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November 7, 2007 at 3:29 PM in reply to: Expatriate from France to San Diego. Where and when to buy a home? #96990November 7, 2007 at 3:29 PM in reply to: Expatriate from France to San Diego. Where and when to buy a home? #96996
Raybyrnes
ParticipantI don’t want any negative feedback about the Yanks telling you to buy anything but I would say that the following might be a good starting point.
You can probably vie the floorplans at Standard Pacific Website
Bridgewalk at Del Sur
Please see the attached flyer for this beautiful homesite. JUSTREDUCED TO $599,900!! This spectacular home is turn-key!! Includeswasher/dryer, window coverings, refrigerator, stainless steelappliances, beautiful hardwood flooring and much, much more!! This home is available for a 30-45 day move-in. Come by and take a look,it will be open all week!! Purchase this week and receive anadditional $10,000 Lender Credit for Closing Costs! Please contactthe Bridgewalk Sales Gallery at (858) 759-3264 for more information.
November 7, 2007 at 3:29 PM in reply to: Expatriate from France to San Diego. Where and when to buy a home? #97004Raybyrnes
ParticipantI don’t want any negative feedback about the Yanks telling you to buy anything but I would say that the following might be a good starting point.
You can probably vie the floorplans at Standard Pacific Website
Bridgewalk at Del Sur
Please see the attached flyer for this beautiful homesite. JUSTREDUCED TO $599,900!! This spectacular home is turn-key!! Includeswasher/dryer, window coverings, refrigerator, stainless steelappliances, beautiful hardwood flooring and much, much more!! This home is available for a 30-45 day move-in. Come by and take a look,it will be open all week!! Purchase this week and receive anadditional $10,000 Lender Credit for Closing Costs! Please contactthe Bridgewalk Sales Gallery at (858) 759-3264 for more information.
Raybyrnes
ParticipantJAFO
People who say they saved 100K in interest are completely biased in their advice. Paying your loan off early may have saved you money or might cost you money. For you to account for have much you SAVED you need to state what the going rate for savings (opportunity cost) during that same period of time. Then you need to factor in taxes and run your numbers. I’ll make a bet you do this and that 100K savings gets whittled away pretty quick.
Raybyrnes
ParticipantJAFO
People who say they saved 100K in interest are completely biased in their advice. Paying your loan off early may have saved you money or might cost you money. For you to account for have much you SAVED you need to state what the going rate for savings (opportunity cost) during that same period of time. Then you need to factor in taxes and run your numbers. I’ll make a bet you do this and that 100K savings gets whittled away pretty quick.
Raybyrnes
ParticipantJAFO
People who say they saved 100K in interest are completely biased in their advice. Paying your loan off early may have saved you money or might cost you money. For you to account for have much you SAVED you need to state what the going rate for savings (opportunity cost) during that same period of time. Then you need to factor in taxes and run your numbers. I’ll make a bet you do this and that 100K savings gets whittled away pretty quick.
Raybyrnes
ParticipantJAFO
People who say they saved 100K in interest are completely biased in their advice. Paying your loan off early may have saved you money or might cost you money. For you to account for have much you SAVED you need to state what the going rate for savings (opportunity cost) during that same period of time. Then you need to factor in taxes and run your numbers. I’ll make a bet you do this and that 100K savings gets whittled away pretty quick.
Raybyrnes
ParticipantPhrases like “as low as” “up to” “around” are marketing phases. They also help to sell advertising. Without knowing what the loan note is the only thing I get from the article is that Countrywide is going to work with borrowers to maidfy loasn. Whether this helps or not only time will tell.
Raybyrnes
ParticipantPhrases like “as low as” “up to” “around” are marketing phases. They also help to sell advertising. Without knowing what the loan note is the only thing I get from the article is that Countrywide is going to work with borrowers to maidfy loasn. Whether this helps or not only time will tell.
Raybyrnes
ParticipantPhrases like “as low as” “up to” “around” are marketing phases. They also help to sell advertising. Without knowing what the loan note is the only thing I get from the article is that Countrywide is going to work with borrowers to maidfy loasn. Whether this helps or not only time will tell.
Raybyrnes
ParticipantPhrases like “as low as” “up to” “around” are marketing phases. They also help to sell advertising. Without knowing what the loan note is the only thing I get from the article is that Countrywide is going to work with borrowers to maidfy loasn. Whether this helps or not only time will tell.
Raybyrnes
Participantwaitingpatiently
If you ahve a WAMU account you can simply take advantage of their MMA’s that are paying 5%. The benefit of this is that if you ahve a WAMU account you cn move the money same day from checking or savings to the MMA. IF you are using other accoutns as secondary to your bank accounts you lose 3 days of earned interest while the money is in transit.
Anoth place to take a look is through COSTCO. They ahve a partnership set up with capital one that is paying over 5%.
I would also advise comparing this to CA Tax Free Muni bond funds offered through discount brokerage adn comparing the tax free rate vs the taxable accounts.
Raybyrnes
Participantwaitingpatiently
If you ahve a WAMU account you can simply take advantage of their MMA’s that are paying 5%. The benefit of this is that if you ahve a WAMU account you cn move the money same day from checking or savings to the MMA. IF you are using other accoutns as secondary to your bank accounts you lose 3 days of earned interest while the money is in transit.
Anoth place to take a look is through COSTCO. They ahve a partnership set up with capital one that is paying over 5%.
I would also advise comparing this to CA Tax Free Muni bond funds offered through discount brokerage adn comparing the tax free rate vs the taxable accounts.
Raybyrnes
Participantwaitingpatiently
If you ahve a WAMU account you can simply take advantage of their MMA’s that are paying 5%. The benefit of this is that if you ahve a WAMU account you cn move the money same day from checking or savings to the MMA. IF you are using other accoutns as secondary to your bank accounts you lose 3 days of earned interest while the money is in transit.
Anoth place to take a look is through COSTCO. They ahve a partnership set up with capital one that is paying over 5%.
I would also advise comparing this to CA Tax Free Muni bond funds offered through discount brokerage adn comparing the tax free rate vs the taxable accounts.
Raybyrnes
Participantwaitingpatiently
If you ahve a WAMU account you can simply take advantage of their MMA’s that are paying 5%. The benefit of this is that if you ahve a WAMU account you cn move the money same day from checking or savings to the MMA. IF you are using other accoutns as secondary to your bank accounts you lose 3 days of earned interest while the money is in transit.
Anoth place to take a look is through COSTCO. They ahve a partnership set up with capital one that is paying over 5%.
I would also advise comparing this to CA Tax Free Muni bond funds offered through discount brokerage adn comparing the tax free rate vs the taxable accounts.
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