[Raybyrnes]

Insurance agents get a renewal commission each year on your policy so the last thing they want to do is lose your busines becaeu of unsound advice.

If this is an established agent he has probably been informed that the company has already set aside funds for these claims and he is looking to assist you in terms of making sure you are coverered for you expenses.

Additonally Loss of use MIGHT not count as a claim. It might be similiar to Glass deductible buy back on your auto insurance policy. I would think that the agent is trying to demonstrate the value of the company by keeping you informed.

If it is not worth the time and effort to file a claim for 2 or 3 hundred dollar that is a different story.

How many years has your agent been in the business? How many years has your agent been working for this company. How long have you been with the agent. IF it is a long time I might elect to take the opportunity to review your coverage and see what what your options are.

[Raybyrnes]

Insurance agents get a renewal commission each year on your policy so the last thing they want to do is lose your busines becaeu of unsound advice.

If this is an established agent he has probably been informed that the company has already set aside funds for these claims and he is looking to assist you in terms of making sure you are coverered for you expenses.

Additonally Loss of use MIGHT not count as a claim. It might be similiar to Glass deductible buy back on your auto insurance policy. I would think that the agent is trying to demonstrate the value of the company by keeping you informed.

If it is not worth the time and effort to file a claim for 2 or 3 hundred dollar that is a different story.

How many years has your agent been in the business? How many years has your agent been working for this company. How long have you been with the agent. IF it is a long time I might elect to take the opportunity to review your coverage and see what what your options are.

[Raybyrnes]

Insurance agents get a renewal commission each year on your policy so the last thing they want to do is lose your busines becaeu of unsound advice.

If this is an established agent he has probably been informed that the company has already set aside funds for these claims and he is looking to assist you in terms of making sure you are coverered for you expenses.

Additonally Loss of use MIGHT not count as a claim. It might be similiar to Glass deductible buy back on your auto insurance policy. I would think that the agent is trying to demonstrate the value of the company by keeping you informed.

If it is not worth the time and effort to file a claim for 2 or 3 hundred dollar that is a different story.

How many years has your agent been in the business? How many years has your agent been working for this company. How long have you been with the agent. IF it is a long time I might elect to take the opportunity to review your coverage and see what what your options are.

[Raybyrnes]

Insurance agents get a renewal commission each year on your policy so the last thing they want to do is lose your busines becaeu of unsound advice.

If this is an established agent he has probably been informed that the company has already set aside funds for these claims and he is looking to assist you in terms of making sure you are coverered for you expenses.

Additonally Loss of use MIGHT not count as a claim. It might be similiar to Glass deductible buy back on your auto insurance policy. I would think that the agent is trying to demonstrate the value of the company by keeping you informed.

If it is not worth the time and effort to file a claim for 2 or 3 hundred dollar that is a different story.

How many years has your agent been in the business? How many years has your agent been working for this company. How long have you been with the agent. IF it is a long time I might elect to take the opportunity to review your coverage and see what what your options are.

[Raybyrnes]

Insurance agents get a renewal commission each year on your policy so the last thing they want to do is lose your busines becaeu of unsound advice.

If this is an established agent he has probably been informed that the company has already set aside funds for these claims and he is looking to assist you in terms of making sure you are coverered for you expenses.

Additonally Loss of use MIGHT not count as a claim. It might be similiar to Glass deductible buy back on your auto insurance policy. I would think that the agent is trying to demonstrate the value of the company by keeping you informed.

If it is not worth the time and effort to file a claim for 2 or 3 hundred dollar that is a different story.

How many years has your agent been in the business? How many years has your agent been working for this company. How long have you been with the agent. IF it is a long time I might elect to take the opportunity to review your coverage and see what what your options are.

[Raybyrnes]

You could look at Treasury that are indexed to the inflation rates. Preet safe bet there. I would also think taxes. You are paying taxes on MMA anyway so you were already behind the inflation rate. You may want to consider looking at a California Municipal Bond Bond. I like the American Funds as a solid mutual company and if you have over 100K you begin to get break point on the load.

Also if you purchased CD’s see if ther is a bump or add on provision. I bpurchased CD’s from WAMU and it had an add on provision. F

For instance you put 10K into 9 CD at 5.45%. Now that the Rates on MMA are adjusting I have the option of adding up to an addional 10K into my orginal CD accoutn at the 5.45%. You may want to see if you CD’s have that option. I know mine do.

[Raybyrnes]

You could look at Treasury that are indexed to the inflation rates. Preet safe bet there. I would also think taxes. You are paying taxes on MMA anyway so you were already behind the inflation rate. You may want to consider looking at a California Municipal Bond Bond. I like the American Funds as a solid mutual company and if you have over 100K you begin to get break point on the load.

Also if you purchased CD’s see if ther is a bump or add on provision. I bpurchased CD’s from WAMU and it had an add on provision. F

For instance you put 10K into 9 CD at 5.45%. Now that the Rates on MMA are adjusting I have the option of adding up to an addional 10K into my orginal CD accoutn at the 5.45%. You may want to see if you CD’s have that option. I know mine do.

[Raybyrnes]

You could look at Treasury that are indexed to the inflation rates. Preet safe bet there. I would also think taxes. You are paying taxes on MMA anyway so you were already behind the inflation rate. You may want to consider looking at a California Municipal Bond Bond. I like the American Funds as a solid mutual company and if you have over 100K you begin to get break point on the load.

Also if you purchased CD’s see if ther is a bump or add on provision. I bpurchased CD’s from WAMU and it had an add on provision. F

For instance you put 10K into 9 CD at 5.45%. Now that the Rates on MMA are adjusting I have the option of adding up to an addional 10K into my orginal CD accoutn at the 5.45%. You may want to see if you CD’s have that option. I know mine do.

[Raybyrnes]

You could look at Treasury that are indexed to the inflation rates. Preet safe bet there. I would also think taxes. You are paying taxes on MMA anyway so you were already behind the inflation rate. You may want to consider looking at a California Municipal Bond Bond. I like the American Funds as a solid mutual company and if you have over 100K you begin to get break point on the load.

Also if you purchased CD’s see if ther is a bump or add on provision. I bpurchased CD’s from WAMU and it had an add on provision. F

For instance you put 10K into 9 CD at 5.45%. Now that the Rates on MMA are adjusting I have the option of adding up to an addional 10K into my orginal CD accoutn at the 5.45%. You may want to see if you CD’s have that option. I know mine do.

[Raybyrnes]

You could look at Treasury that are indexed to the inflation rates. Preet safe bet there. I would also think taxes. You are paying taxes on MMA anyway so you were already behind the inflation rate. You may want to consider looking at a California Municipal Bond Bond. I like the American Funds as a solid mutual company and if you have over 100K you begin to get break point on the load.

Also if you purchased CD’s see if ther is a bump or add on provision. I bpurchased CD’s from WAMU and it had an add on provision. F

For instance you put 10K into 9 CD at 5.45%. Now that the Rates on MMA are adjusting I have the option of adding up to an addional 10K into my orginal CD accoutn at the 5.45%. You may want to see if you CD’s have that option. I know mine do.

[Raybyrnes]

I am hard pressed to see the critcism vented about zillow. For a company that is jsut a couple of years old I think that it is a phenomenal tool when used for research purposes. Additoinally as the sight coninues to gather transactional data it will get better at forecasting actual data.

Complaining about zillow is like complaining about computers during their infancy. Anyone think that zillow won’t provide reliable estimates that will threaten the appraisal industry 10 years from now.

Additonally it is FREE. Some people have to have something to complain about.

[Raybyrnes]

I am hard pressed to see the critcism vented about zillow. For a company that is jsut a couple of years old I think that it is a phenomenal tool when used for research purposes. Additoinally as the sight coninues to gather transactional data it will get better at forecasting actual data.

Complaining about zillow is like complaining about computers during their infancy. Anyone think that zillow won’t provide reliable estimates that will threaten the appraisal industry 10 years from now.

Additonally it is FREE. Some people have to have something to complain about.

[Raybyrnes]

I am hard pressed to see the critcism vented about zillow. For a company that is jsut a couple of years old I think that it is a phenomenal tool when used for research purposes. Additoinally as the sight coninues to gather transactional data it will get better at forecasting actual data.

Complaining about zillow is like complaining about computers during their infancy. Anyone think that zillow won’t provide reliable estimates that will threaten the appraisal industry 10 years from now.

Additonally it is FREE. Some people have to have something to complain about.

[Raybyrnes]

I am hard pressed to see the critcism vented about zillow. For a company that is jsut a couple of years old I think that it is a phenomenal tool when used for research purposes. Additoinally as the sight coninues to gather transactional data it will get better at forecasting actual data.

Complaining about zillow is like complaining about computers during their infancy. Anyone think that zillow won’t provide reliable estimates that will threaten the appraisal industry 10 years from now.

Additonally it is FREE. Some people have to have something to complain about.

[Raybyrnes]

I am hard pressed to see the critcism vented about zillow. For a company that is jsut a couple of years old I think that it is a phenomenal tool when used for research purposes. Additoinally as the sight coninues to gather transactional data it will get better at forecasting actual data.

Complaining about zillow is like complaining about computers during their infancy. Anyone think that zillow won’t provide reliable estimates that will threaten the appraisal industry 10 years from now.

Additonally it is FREE. Some people have to have something to complain about.

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