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Raybyrnes
ParticipantAlso, check notes on Mold related problems in the Carmel Valley area. Should be in the meeting minutes for the Acssociation. Lot of litigation on that at the moment.
Raybyrnes
ParticipantAlso, check notes on Mold related problems in the Carmel Valley area. Should be in the meeting minutes for the Acssociation. Lot of litigation on that at the moment.
Raybyrnes
ParticipantAlso, check notes on Mold related problems in the Carmel Valley area. Should be in the meeting minutes for the Acssociation. Lot of litigation on that at the moment.
Raybyrnes
ParticipantAlso, check notes on Mold related problems in the Carmel Valley area. Should be in the meeting minutes for the Acssociation. Lot of litigation on that at the moment.
January 14, 2008 at 7:02 AM in reply to: OT: Avoid Capital One No Hassel miles Rewards cards #135410Raybyrnes
ParticipantI use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.
I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.
With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.
January 14, 2008 at 7:02 AM in reply to: OT: Avoid Capital One No Hassel miles Rewards cards #135607Raybyrnes
ParticipantI use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.
I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.
With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.
January 14, 2008 at 7:02 AM in reply to: OT: Avoid Capital One No Hassel miles Rewards cards #135612Raybyrnes
ParticipantI use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.
I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.
With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.
January 14, 2008 at 7:02 AM in reply to: OT: Avoid Capital One No Hassel miles Rewards cards #135667Raybyrnes
ParticipantI use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.
I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.
With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.
January 14, 2008 at 7:02 AM in reply to: OT: Avoid Capital One No Hassel miles Rewards cards #135709Raybyrnes
ParticipantI use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.
I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.
With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.
Raybyrnes
ParticipantFLU
Great points. First off I will state that I have a 3 year old and 1 on the way in February so I am not in this position but I am researching it as a possible strategy down the line.
The reason I think the accelerator loan fitrs the bill is because I have greater access to the money. Additionally for financial aid purposes it allows me to hide equity therefore qualifying me for a greter amount of potential grants and scholarships for my kids. All of my income is going towards paying down the loan on an accelerator program so it basically is whaowing a 0 balance in savings.
Financial aid officers count approximately 5% of a parents saving townard the Expected family contribution so I am looking tom minimise this. Additonally I believe ther is a 2 year look back proviosn so I need to do things well in advance of my kids starting schoo. This was just one of the peripheral benefits of this type of program that I began thinking about.Raybyrnes
ParticipantFLU
Great points. First off I will state that I have a 3 year old and 1 on the way in February so I am not in this position but I am researching it as a possible strategy down the line.
The reason I think the accelerator loan fitrs the bill is because I have greater access to the money. Additionally for financial aid purposes it allows me to hide equity therefore qualifying me for a greter amount of potential grants and scholarships for my kids. All of my income is going towards paying down the loan on an accelerator program so it basically is whaowing a 0 balance in savings.
Financial aid officers count approximately 5% of a parents saving townard the Expected family contribution so I am looking tom minimise this. Additonally I believe ther is a 2 year look back proviosn so I need to do things well in advance of my kids starting schoo. This was just one of the peripheral benefits of this type of program that I began thinking about.Raybyrnes
ParticipantFLU
Great points. First off I will state that I have a 3 year old and 1 on the way in February so I am not in this position but I am researching it as a possible strategy down the line.
The reason I think the accelerator loan fitrs the bill is because I have greater access to the money. Additionally for financial aid purposes it allows me to hide equity therefore qualifying me for a greter amount of potential grants and scholarships for my kids. All of my income is going towards paying down the loan on an accelerator program so it basically is whaowing a 0 balance in savings.
Financial aid officers count approximately 5% of a parents saving townard the Expected family contribution so I am looking tom minimise this. Additonally I believe ther is a 2 year look back proviosn so I need to do things well in advance of my kids starting schoo. This was just one of the peripheral benefits of this type of program that I began thinking about.Raybyrnes
ParticipantFLU
Great points. First off I will state that I have a 3 year old and 1 on the way in February so I am not in this position but I am researching it as a possible strategy down the line.
The reason I think the accelerator loan fitrs the bill is because I have greater access to the money. Additionally for financial aid purposes it allows me to hide equity therefore qualifying me for a greter amount of potential grants and scholarships for my kids. All of my income is going towards paying down the loan on an accelerator program so it basically is whaowing a 0 balance in savings.
Financial aid officers count approximately 5% of a parents saving townard the Expected family contribution so I am looking tom minimise this. Additonally I believe ther is a 2 year look back proviosn so I need to do things well in advance of my kids starting schoo. This was just one of the peripheral benefits of this type of program that I began thinking about.Raybyrnes
ParticipantFLU
Great points. First off I will state that I have a 3 year old and 1 on the way in February so I am not in this position but I am researching it as a possible strategy down the line.
The reason I think the accelerator loan fitrs the bill is because I have greater access to the money. Additionally for financial aid purposes it allows me to hide equity therefore qualifying me for a greter amount of potential grants and scholarships for my kids. All of my income is going towards paying down the loan on an accelerator program so it basically is whaowing a 0 balance in savings.
Financial aid officers count approximately 5% of a parents saving townard the Expected family contribution so I am looking tom minimise this. Additonally I believe ther is a 2 year look back proviosn so I need to do things well in advance of my kids starting schoo. This was just one of the peripheral benefits of this type of program that I began thinking about. -
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