Forum Replies Created
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Raybyrnes
ParticipantI don’t know about stock option being useless. They weren’t designed to be an addaboy for a job well done but rather an incentive to get the get the job done. They look forward as opposed to looking back. To me if you embrace the company and buy in you should want to work to make the options valuable. If your in sales go sell, if you are in accounting, hammer recievables if you operations negotiate with vendors. You have a way of impacting the bottom line.
I come from a team sport background so I believe that that everyone counts. When all energies are focused on a common goal those option can be made to worth something. You can’t change the structure so you can be negative or you can be positive. I choose to be positive.
Raybyrnes
ParticipantI don’t know about stock option being useless. They weren’t designed to be an addaboy for a job well done but rather an incentive to get the get the job done. They look forward as opposed to looking back. To me if you embrace the company and buy in you should want to work to make the options valuable. If your in sales go sell, if you are in accounting, hammer recievables if you operations negotiate with vendors. You have a way of impacting the bottom line.
I come from a team sport background so I believe that that everyone counts. When all energies are focused on a common goal those option can be made to worth something. You can’t change the structure so you can be negative or you can be positive. I choose to be positive.
Raybyrnes
ParticipantI don’t know about stock option being useless. They weren’t designed to be an addaboy for a job well done but rather an incentive to get the get the job done. They look forward as opposed to looking back. To me if you embrace the company and buy in you should want to work to make the options valuable. If your in sales go sell, if you are in accounting, hammer recievables if you operations negotiate with vendors. You have a way of impacting the bottom line.
I come from a team sport background so I believe that that everyone counts. When all energies are focused on a common goal those option can be made to worth something. You can’t change the structure so you can be negative or you can be positive. I choose to be positive.
Raybyrnes
ParticipantMy sister is in a position where they could be relocating due to the company. They own their place. Company is going to subsidize the cost of the move so this has to enter into the equasion as to whether they want to buy something. Sometimes their wehn dealing with the company it is easier to buy. Additionally it provides an indication of stability and committment. While office politics should not enter the equasion it would be ridiculous not to recognise it exists.
Raybyrnes
ParticipantMy sister is in a position where they could be relocating due to the company. They own their place. Company is going to subsidize the cost of the move so this has to enter into the equasion as to whether they want to buy something. Sometimes their wehn dealing with the company it is easier to buy. Additionally it provides an indication of stability and committment. While office politics should not enter the equasion it would be ridiculous not to recognise it exists.
Raybyrnes
ParticipantMy sister is in a position where they could be relocating due to the company. They own their place. Company is going to subsidize the cost of the move so this has to enter into the equasion as to whether they want to buy something. Sometimes their wehn dealing with the company it is easier to buy. Additionally it provides an indication of stability and committment. While office politics should not enter the equasion it would be ridiculous not to recognise it exists.
Raybyrnes
ParticipantMy sister is in a position where they could be relocating due to the company. They own their place. Company is going to subsidize the cost of the move so this has to enter into the equasion as to whether they want to buy something. Sometimes their wehn dealing with the company it is easier to buy. Additionally it provides an indication of stability and committment. While office politics should not enter the equasion it would be ridiculous not to recognise it exists.
November 6, 2007 at 8:22 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #96218Raybyrnes
ParticipantNYCLurker
That’s exactly the same as my options for my student loans. The only thing I have to do is indicate where I want the payments to go. My default is to pay down balance. But if I were a teacher who gets paid over 9 months and I didn’t want to make payments over teh summer I could pay in advance. Technology is awesome.
November 6, 2007 at 8:22 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #96281Raybyrnes
ParticipantNYCLurker
That’s exactly the same as my options for my student loans. The only thing I have to do is indicate where I want the payments to go. My default is to pay down balance. But if I were a teacher who gets paid over 9 months and I didn’t want to make payments over teh summer I could pay in advance. Technology is awesome.
November 6, 2007 at 8:22 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #96287Raybyrnes
ParticipantNYCLurker
That’s exactly the same as my options for my student loans. The only thing I have to do is indicate where I want the payments to go. My default is to pay down balance. But if I were a teacher who gets paid over 9 months and I didn’t want to make payments over teh summer I could pay in advance. Technology is awesome.
November 6, 2007 at 8:22 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #96295Raybyrnes
ParticipantNYCLurker
That’s exactly the same as my options for my student loans. The only thing I have to do is indicate where I want the payments to go. My default is to pay down balance. But if I were a teacher who gets paid over 9 months and I didn’t want to make payments over teh summer I could pay in advance. Technology is awesome.
Raybyrnes
ParticipantI might be missing something but I would think that right now is probably a great time to be an Experienced Realtor. Bank inventories are growing. I would think that you get one account and you are on easy street. They might require a little bit more paperwork but once you have your staff trained you can create a significant value add to the clients you represent. Additionally the small realtors who got into the business to help their friends are being flushed out. Sure their is a little pain as you go through the transition but ultimately you can come out way ahead. No different than when a factory has to retool. Things slow down and then produciton increases.
Raybyrnes
ParticipantI might be missing something but I would think that right now is probably a great time to be an Experienced Realtor. Bank inventories are growing. I would think that you get one account and you are on easy street. They might require a little bit more paperwork but once you have your staff trained you can create a significant value add to the clients you represent. Additionally the small realtors who got into the business to help their friends are being flushed out. Sure their is a little pain as you go through the transition but ultimately you can come out way ahead. No different than when a factory has to retool. Things slow down and then produciton increases.
Raybyrnes
ParticipantI might be missing something but I would think that right now is probably a great time to be an Experienced Realtor. Bank inventories are growing. I would think that you get one account and you are on easy street. They might require a little bit more paperwork but once you have your staff trained you can create a significant value add to the clients you represent. Additionally the small realtors who got into the business to help their friends are being flushed out. Sure their is a little pain as you go through the transition but ultimately you can come out way ahead. No different than when a factory has to retool. Things slow down and then produciton increases.
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