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profhoff
ParticipantSeptember 5, 2011 at 1:58 PM in reply to: OT: My insurance agent cancelled my policy and is rewriting without my knowledge or consent – WTF! #728418ParticipantExplanation was weak. They said Allied was too expensive and so they decided to cut loose from Allied. Ok, fine, suppose that’s true (maybe Allied dumped them?).
Anyway, they could have called me and explained that they would no longer be using Allied and that I would need to move carriers if I wanted to stay with them. Instead, they sent me a weird letter that freaked me out and gave me the appearance of no choice in in the matter. Not good.
Anyway, found a new agent and will be moving on.
September 3, 2011 at 11:32 AM in reply to: OT: My insurance agent cancelled my policy and is rewriting without my knowledge or consent – WTF! #728302ParticipantWhen I called Allied, they said all my policies had been cancelled – the policy periods run through Nov/Dec of each year – and that if I did nothing, the agent would send me a new policy underwritten by a new carrier and that I could sign that OR I could find another agent that writes for Allied and see if the new agent could either a) uncancel my current policy so that it would continue or b) write me a new policy with new terms (at new rates).
So, it is a cancellation and the agent is attempting to re-write my policies.
Allied thought it would be hard to uncancel the policies and that I would probably have to have a new agent write new policies with new terms. So, they DID cancel my policy.
They also didn’t call me to tell me they no longer represent Allied. I checked to see who they represent now and I have never heard of any of the companies. Solvency is a concern.
So, I don’t want to work with this agent anymore – I consider this pretty sleazy. They could have called me and told me that if I wanted to stay at their agency I would have to give up Allied and then explained my choices.
I didn’t ask to have my Allied policies cancelled and now it will be a major hassle to get a new agent, write new policies, etc.
Anyway, I need to find a new agent that represents Allied and other reputable insurers. Any suggestions?
ParticipantIsn’t the City Ventures Leucadia Collection the development with the toxic soil issue?
ParticipantIsn’t the City Ventures Leucadia Collection the development with the toxic soil issue?
ParticipantIsn’t the City Ventures Leucadia Collection the development with the toxic soil issue?
ParticipantIsn’t the City Ventures Leucadia Collection the development with the toxic soil issue?
ParticipantIsn’t the City Ventures Leucadia Collection the development with the toxic soil issue?
August 14, 2011 at 6:16 PM in reply to: OT:Looming Disaster for the Temecula Area: Liberty Quarry/Mega Mine #719184ParticipantThe Pechanga Band of Luiseño Indians now claims the site of the quarry is sacred ground and is seeking to stop the project.
August 14, 2011 at 6:16 PM in reply to: OT:Looming Disaster for the Temecula Area: Liberty Quarry/Mega Mine #719275ParticipantThe Pechanga Band of Luiseño Indians now claims the site of the quarry is sacred ground and is seeking to stop the project.
August 14, 2011 at 6:16 PM in reply to: OT:Looming Disaster for the Temecula Area: Liberty Quarry/Mega Mine #719877ParticipantThe Pechanga Band of Luiseño Indians now claims the site of the quarry is sacred ground and is seeking to stop the project.
August 14, 2011 at 6:16 PM in reply to: OT:Looming Disaster for the Temecula Area: Liberty Quarry/Mega Mine #720035ParticipantThe Pechanga Band of Luiseño Indians now claims the site of the quarry is sacred ground and is seeking to stop the project.
August 14, 2011 at 6:16 PM in reply to: OT:Looming Disaster for the Temecula Area: Liberty Quarry/Mega Mine #720396ParticipantThe Pechanga Band of Luiseño Indians now claims the site of the quarry is sacred ground and is seeking to stop the project.
ParticipantIt’s not trivial. We had an attorney do it. There are a surprising number of issues that come up, as an earlier poster mentioned, with many decisions that must be made. I can’t imagine figuring out how to do all this myself. Plus, I think a lot of people make mistakes, even with attorneys, because they set up the trust and then they don’t fund it. If you don’t fund it, there’s really no point because the assets aren’t protected.
In the state of California, I really think if you have assets you want to shield from probate, an attorney is not cost prohibitive but is a smart decision.
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