[Raybyrnes]

Felix

This might be more indicative of your situation

They’re not making it any more
Buying real estate is a sure thing. Not only does a real property purchase come with its own collateral, it will never lose its value.

“Real estate is a great game for pros and a not-so-great game for amateurs ” Uh, not exactly. While it’s true that real estate is generally a good investment, there’s no such animal as a sure thing. That’s where a lot of would-be investors got into trouble when the recent housing bubble burst.

“Residential real estate composite values are down about 8 percent and they’re not through yet,” says Ben Jacoby, Certified Financial Planner and senior adviser with Brinton Eaton Wealth Advisors.

Jacoby says there is a four-year cycle of excesses. “Every four years or so the people who loan money do something stupid,” he says.

In this case, investors made real estate loans to people who couldn’t afford them, including speculators. Investors purchased run-down property, renovating and reselling or flipping it, acquired property for rental units and made pre-construction purchases — all in hopes they’d have a big return for their investments.

Problem was, most of the property purchased was overpriced in the first place, and when values tumbled, speculators in general couldn’t get their money back, much less the mammoth profits they’d anticipated. But even though real property investments can’t really be taken to the bank, Jacoby says property has always been an investment target in good times or bad. Individuals like the idea of owning something they can actually put their hands on, but it’s a much bigger gamble, even when prices are rising, for the uninitiated.

“Real estate is a great game for pros and a not-so-great game for amateurs,” Jacoby says.

Historically, investing in real estate during bear markets can yield some real bargains for those who can afford it. Since lenders are understandably skittish when the economy is less stable, financing property becomes much more difficult. Would-be investors who hope to take advantage of falling home prices need to have enough cash to reassure the bank that its loan will be money well-spent.(Bankrate.com)

[Raybyrnes]

Felix

This might be more indicative of your situation

They’re not making it any more
Buying real estate is a sure thing. Not only does a real property purchase come with its own collateral, it will never lose its value.

“Real estate is a great game for pros and a not-so-great game for amateurs ” Uh, not exactly. While it’s true that real estate is generally a good investment, there’s no such animal as a sure thing. That’s where a lot of would-be investors got into trouble when the recent housing bubble burst.

“Residential real estate composite values are down about 8 percent and they’re not through yet,” says Ben Jacoby, Certified Financial Planner and senior adviser with Brinton Eaton Wealth Advisors.

Jacoby says there is a four-year cycle of excesses. “Every four years or so the people who loan money do something stupid,” he says.

In this case, investors made real estate loans to people who couldn’t afford them, including speculators. Investors purchased run-down property, renovating and reselling or flipping it, acquired property for rental units and made pre-construction purchases — all in hopes they’d have a big return for their investments.

Problem was, most of the property purchased was overpriced in the first place, and when values tumbled, speculators in general couldn’t get their money back, much less the mammoth profits they’d anticipated. But even though real property investments can’t really be taken to the bank, Jacoby says property has always been an investment target in good times or bad. Individuals like the idea of owning something they can actually put their hands on, but it’s a much bigger gamble, even when prices are rising, for the uninitiated.

“Real estate is a great game for pros and a not-so-great game for amateurs,” Jacoby says.

Historically, investing in real estate during bear markets can yield some real bargains for those who can afford it. Since lenders are understandably skittish when the economy is less stable, financing property becomes much more difficult. Would-be investors who hope to take advantage of falling home prices need to have enough cash to reassure the bank that its loan will be money well-spent.(Bankrate.com)

[Raybyrnes]

Felix

This might be more indicative of your situation

They’re not making it any more
Buying real estate is a sure thing. Not only does a real property purchase come with its own collateral, it will never lose its value.

“Real estate is a great game for pros and a not-so-great game for amateurs ” Uh, not exactly. While it’s true that real estate is generally a good investment, there’s no such animal as a sure thing. That’s where a lot of would-be investors got into trouble when the recent housing bubble burst.

“Residential real estate composite values are down about 8 percent and they’re not through yet,” says Ben Jacoby, Certified Financial Planner and senior adviser with Brinton Eaton Wealth Advisors.

Jacoby says there is a four-year cycle of excesses. “Every four years or so the people who loan money do something stupid,” he says.

In this case, investors made real estate loans to people who couldn’t afford them, including speculators. Investors purchased run-down property, renovating and reselling or flipping it, acquired property for rental units and made pre-construction purchases — all in hopes they’d have a big return for their investments.

Problem was, most of the property purchased was overpriced in the first place, and when values tumbled, speculators in general couldn’t get their money back, much less the mammoth profits they’d anticipated. But even though real property investments can’t really be taken to the bank, Jacoby says property has always been an investment target in good times or bad. Individuals like the idea of owning something they can actually put their hands on, but it’s a much bigger gamble, even when prices are rising, for the uninitiated.

“Real estate is a great game for pros and a not-so-great game for amateurs,” Jacoby says.

Historically, investing in real estate during bear markets can yield some real bargains for those who can afford it. Since lenders are understandably skittish when the economy is less stable, financing property becomes much more difficult. Would-be investors who hope to take advantage of falling home prices need to have enough cash to reassure the bank that its loan will be money well-spent.(Bankrate.com)

[Raybyrnes]

Felix

This might be more indicative of your situation

They’re not making it any more
Buying real estate is a sure thing. Not only does a real property purchase come with its own collateral, it will never lose its value.

“Real estate is a great game for pros and a not-so-great game for amateurs ” Uh, not exactly. While it’s true that real estate is generally a good investment, there’s no such animal as a sure thing. That’s where a lot of would-be investors got into trouble when the recent housing bubble burst.

“Residential real estate composite values are down about 8 percent and they’re not through yet,” says Ben Jacoby, Certified Financial Planner and senior adviser with Brinton Eaton Wealth Advisors.

Jacoby says there is a four-year cycle of excesses. “Every four years or so the people who loan money do something stupid,” he says.

In this case, investors made real estate loans to people who couldn’t afford them, including speculators. Investors purchased run-down property, renovating and reselling or flipping it, acquired property for rental units and made pre-construction purchases — all in hopes they’d have a big return for their investments.

Problem was, most of the property purchased was overpriced in the first place, and when values tumbled, speculators in general couldn’t get their money back, much less the mammoth profits they’d anticipated. But even though real property investments can’t really be taken to the bank, Jacoby says property has always been an investment target in good times or bad. Individuals like the idea of owning something they can actually put their hands on, but it’s a much bigger gamble, even when prices are rising, for the uninitiated.

“Real estate is a great game for pros and a not-so-great game for amateurs,” Jacoby says.

Historically, investing in real estate during bear markets can yield some real bargains for those who can afford it. Since lenders are understandably skittish when the economy is less stable, financing property becomes much more difficult. Would-be investors who hope to take advantage of falling home prices need to have enough cash to reassure the bank that its loan will be money well-spent.(Bankrate.com)

[Raybyrnes]

Felix

This might be more indicative of your situation

They’re not making it any more
Buying real estate is a sure thing. Not only does a real property purchase come with its own collateral, it will never lose its value.

“Real estate is a great game for pros and a not-so-great game for amateurs ” Uh, not exactly. While it’s true that real estate is generally a good investment, there’s no such animal as a sure thing. That’s where a lot of would-be investors got into trouble when the recent housing bubble burst.

“Residential real estate composite values are down about 8 percent and they’re not through yet,” says Ben Jacoby, Certified Financial Planner and senior adviser with Brinton Eaton Wealth Advisors.

Jacoby says there is a four-year cycle of excesses. “Every four years or so the people who loan money do something stupid,” he says.

In this case, investors made real estate loans to people who couldn’t afford them, including speculators. Investors purchased run-down property, renovating and reselling or flipping it, acquired property for rental units and made pre-construction purchases — all in hopes they’d have a big return for their investments.

Problem was, most of the property purchased was overpriced in the first place, and when values tumbled, speculators in general couldn’t get their money back, much less the mammoth profits they’d anticipated. But even though real property investments can’t really be taken to the bank, Jacoby says property has always been an investment target in good times or bad. Individuals like the idea of owning something they can actually put their hands on, but it’s a much bigger gamble, even when prices are rising, for the uninitiated.

“Real estate is a great game for pros and a not-so-great game for amateurs,” Jacoby says.

Historically, investing in real estate during bear markets can yield some real bargains for those who can afford it. Since lenders are understandably skittish when the economy is less stable, financing property becomes much more difficult. Would-be investors who hope to take advantage of falling home prices need to have enough cash to reassure the bank that its loan will be money well-spent.(Bankrate.com)

[Raybyrnes]

The concept of the food Diary is OK but it is responsive to what you already ate.

I found it a lot more productive to take out a spreadsheet and write out a menu for a week. Rather than cheating and having to document it I found it way easier to just try and stick to the times and food I put on my spreadsheet.

It takes about 45 minutes on a Sunday night to write out your plan and t is funny how compelling it is once you’ve written it down. Makes it easy to walk by the free food samples at Costco becaseu they are noton your spreas sheet.

Dropped 24 lbs in 15 weeks using this approach. Have gained back 4 lbs since I went off.

Give it a shot. A litte tough the first could of weeks but once you got it down it is pretty easy to copy and paste.

[Raybyrnes]

The concept of the food Diary is OK but it is responsive to what you already ate.

I found it a lot more productive to take out a spreadsheet and write out a menu for a week. Rather than cheating and having to document it I found it way easier to just try and stick to the times and food I put on my spreadsheet.

It takes about 45 minutes on a Sunday night to write out your plan and t is funny how compelling it is once you’ve written it down. Makes it easy to walk by the free food samples at Costco becaseu they are noton your spreas sheet.

Dropped 24 lbs in 15 weeks using this approach. Have gained back 4 lbs since I went off.

Give it a shot. A litte tough the first could of weeks but once you got it down it is pretty easy to copy and paste.

[Raybyrnes]

The concept of the food Diary is OK but it is responsive to what you already ate.

I found it a lot more productive to take out a spreadsheet and write out a menu for a week. Rather than cheating and having to document it I found it way easier to just try and stick to the times and food I put on my spreadsheet.

It takes about 45 minutes on a Sunday night to write out your plan and t is funny how compelling it is once you’ve written it down. Makes it easy to walk by the free food samples at Costco becaseu they are noton your spreas sheet.

Dropped 24 lbs in 15 weeks using this approach. Have gained back 4 lbs since I went off.

Give it a shot. A litte tough the first could of weeks but once you got it down it is pretty easy to copy and paste.

[Raybyrnes]

The concept of the food Diary is OK but it is responsive to what you already ate.

I found it a lot more productive to take out a spreadsheet and write out a menu for a week. Rather than cheating and having to document it I found it way easier to just try and stick to the times and food I put on my spreadsheet.

It takes about 45 minutes on a Sunday night to write out your plan and t is funny how compelling it is once you’ve written it down. Makes it easy to walk by the free food samples at Costco becaseu they are noton your spreas sheet.

Dropped 24 lbs in 15 weeks using this approach. Have gained back 4 lbs since I went off.

Give it a shot. A litte tough the first could of weeks but once you got it down it is pretty easy to copy and paste.

[Raybyrnes]

The concept of the food Diary is OK but it is responsive to what you already ate.

I found it a lot more productive to take out a spreadsheet and write out a menu for a week. Rather than cheating and having to document it I found it way easier to just try and stick to the times and food I put on my spreadsheet.

It takes about 45 minutes on a Sunday night to write out your plan and t is funny how compelling it is once you’ve written it down. Makes it easy to walk by the free food samples at Costco becaseu they are noton your spreas sheet.

Dropped 24 lbs in 15 weeks using this approach. Have gained back 4 lbs since I went off.

Give it a shot. A litte tough the first could of weeks but once you got it down it is pretty easy to copy and paste.

[Raybyrnes]

There was a point in time going back that you could get your realators license and assume FHA and Hud Loans and properties adn they would pay you the 6% commission for doing so. Think were still a good ways out before this would make sense but there are probably a few gems out ther for those who do their panning.

[Raybyrnes]

There was a point in time going back that you could get your realators license and assume FHA and Hud Loans and properties adn they would pay you the 6% commission for doing so. Think were still a good ways out before this would make sense but there are probably a few gems out ther for those who do their panning.

[Raybyrnes]

There was a point in time going back that you could get your realators license and assume FHA and Hud Loans and properties adn they would pay you the 6% commission for doing so. Think were still a good ways out before this would make sense but there are probably a few gems out ther for those who do their panning.

[Raybyrnes]

There was a point in time going back that you could get your realators license and assume FHA and Hud Loans and properties adn they would pay you the 6% commission for doing so. Think were still a good ways out before this would make sense but there are probably a few gems out ther for those who do their panning.

[Raybyrnes]

There was a point in time going back that you could get your realators license and assume FHA and Hud Loans and properties adn they would pay you the 6% commission for doing so. Think were still a good ways out before this would make sense but there are probably a few gems out ther for those who do their panning.

[Author]

Posts