take the extra cash and split it with my Buddhist monastery.[/quote]
This is the decision a lot of americans make all the time. Here’s a good example. There is this couple I know who is an acquaintance of a friend who. are example of everything wrong with america. He is a a salesman, she is a clerical worker, and combined, they probably make $80k/year (and that’s generous). They filed bankruptcy 2 times already (and it will be a third time very soon). Sounds sad, because they talk about how the financially struggle all the time, having no money left over for anything in SD… But if you peel back the onions, here’s their situation…
1. They have 4 cars, making payments on all of them. There’s only 2 of them +1 toddler.
2. They recently sold a late model reliable car for $5000 to trade in for a newer car with a larger and longer loan.
3. Every single time they move to a new rental, they throw all their old furniture (that is maybe 1-2 years old) away and buy new furniture on credit
4. They order huge portions of food for everything, and eat a little bit, and then throws every leftover away (because eattng leftover for them is too low class)
5. They told their landlord they can’t pay for rent in April and May, but the guy buys a brand new Peleton exercise bike via financing ($5000-6000)
6. They can’t pay rent, but they go to home depot buy new tile and cabinets and plan on replacing the kitchen cabinets and tile of the RENTAL house to something they want, and hope that the landlord will credit them for the home improvement, without first asking the landlord if that’s ok to do.
7. They can’t pay rent but the dude goes on a $10,000 meditation vacation to boost his “work morale”.
8. They can’t pay rent but the dude likes to act like a bigshot, says he’s a founder of a tech company, and buys everyone he doesn’t really know expensive gifts and wine drink etc (I looked him up. He never started a company. He was an employee at a company, wasn’t a co-founder, and was laidoff from that position years ago….
9. They can’t pay their tax bill, but they continue to pay $1500 for child care at a pre-k school even though all 3 of them are home, because only the best for their kid (that $1500 child care consists of 15 minute Zoom video conference with a child…Really????)So, like I said, nothing you are doing in trying to get something for nothing isn’t already what most other americans are already doing. Given their chance to weasel out of paying something or getting something for free, even when they shouldn’t get it, they will totally abuse the fck out of it. And some of our politicians continue to enable this behavior. So for practical considerations, it’s a free for all for everyone. Go get yours….
Remember, just a few weeks ago, I posed the question about ethical and morale dilemma in the context of whether people who don’t really need it should get a mortgage forbearance, because they could. (even if they don’t need it) get one, given the inefficiencies of how the system is working to determine someone’s eligibility. And almost unanimously, everyone said “go for it”. It’s the same thing here. If you can (legally) benefit from EDD (which BTW you already paid the insurance premiums for every year for the past few years) or get a medical bill forbearance (considering your insurance already paid $15k when many people don’t pay anything for the ER visit, particularly uninsured undocumented people that clog up the ER), or if you want to skip paying some utility bills because they allow that, or take advantage of free unlimited data on a mobile phone… why not? Everyone else is doing it. Perfectly legal. In fact the money I’m going to milk from EDD and from medical co-pay waivers probably will be larger than the financial benefit of those mortgage forbearance that eventually still has to be paid….ha ha…. And when UI runs out…. People can go on paid family leave to take care of their shelter at home kid that can no longer go attend school. And drag that out of many more weeks…….ha ha….. In fact, I’m probably better at playing these games than most other people, if I really wanted to… And right now, I really want to….lol…So should you….
People return dead plants to Home Depot all the time. People return half eatten chickens to Costco all the time. People ask for full refund all the time from Legoland when the pizza only contains 4 pepperonis instead of 5 or more, like the previous lady in front of me did. Customer is always right in America!
Regarding credit card disputes. Disputes always get investigated, and depending on the card company some get resolved to your liking, others do not. IF you do try to dispute many times, you could get dropped. But during the disputes, it’s pretty much an interest free loan.[/quote]
I guess I dont have the heart to complain face to face.i could keep receipts and send form complaint letters…
Participant[quote=Hobie]gotta call TMI on this one scaredy[/quote]
Perhaps.
But I know, for a fact, that min. 1 of every 2 people people reading this have gross feet and are living in denial. The other 1/2 will shortly.
The savings over going to a pedicure place will be an easy 1k a year.
My wife kept telling me my feet looked gross and I laughed and did nothing. Then one day they got cracked and hurt and I got crazy attentive. CHANGED MY LIFE.
I would put my feet up against anyone anywhere anytime in my age group in a money competition for MOST GORGEOUS . Ive been complimented while wearing flipflops.
Could I be a foot model? I would have to say, hell yes..I was pretending the problem didnt exist.
When i see guys feet all white and flaky, i think, that was me, in my utter ignorance.
I wonder what else I’m 8n utter denial about.
Mortality?
Participant[quote=Coronita]Nah, you were just trying to be financially responsible, unlike most americans. Me? I’m trying to go through the hand motions of trying to do what a typical financially irresponsible american would be ,since it seems to have worked out well for them most of the time. So far, it seems to be working out ok, because while I could cover all these bills, if someone gives me freebies along the way, why not? Other people are doing the exact same thing…
“Covid impacted” seems to be the code word for unlocking financial benefits.
Like I said, don’t hate the player, hate the game.[/quote]
Maybe the proper trump like never pay your creditors maneuver is to never willingly pay any credit card debt. Dispute every single purchase.
Groceries? Cereal was stale.
Gas? Octane deficient.
Clothing? Pesticide covered irtitants.
Movie? Too loud. Damaged hearing.
Fast food? Clogged my arteries.
Let the credit card co. Figure it out w the merchants. If you even got 10% to give in itd be great.
It’s kind of evil, but everything does kind of suck in some way…maybe trump was right to never pay any of his Bills. Fuck everyone…they are here only to serve me. Although they believe they are my equal, the truth is, they are slaves. My slaves.
They should give me everything free.
I can take the extra cash and split it with my Buddhist monastery.
Participant[quote=Coronita][quote=scaredyclassic]My kid was supposed to go on a school trip to Europe, cancelled due to covid19.
They’re refunding about 75%.
We had bought travel insurance but apparently this so called “pandemic” , which in reality is just an overblown cold and democratic hoax, is excluded under the policy, although obviously i dispute that.My position I think is the travel company negligently selected a substandard insurance policy, and the school negligently selected a substandard travel company
Is it bad karkma to also sue the high school and the teacher advisor to try to strong arm the travel co. Into settling? I want that other 25% , my kid worked a lot of hours at jack in the box and the shitty insurance cost 165.00.
I’m in a fuck all of them mood[/quote]
Oh, same thing happened to my kid’s Washington DC trip. We put down a $250 deposit, didn’t make any payments, and recently just canceled the trip. They wanted to keep the $250 deposit.
I’m disputing the charges with my credit card company. They are going after the merchant’s payment processor and seeking reimbursement. Meanwhile, I’m credited $250 in my account and probably won’t need to pay for it for the rest of the year.
Lol.[/quote]I paid in full 4 a discount. Idiot
ParticipantMy kid was supposed to go on a school trip to Europe, cancelled due to covid19.
They’re refunding about 75%.
We had bought travel insurance but apparently this so called “pandemic” , which in reality is just an overblown cold and democratic hoax, is excluded under the policy, although obviously i dispute their conclusion that this is a “pandemic”..My position I think is the travel company negligently selected a substandard insurance policy, and the school negligently selected a substandard travel company
Is it bad karkma to also sue the high school and the teacher advisor to try to strong arm the travel co. Into settling? I want that other 25% , my kid worked a lot of hours at jack in the box and the shitty insurance cost 165.00.
I’m in a fuck all of them mood
ParticipantThis rally will die at $20.44 .
But it will be $50 within 3 years.
Participant[quote=The-Shoveler][quote=The-Shoveler]So Silver down big (probably more than the S&P500)
I am nibbling a little here on SLV shares
IMO probably margin call selling but maybe I am wrong.
Thoughts?[/quote]
Well my SLV (bought at 13 and 11) seems to have done better than the S&P-500 or Gold in this rally,
Got a trailing stop on it so I get out at least 30% gain.[/quote]
Well done.
Hard to buy when dropping like a rock
Participant[quote=svelte][quote=Coronita][quote=outtamojo][quote=scaredyclassic][quote=outtamojo]Oh no a bike shortage!
https://www.nytimes.com/2020/05/18/nyregion/bike-shortage-coronavirus.html%5B/quote%5DThis is good![/quote]
My son needs a bike for the fall.
I was gonna go bike shopping with my son. Rejected by ucsd and uci, he chose ucd over ucsb for biology.1 400 sat and 4.0 GPA doesn’t give you your choice of 2nd tier U.C’s. these days.I wont mention demographics Asian cough cough.[/quote]Buy him a car if he’s going to ucd. 1. It will make him feel better 2. He’ll be a popular kid. 3. Car prices have been and will continue to go down. 4. He deserves a reward for his hard work and accomplishments, despite stupid school administrators not giving him credit for it.
UCD is a good school. He’ll do fine.
[/quote]UCD is a great school – behind only Stanford in northern California. Maybe behind UCB for certain majors.
I’m not sure getting him a car will raise his social stature there. It is very much a green-leaning school so a bike might be better. Davis was known for always pushing the envelope on the environmental front with lots of psuedo-hippy students and professors. Things may have changed since I hung out there but I doubt it.
I remember my Dad and I toured a solar housing development there in the 1970s – and nobody was doing solar in the 1970s!
You should not feel apologetic about UCD at all. It is highly regarded, he’ll get a great education, and he’ll love the area. And from a parents perspective: it is a very safe town and costs are relatively low as far as California goes. It is so close to Sac that you’ll have lots to do when you go up for visits. Downtown Sac is very vibrant now with lots of bars and restaurants – my wife and I were surprised how much it has changed since we lived up that way. A great live music venue that looks like a hole-in-the-wall: Torch Club.[/quote]
Car is not a status item now. Definitely was in 1983.
Cargo bike would increase status.
Participant[quote=outtamojo]Oh no a bike shortage!
https://www.nytimes.com/2020/05/18/nyregion/bike-shortage-coronavirus.html%5B/quote%5DThis is good!
ParticipantGold not risk free.
Also ebay says it limits Ebay bucks on bullion and coins.
Need pretty big rise to cover transaction costs.
CEF stock easier
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