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Raybyrnes
ParticipantWhat about working on a rent to own program. Give soemone the purchase to buy at the end of a period of time. Structure the contract so that it is win win. You ahve income coming in , they are responsible for upkeep. Might be a decent fit for you.
ParticipantProblem renting in Carmel Valley.
Many of the Condo complexes in Carmel Valley have serious problems with mold related issues. No having to shine your shoes every week because mold is all over them. Additionally if you are asmatic or have allergies this can irrate those reactions. To the realatos on the board, would ther be a way of getting a hold of the minutes to see if there is litigation with respect to mold related issues.ParticipantProblem renting in Carmel Valley.
Many of the Condo complexes in Carmel Valley have serious problems with mold related issues. No having to shine your shoes every week because mold is all over them. Additionally if you are asmatic or have allergies this can irrate those reactions. To the realatos on the board, would ther be a way of getting a hold of the minutes to see if there is litigation with respect to mold related issues.ParticipantProblem renting in Carmel Valley.
Many of the Condo complexes in Carmel Valley have serious problems with mold related issues. No having to shine your shoes every week because mold is all over them. Additionally if you are asmatic or have allergies this can irrate those reactions. To the realatos on the board, would ther be a way of getting a hold of the minutes to see if there is litigation with respect to mold related issues.ParticipantI would think the VA programs would apply to her situation. You may want to check with Navy Federal Credit Union. Membership has its benefits.
ParticipantI would think the VA programs would apply to her situation. You may want to check with Navy Federal Credit Union. Membership has its benefits.
ParticipantI would think the VA programs would apply to her situation. You may want to check with Navy Federal Credit Union. Membership has its benefits.
ParticipantJimmyle,
Depending upon income limits and home prices there are State and Federal Programs for first time homeowners.
At 442 if you can wait, I would think that you get a second job save every dime over the next year and try to get the loan down to 417 which is a conforming loan and carries a lower cost. Either that, or hang tight and hope Government raises that limit.
Allso be aware that there are programs for teachers, nurses, law enforcement, social workers etc that provide below market rates.
ParticipantJimmyle,
Depending upon income limits and home prices there are State and Federal Programs for first time homeowners.
At 442 if you can wait, I would think that you get a second job save every dime over the next year and try to get the loan down to 417 which is a conforming loan and carries a lower cost. Either that, or hang tight and hope Government raises that limit.
Allso be aware that there are programs for teachers, nurses, law enforcement, social workers etc that provide below market rates.
ParticipantJimmyle,
Depending upon income limits and home prices there are State and Federal Programs for first time homeowners.
At 442 if you can wait, I would think that you get a second job save every dime over the next year and try to get the loan down to 417 which is a conforming loan and carries a lower cost. Either that, or hang tight and hope Government raises that limit.
Allso be aware that there are programs for teachers, nurses, law enforcement, social workers etc that provide below market rates.
Participantsandiego
100% correct. People are exhauseted. They need help and assistance with the process. What’s shameless about saying that “we are a well respected builder and we are looking to see if you need someone to speak with.” Resources over the next several months are going to be stretched extremely thin. I think it jsut makes business sense to reach out.Additionally Home Depot advertising 0% credit makes sense aswell. Credit conditions have changed and there are less of these offers going around.
It would be really good if the SBA had as much advertising for their programs as there is a lot of federal money that is being provided to rebuild. Fixed rates on up to 200K for under 3% on 30 year loans. For business up to 1.5 million at fixed rates of 4%. If I were a homeowner or business owner affected by the fire I wouldn’t mind a call on this. I wouldn’t call it shameless.
Participantsandiego
100% correct. People are exhauseted. They need help and assistance with the process. What’s shameless about saying that “we are a well respected builder and we are looking to see if you need someone to speak with.” Resources over the next several months are going to be stretched extremely thin. I think it jsut makes business sense to reach out.Additionally Home Depot advertising 0% credit makes sense aswell. Credit conditions have changed and there are less of these offers going around.
It would be really good if the SBA had as much advertising for their programs as there is a lot of federal money that is being provided to rebuild. Fixed rates on up to 200K for under 3% on 30 year loans. For business up to 1.5 million at fixed rates of 4%. If I were a homeowner or business owner affected by the fire I wouldn’t mind a call on this. I wouldn’t call it shameless.
Participantsandiego
100% correct. People are exhauseted. They need help and assistance with the process. What’s shameless about saying that “we are a well respected builder and we are looking to see if you need someone to speak with.” Resources over the next several months are going to be stretched extremely thin. I think it jsut makes business sense to reach out.Additionally Home Depot advertising 0% credit makes sense aswell. Credit conditions have changed and there are less of these offers going around.
It would be really good if the SBA had as much advertising for their programs as there is a lot of federal money that is being provided to rebuild. Fixed rates on up to 200K for under 3% on 30 year loans. For business up to 1.5 million at fixed rates of 4%. If I were a homeowner or business owner affected by the fire I wouldn’t mind a call on this. I wouldn’t call it shameless.
ParticipantThey made their cut this year with .50. Expect to see no cut. Rebalance now into cash and wait for the market to correct following the news.
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