[Raybyrnes]

FormerSanDiegan
The ring is only covered up to the limit o the policy usually a couple of hundred dollars. You will need to get an appraisal and add a rider tro the policy to have it covered.

I have renteres insurance and feel it is helpful in the event I had to leave my premises. I would have to stay somewhere for a few weeks so loss of use is important. Additionally it costs moeny to replace a lot of the stuff we have. Not that is is worth a lot it is just that if we were going to replace it it would be relatively expensive.

As a suggestion see if the compnay that insurees your automobiles offers renters policies. Usually they will provide a discount for packaging the policies together.

[Raybyrnes]

FormerSanDiegan
The ring is only covered up to the limit o the policy usually a couple of hundred dollars. You will need to get an appraisal and add a rider tro the policy to have it covered.

I have renteres insurance and feel it is helpful in the event I had to leave my premises. I would have to stay somewhere for a few weeks so loss of use is important. Additionally it costs moeny to replace a lot of the stuff we have. Not that is is worth a lot it is just that if we were going to replace it it would be relatively expensive.

As a suggestion see if the compnay that insurees your automobiles offers renters policies. Usually they will provide a discount for packaging the policies together.

[Raybyrnes]

FormerSanDiegan
The ring is only covered up to the limit o the policy usually a couple of hundred dollars. You will need to get an appraisal and add a rider tro the policy to have it covered.

I have renteres insurance and feel it is helpful in the event I had to leave my premises. I would have to stay somewhere for a few weeks so loss of use is important. Additionally it costs moeny to replace a lot of the stuff we have. Not that is is worth a lot it is just that if we were going to replace it it would be relatively expensive.

As a suggestion see if the compnay that insurees your automobiles offers renters policies. Usually they will provide a discount for packaging the policies together.

[Raybyrnes]

FormerSanDiegan
The ring is only covered up to the limit o the policy usually a couple of hundred dollars. You will need to get an appraisal and add a rider tro the policy to have it covered.

I have renteres insurance and feel it is helpful in the event I had to leave my premises. I would have to stay somewhere for a few weeks so loss of use is important. Additionally it costs moeny to replace a lot of the stuff we have. Not that is is worth a lot it is just that if we were going to replace it it would be relatively expensive.

As a suggestion see if the compnay that insurees your automobiles offers renters policies. Usually they will provide a discount for packaging the policies together.

[Raybyrnes]

FormerSanDiegan
The ring is only covered up to the limit o the policy usually a couple of hundred dollars. You will need to get an appraisal and add a rider tro the policy to have it covered.

I have renteres insurance and feel it is helpful in the event I had to leave my premises. I would have to stay somewhere for a few weeks so loss of use is important. Additionally it costs moeny to replace a lot of the stuff we have. Not that is is worth a lot it is just that if we were going to replace it it would be relatively expensive.

As a suggestion see if the compnay that insurees your automobiles offers renters policies. Usually they will provide a discount for packaging the policies together.

[Raybyrnes]

kev374

Tend to think the opposite here. I moved a huge chunk of my 401K into bond funds after the previous rate hike. Timed it fairly well. I ahve been now dollar cost averaging those funds bak into the market. I tend to think that we are going to get a rally right into the Fed Meeting and will see a pull back there after.

Additionally there are still a lot of companies that are throwing off good cash flow. For instance, the GAP (GPS).I studied this stock when it was down around $16. Had a lot of negatives but at the same time had tons for free cash flow creating a nice margin of safety. Other companies that are boring but steady included WD-40, and Clorox. So all in all I would tend to think that ther will be a correction by right now it looks like momentum is more upward then downward.

[Raybyrnes]

kev374

Tend to think the opposite here. I moved a huge chunk of my 401K into bond funds after the previous rate hike. Timed it fairly well. I ahve been now dollar cost averaging those funds bak into the market. I tend to think that we are going to get a rally right into the Fed Meeting and will see a pull back there after.

Additionally there are still a lot of companies that are throwing off good cash flow. For instance, the GAP (GPS).I studied this stock when it was down around $16. Had a lot of negatives but at the same time had tons for free cash flow creating a nice margin of safety. Other companies that are boring but steady included WD-40, and Clorox. So all in all I would tend to think that ther will be a correction by right now it looks like momentum is more upward then downward.

[Raybyrnes]

kev374

Tend to think the opposite here. I moved a huge chunk of my 401K into bond funds after the previous rate hike. Timed it fairly well. I ahve been now dollar cost averaging those funds bak into the market. I tend to think that we are going to get a rally right into the Fed Meeting and will see a pull back there after.

Additionally there are still a lot of companies that are throwing off good cash flow. For instance, the GAP (GPS).I studied this stock when it was down around $16. Had a lot of negatives but at the same time had tons for free cash flow creating a nice margin of safety. Other companies that are boring but steady included WD-40, and Clorox. So all in all I would tend to think that ther will be a correction by right now it looks like momentum is more upward then downward.

[Raybyrnes]

kev374

Tend to think the opposite here. I moved a huge chunk of my 401K into bond funds after the previous rate hike. Timed it fairly well. I ahve been now dollar cost averaging those funds bak into the market. I tend to think that we are going to get a rally right into the Fed Meeting and will see a pull back there after.

Additionally there are still a lot of companies that are throwing off good cash flow. For instance, the GAP (GPS).I studied this stock when it was down around $16. Had a lot of negatives but at the same time had tons for free cash flow creating a nice margin of safety. Other companies that are boring but steady included WD-40, and Clorox. So all in all I would tend to think that ther will be a correction by right now it looks like momentum is more upward then downward.

[Raybyrnes]

kev374

Tend to think the opposite here. I moved a huge chunk of my 401K into bond funds after the previous rate hike. Timed it fairly well. I ahve been now dollar cost averaging those funds bak into the market. I tend to think that we are going to get a rally right into the Fed Meeting and will see a pull back there after.

Additionally there are still a lot of companies that are throwing off good cash flow. For instance, the GAP (GPS).I studied this stock when it was down around $16. Had a lot of negatives but at the same time had tons for free cash flow creating a nice margin of safety. Other companies that are boring but steady included WD-40, and Clorox. So all in all I would tend to think that ther will be a correction by right now it looks like momentum is more upward then downward.

[Raybyrnes]

Navydoc
“I have to wonder why you are considering this. Do you have a specific complaint? Going to a chiropractor to see if “everything is in good shape” seems kind of silly to me”

I feel as though I am in good shape. But I am 6’5 and have some scoleosis. I also look at my 60 yer old father who has very bad sciatica and struggle to walk a mile.

I guess I look at this as an ounce of prevention. Additionlly I overestimated my contribution to my flex plan. Wife got pregnant so there goes the need for Birth control, turns out that we were all healthy this year, and nothing major came up. So I have some money to experiment with.

Again I have heard mixed opinions about chiropractors. I had an initial consultation and it felt as though it was a little Treatment Oriented (ie reoccuring charge) I guess it comes down to giving it to an insurance company and getting 0 or going to a chiropractor and potentially finding something out (could also be 0)

[Raybyrnes]

Navydoc
“I have to wonder why you are considering this. Do you have a specific complaint? Going to a chiropractor to see if “everything is in good shape” seems kind of silly to me”

I feel as though I am in good shape. But I am 6’5 and have some scoleosis. I also look at my 60 yer old father who has very bad sciatica and struggle to walk a mile.

I guess I look at this as an ounce of prevention. Additionlly I overestimated my contribution to my flex plan. Wife got pregnant so there goes the need for Birth control, turns out that we were all healthy this year, and nothing major came up. So I have some money to experiment with.

Again I have heard mixed opinions about chiropractors. I had an initial consultation and it felt as though it was a little Treatment Oriented (ie reoccuring charge) I guess it comes down to giving it to an insurance company and getting 0 or going to a chiropractor and potentially finding something out (could also be 0)

[Raybyrnes]

Navydoc
“I have to wonder why you are considering this. Do you have a specific complaint? Going to a chiropractor to see if “everything is in good shape” seems kind of silly to me”

I feel as though I am in good shape. But I am 6’5 and have some scoleosis. I also look at my 60 yer old father who has very bad sciatica and struggle to walk a mile.

I guess I look at this as an ounce of prevention. Additionlly I overestimated my contribution to my flex plan. Wife got pregnant so there goes the need for Birth control, turns out that we were all healthy this year, and nothing major came up. So I have some money to experiment with.

Again I have heard mixed opinions about chiropractors. I had an initial consultation and it felt as though it was a little Treatment Oriented (ie reoccuring charge) I guess it comes down to giving it to an insurance company and getting 0 or going to a chiropractor and potentially finding something out (could also be 0)

[Raybyrnes]

Navydoc
“I have to wonder why you are considering this. Do you have a specific complaint? Going to a chiropractor to see if “everything is in good shape” seems kind of silly to me”

I feel as though I am in good shape. But I am 6’5 and have some scoleosis. I also look at my 60 yer old father who has very bad sciatica and struggle to walk a mile.

I guess I look at this as an ounce of prevention. Additionlly I overestimated my contribution to my flex plan. Wife got pregnant so there goes the need for Birth control, turns out that we were all healthy this year, and nothing major came up. So I have some money to experiment with.

Again I have heard mixed opinions about chiropractors. I had an initial consultation and it felt as though it was a little Treatment Oriented (ie reoccuring charge) I guess it comes down to giving it to an insurance company and getting 0 or going to a chiropractor and potentially finding something out (could also be 0)

[Raybyrnes]

Navydoc
“I have to wonder why you are considering this. Do you have a specific complaint? Going to a chiropractor to see if “everything is in good shape” seems kind of silly to me”

I feel as though I am in good shape. But I am 6’5 and have some scoleosis. I also look at my 60 yer old father who has very bad sciatica and struggle to walk a mile.

I guess I look at this as an ounce of prevention. Additionlly I overestimated my contribution to my flex plan. Wife got pregnant so there goes the need for Birth control, turns out that we were all healthy this year, and nothing major came up. So I have some money to experiment with.

Again I have heard mixed opinions about chiropractors. I had an initial consultation and it felt as though it was a little Treatment Oriented (ie reoccuring charge) I guess it comes down to giving it to an insurance company and getting 0 or going to a chiropractor and potentially finding something out (could also be 0)

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