[Rockemsock]

It’s a hidden feature… press and hold down your Control key and then use your scroll wheel on your mouse to adjust the font. ;^) If you’re using Opera you can setup a custom Style Sheet with the font of your choice…but most aren’t using Opera.

[Rockemsock]

It’s a hidden feature… press and hold down your Control key and then use your scroll wheel on your mouse to adjust the font. ;^) If you’re using Opera you can setup a custom Style Sheet with the font of your choice…but most aren’t using Opera.

[Rockemsock]

It’s a hidden feature… press and hold down your Control key and then use your scroll wheel on your mouse to adjust the font. ;^) If you’re using Opera you can setup a custom Style Sheet with the font of your choice…but most aren’t using Opera.

[Rockemsock]

So is it a bad thing that i gave her a key to all the posters? Such as:

Rustico = Founder/Owner of one of the nations largest contractors, goto guy for building code info, etc.

PerryChase = Private Investigator with inside track on “hard to find info”…brother has new Porsche.

SDR = Millionaire Elite turned Realtor Philanthropiist, knows SD market well, but is acutely afraid of the man in 2015 Countryhaven Ct.

Bugs = Animator for Pixar, spends weekends appraising vintage cars and antiques.

…I was just trying to make her feel at home. ;^)

[Rockemsock]

So is it a bad thing that i gave her a key to all the posters? Such as:

Rustico = Founder/Owner of one of the nations largest contractors, goto guy for building code info, etc.

PerryChase = Private Investigator with inside track on “hard to find info”…brother has new Porsche.

SDR = Millionaire Elite turned Realtor Philanthropiist, knows SD market well, but is acutely afraid of the man in 2015 Countryhaven Ct.

Bugs = Animator for Pixar, spends weekends appraising vintage cars and antiques.

…I was just trying to make her feel at home. ;^)

[Rockemsock]

So is it a bad thing that i gave her a key to all the posters? Such as:

Rustico = Founder/Owner of one of the nations largest contractors, goto guy for building code info, etc.

PerryChase = Private Investigator with inside track on “hard to find info”…brother has new Porsche.

SDR = Millionaire Elite turned Realtor Philanthropiist, knows SD market well, but is acutely afraid of the man in 2015 Countryhaven Ct.

Bugs = Animator for Pixar, spends weekends appraising vintage cars and antiques.

…I was just trying to make her feel at home. ;^)

[Rockemsock]

“At 100K, you can easily support the mortgage on a 350K house. I don’t see the decline going beyond 30% from today, and I think 20% is more likely.”

In 2002, we were first time buyers of a 320k home, and we were making around the median. It wasn’t easy to support the mortgage even thought we had a small amount of debt. The only reason we jumped on the bus was because the rates were low and it seemed like we just had to get on board.

What if rates don’t come down as much…will it not force the prices down even further. In 2-3 years, my bet is that the average joe will look at home ownership as a risky proposition…in 2002 the opposite was true.

So if you are talking about fundamentals, I would say that negative sentiment and higher rates would make a 350k home much more difficult of a purchase for someone making 100k.

[Rockemsock]

“At 100K, you can easily support the mortgage on a 350K house. I don’t see the decline going beyond 30% from today, and I think 20% is more likely.”

In 2002, we were first time buyers of a 320k home, and we were making around the median. It wasn’t easy to support the mortgage even thought we had a small amount of debt. The only reason we jumped on the bus was because the rates were low and it seemed like we just had to get on board.

What if rates don’t come down as much…will it not force the prices down even further. In 2-3 years, my bet is that the average joe will look at home ownership as a risky proposition…in 2002 the opposite was true.

So if you are talking about fundamentals, I would say that negative sentiment and higher rates would make a 350k home much more difficult of a purchase for someone making 100k.

[Rockemsock]

“At 100K, you can easily support the mortgage on a 350K house. I don’t see the decline going beyond 30% from today, and I think 20% is more likely.”

In 2002, we were first time buyers of a 320k home, and we were making around the median. It wasn’t easy to support the mortgage even thought we had a small amount of debt. The only reason we jumped on the bus was because the rates were low and it seemed like we just had to get on board.

What if rates don’t come down as much…will it not force the prices down even further. In 2-3 years, my bet is that the average joe will look at home ownership as a risky proposition…in 2002 the opposite was true.

So if you are talking about fundamentals, I would say that negative sentiment and higher rates would make a 350k home much more difficult of a purchase for someone making 100k.

[Rockemsock]

As an employee of Sony that will be moving into the building to which you are referring, i can tell you that there is already a large number of Sony tech jobs in San Diego. Rancho Bernardo already has a huge facility and Sorrento Valley also has multiple buildings.

I’m not saying that there won’t be additional people coming to SD, but know that it’s not likely going to be a huge influx…definitely not enough to prop up 4closure Ranch.

[Rockemsock]

As an employee of Sony that will be moving into the building to which you are referring, i can tell you that there is already a large number of Sony tech jobs in San Diego. Rancho Bernardo already has a huge facility and Sorrento Valley also has multiple buildings.

I’m not saying that there won’t be additional people coming to SD, but know that it’s not likely going to be a huge influx…definitely not enough to prop up 4closure Ranch.

[Rockemsock]

As an employee of Sony that will be moving into the building to which you are referring, i can tell you that there is already a large number of Sony tech jobs in San Diego. Rancho Bernardo already has a huge facility and Sorrento Valley also has multiple buildings.

I’m not saying that there won’t be additional people coming to SD, but know that it’s not likely going to be a huge influx…definitely not enough to prop up 4closure Ranch.

[Rockemsock]

Not Sagewood…it was on Sundance.

SDR, well at least the agent gave themselves some time to be wrong…so they can be out of town by the time their prediction is wrong.

I’m not sure I believe that this community is in for “24/7” gridlock. While i do think it will get more traffic, I don’t see San Elijo Road as being THE way to go for everyone. And as far as putting an Albertsons and a Gas Station in a “busy intersection”…well, that seems smart to me. Maybe you fill up in your neighbors garage, but all my fill-ups are at “busy intersection” gas stations (is there another kind?) I think the planners got it right…put the gas station and store at the town center. I’ve filled up at that station a couple dozen times…it’s less busy than the last gas station i frequented (El Camino and Encinitas).

When the road goes through it’ll be a big boon for the city of San Marcos…the additional traffic ticket revenue generated by the County Sheriff that is a PERMANENT FIXTURE on San Elijo Road could lower the Mella Roos! ;^)

[Rockemsock]

Not Sagewood…it was on Sundance.

SDR, well at least the agent gave themselves some time to be wrong…so they can be out of town by the time their prediction is wrong.

I’m not sure I believe that this community is in for “24/7” gridlock. While i do think it will get more traffic, I don’t see San Elijo Road as being THE way to go for everyone. And as far as putting an Albertsons and a Gas Station in a “busy intersection”…well, that seems smart to me. Maybe you fill up in your neighbors garage, but all my fill-ups are at “busy intersection” gas stations (is there another kind?) I think the planners got it right…put the gas station and store at the town center. I’ve filled up at that station a couple dozen times…it’s less busy than the last gas station i frequented (El Camino and Encinitas).

When the road goes through it’ll be a big boon for the city of San Marcos…the additional traffic ticket revenue generated by the County Sheriff that is a PERMANENT FIXTURE on San Elijo Road could lower the Mella Roos! ;^)

[Rockemsock]

My wife and I just sold our VP condo (thanks SDR) a few weeks ago. We really wanted to rent for a while, and we knew that our 1450sf condo was not going to be a place to plant our roots…but our experience in VP was very enjoyable. Aside from college, it was the first condo we’d ever lived in, and i have to say that my reservations about condos (noisy neighbors, poor construction, HOA issues, etc.) were never realized. The VP condo we owned had extremely thick walls or very good insulation (or both), because we almost never heard ANYTHING from our neighbors (we shared two walls). And because of our location within the community, we had excellent parking and felt like we had a ton of privacy. We’ve since moved into a SFR on a cul-de-sac w/o any neigbors behind us and yet we feel much less private because the homes are rather close to one another. In fact, we are constantly telling our 3 year old daughter to keep her voice down when we get home after 9 at night…because our driveway is about 12′ from the neighbors windows.

Regarding the HOA in VP: while we were there (5 years), the HOA re-roofed, recovered the driveways (streets are being done this summer), put in new vinyl fences, re-painted, and are supposedly planning on getting new garage doors (roll-up) next year. So an HOA may be a headache to somebody wanting to swap out their existing ’72 Porsche engine for a ’88 Jaguar Diesel using the driveway as a parts warehouse. But for us, they did an exceptional job of keeping our home looking nice and maintaining the structures and ammenities.

We probably would have stayed, but we didn’t want to own in this market…and as long as we had decided to rent, we wanted something that had a yard. I jogged around the greenbelt all the time, and we enjoyed the playground and pool as well. HOA wasn’t cheap, but I’m sure there is some trade-off with regard to utilities and things of that sort.

Encinitas is a wonderful city, we love it. But i’m sure you already know that. When we bought we didn’t seem to have much of a choice at the time (buyers were submitting cover letters and interview tapes along with offers) because things were selling soooo fast. But we had looked in Saxony, and almost made an offer, but ultimately we liked the neighborhood of VP a little better. We were very happy with our decision.

Good luck with the saving/search.

~Todd

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