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November 16, 2007 at 9:19 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100351November 16, 2007 at 9:19 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100431
Raybyrnes
ParticipantYou shouldn’t have to beat the pavement too long. These programs already have set rates and fees that a lender can charge so all lenders are going to be the same in terms of dollar amount and interst rate. What you may want to focus on is seeing if the lenders offer any sort of incentives or discounts from the Program rates. This applied to the student loan industry, I am not certain if it might also apply to the VA Programs or Chafa programs.
Big thing here is really figuring out which Program is going to be your best bet. VA, CHAFA, or CALVET. Once you ahve this figured out finding a lender is going to be easy.
November 16, 2007 at 9:19 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100448Raybyrnes
ParticipantYou shouldn’t have to beat the pavement too long. These programs already have set rates and fees that a lender can charge so all lenders are going to be the same in terms of dollar amount and interst rate. What you may want to focus on is seeing if the lenders offer any sort of incentives or discounts from the Program rates. This applied to the student loan industry, I am not certain if it might also apply to the VA Programs or Chafa programs.
Big thing here is really figuring out which Program is going to be your best bet. VA, CHAFA, or CALVET. Once you ahve this figured out finding a lender is going to be easy.
November 16, 2007 at 9:19 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100462Raybyrnes
ParticipantYou shouldn’t have to beat the pavement too long. These programs already have set rates and fees that a lender can charge so all lenders are going to be the same in terms of dollar amount and interst rate. What you may want to focus on is seeing if the lenders offer any sort of incentives or discounts from the Program rates. This applied to the student loan industry, I am not certain if it might also apply to the VA Programs or Chafa programs.
Big thing here is really figuring out which Program is going to be your best bet. VA, CHAFA, or CALVET. Once you ahve this figured out finding a lender is going to be easy.
November 16, 2007 at 9:19 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100464Raybyrnes
ParticipantYou shouldn’t have to beat the pavement too long. These programs already have set rates and fees that a lender can charge so all lenders are going to be the same in terms of dollar amount and interst rate. What you may want to focus on is seeing if the lenders offer any sort of incentives or discounts from the Program rates. This applied to the student loan industry, I am not certain if it might also apply to the VA Programs or Chafa programs.
Big thing here is really figuring out which Program is going to be your best bet. VA, CHAFA, or CALVET. Once you ahve this figured out finding a lender is going to be easy.
Raybyrnes
Participantpatientlywaiting
So there are buyers at very high prices but fewer buyers at significantly lower prices.
As far as I can tell people got to live soemwhere so homebuilding isn’t going away. And the the population isn’t shrinking.
Raybyrnes
Participantpatientlywaiting
So there are buyers at very high prices but fewer buyers at significantly lower prices.
As far as I can tell people got to live soemwhere so homebuilding isn’t going away. And the the population isn’t shrinking.
Raybyrnes
Participantpatientlywaiting
So there are buyers at very high prices but fewer buyers at significantly lower prices.
As far as I can tell people got to live soemwhere so homebuilding isn’t going away. And the the population isn’t shrinking.
Raybyrnes
Participantpatientlywaiting
So there are buyers at very high prices but fewer buyers at significantly lower prices.
As far as I can tell people got to live soemwhere so homebuilding isn’t going away. And the the population isn’t shrinking.
Raybyrnes
Participantpatientlywaiting
So there are buyers at very high prices but fewer buyers at significantly lower prices.
As far as I can tell people got to live soemwhere so homebuilding isn’t going away. And the the population isn’t shrinking.
November 16, 2007 at 2:00 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100246Raybyrnes
Participantmegabear
You may be right. I don’t work with mortgages and just did some basic research.
I would still say that I would prioritize my loan programs. I would use the ChAFA Loan as a first time homeowner rather than using the Va Program I would combine this with the Downpayment asistance program.
I would want to keep that VA loan in my back pocket for a future purchase especially if the interest rate enviornment were to change. The CalVet program looked fairly attractive aswell by I didn’t ahve time to study all the detail. Looks like it would provide a higher loan amount than the VA.
November 16, 2007 at 2:00 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100325Raybyrnes
Participantmegabear
You may be right. I don’t work with mortgages and just did some basic research.
I would still say that I would prioritize my loan programs. I would use the ChAFA Loan as a first time homeowner rather than using the Va Program I would combine this with the Downpayment asistance program.
I would want to keep that VA loan in my back pocket for a future purchase especially if the interest rate enviornment were to change. The CalVet program looked fairly attractive aswell by I didn’t ahve time to study all the detail. Looks like it would provide a higher loan amount than the VA.
November 16, 2007 at 2:00 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100343Raybyrnes
Participantmegabear
You may be right. I don’t work with mortgages and just did some basic research.
I would still say that I would prioritize my loan programs. I would use the ChAFA Loan as a first time homeowner rather than using the Va Program I would combine this with the Downpayment asistance program.
I would want to keep that VA loan in my back pocket for a future purchase especially if the interest rate enviornment were to change. The CalVet program looked fairly attractive aswell by I didn’t ahve time to study all the detail. Looks like it would provide a higher loan amount than the VA.
November 16, 2007 at 2:00 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100357Raybyrnes
Participantmegabear
You may be right. I don’t work with mortgages and just did some basic research.
I would still say that I would prioritize my loan programs. I would use the ChAFA Loan as a first time homeowner rather than using the Va Program I would combine this with the Downpayment asistance program.
I would want to keep that VA loan in my back pocket for a future purchase especially if the interest rate enviornment were to change. The CalVet program looked fairly attractive aswell by I didn’t ahve time to study all the detail. Looks like it would provide a higher loan amount than the VA.
November 16, 2007 at 2:00 PM in reply to: 1st time buyer, Good credit. Small $$. Veteran qualified. #100359Raybyrnes
Participantmegabear
You may be right. I don’t work with mortgages and just did some basic research.
I would still say that I would prioritize my loan programs. I would use the ChAFA Loan as a first time homeowner rather than using the Va Program I would combine this with the Downpayment asistance program.
I would want to keep that VA loan in my back pocket for a future purchase especially if the interest rate enviornment were to change. The CalVet program looked fairly attractive aswell by I didn’t ahve time to study all the detail. Looks like it would provide a higher loan amount than the VA.
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