[Raybyrnes]

Here’s what is pricking me. The subprime market started tanking and I questioned why these stocks are tanking and Student Loan Companies like Sallie mae(SLM) Nelnet(nni) and Studdnt Loan Corp (STU)were still plugging away. All of these lenders are placing riskier bets on a student paying you back on a private loans with 0 collateral behind it.

At the same time credit card companies were holding up aswell. Capital One (COF) american Xpress (AXP) and Car companies such as ford, chevy and Toyota who likewise are collateralizing loan pools based on the ability to repay.

I’m kicking myself because the sub prime gave a clear indication of the valuation in these other industries. Canary in the Coal Mine. Rather than ssaying that the Sub Prime was an anomally to other financial market it should ahve been an easy extrapalation that these other market were due to collapse.

WOuld have been an easy deal to begin accumulating short posiotn on these types of companies.

[Raybyrnes]

Here’s what is pricking me. The subprime market started tanking and I questioned why these stocks are tanking and Student Loan Companies like Sallie mae(SLM) Nelnet(nni) and Studdnt Loan Corp (STU)were still plugging away. All of these lenders are placing riskier bets on a student paying you back on a private loans with 0 collateral behind it.

At the same time credit card companies were holding up aswell. Capital One (COF) american Xpress (AXP) and Car companies such as ford, chevy and Toyota who likewise are collateralizing loan pools based on the ability to repay.

I’m kicking myself because the sub prime gave a clear indication of the valuation in these other industries. Canary in the Coal Mine. Rather than ssaying that the Sub Prime was an anomally to other financial market it should ahve been an easy extrapalation that these other market were due to collapse.

WOuld have been an easy deal to begin accumulating short posiotn on these types of companies.

[Raybyrnes]

Here’s what is pricking me. The subprime market started tanking and I questioned why these stocks are tanking and Student Loan Companies like Sallie mae(SLM) Nelnet(nni) and Studdnt Loan Corp (STU)were still plugging away. All of these lenders are placing riskier bets on a student paying you back on a private loans with 0 collateral behind it.

At the same time credit card companies were holding up aswell. Capital One (COF) american Xpress (AXP) and Car companies such as ford, chevy and Toyota who likewise are collateralizing loan pools based on the ability to repay.

I’m kicking myself because the sub prime gave a clear indication of the valuation in these other industries. Canary in the Coal Mine. Rather than ssaying that the Sub Prime was an anomally to other financial market it should ahve been an easy extrapalation that these other market were due to collapse.

WOuld have been an easy deal to begin accumulating short posiotn on these types of companies.

[Raybyrnes]

Here’s what is pricking me. The subprime market started tanking and I questioned why these stocks are tanking and Student Loan Companies like Sallie mae(SLM) Nelnet(nni) and Studdnt Loan Corp (STU)were still plugging away. All of these lenders are placing riskier bets on a student paying you back on a private loans with 0 collateral behind it.

At the same time credit card companies were holding up aswell. Capital One (COF) american Xpress (AXP) and Car companies such as ford, chevy and Toyota who likewise are collateralizing loan pools based on the ability to repay.

I’m kicking myself because the sub prime gave a clear indication of the valuation in these other industries. Canary in the Coal Mine. Rather than ssaying that the Sub Prime was an anomally to other financial market it should ahve been an easy extrapalation that these other market were due to collapse.

WOuld have been an easy deal to begin accumulating short posiotn on these types of companies.

[Raybyrnes]

Here’s what is pricking me. The subprime market started tanking and I questioned why these stocks are tanking and Student Loan Companies like Sallie mae(SLM) Nelnet(nni) and Studdnt Loan Corp (STU)were still plugging away. All of these lenders are placing riskier bets on a student paying you back on a private loans with 0 collateral behind it.

At the same time credit card companies were holding up aswell. Capital One (COF) american Xpress (AXP) and Car companies such as ford, chevy and Toyota who likewise are collateralizing loan pools based on the ability to repay.

I’m kicking myself because the sub prime gave a clear indication of the valuation in these other industries. Canary in the Coal Mine. Rather than ssaying that the Sub Prime was an anomally to other financial market it should ahve been an easy extrapalation that these other market were due to collapse.

WOuld have been an easy deal to begin accumulating short posiotn on these types of companies.

[Raybyrnes]

Granite is pourous and needs to be sealed. As a natural stone you are limited in terms of controling color. It requires maintenance. I would think thatyour best long term choice of material with be some type of engineered stone.

Sort of the reason why you would never see granite in a restaurant Kitchen. Would meat the standards for Health Inspectors

[Raybyrnes]

Granite is pourous and needs to be sealed. As a natural stone you are limited in terms of controling color. It requires maintenance. I would think thatyour best long term choice of material with be some type of engineered stone.

Sort of the reason why you would never see granite in a restaurant Kitchen. Would meat the standards for Health Inspectors

[Raybyrnes]

Granite is pourous and needs to be sealed. As a natural stone you are limited in terms of controling color. It requires maintenance. I would think thatyour best long term choice of material with be some type of engineered stone.

Sort of the reason why you would never see granite in a restaurant Kitchen. Would meat the standards for Health Inspectors

[Raybyrnes]

Granite is pourous and needs to be sealed. As a natural stone you are limited in terms of controling color. It requires maintenance. I would think thatyour best long term choice of material with be some type of engineered stone.

Sort of the reason why you would never see granite in a restaurant Kitchen. Would meat the standards for Health Inspectors

[Raybyrnes]

Granite is pourous and needs to be sealed. As a natural stone you are limited in terms of controling color. It requires maintenance. I would think thatyour best long term choice of material with be some type of engineered stone.

Sort of the reason why you would never see granite in a restaurant Kitchen. Would meat the standards for Health Inspectors

[Raybyrnes]

Suggest that you are doing this that your are keeping the same number of months on the refi or else you potially are going to pay a larger amount in interest becaeu the amortization schedule is resetting.

[Raybyrnes]

Suggest that you are doing this that your are keeping the same number of months on the refi or else you potially are going to pay a larger amount in interest becaeu the amortization schedule is resetting.

[Raybyrnes]

Suggest that you are doing this that your are keeping the same number of months on the refi or else you potially are going to pay a larger amount in interest becaeu the amortization schedule is resetting.

[Raybyrnes]

Suggest that you are doing this that your are keeping the same number of months on the refi or else you potially are going to pay a larger amount in interest becaeu the amortization schedule is resetting.

[Raybyrnes]

Suggest that you are doing this that your are keeping the same number of months on the refi or else you potially are going to pay a larger amount in interest becaeu the amortization schedule is resetting.

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