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poorgradstudent
ParticipantCalifornia’s consitution needs to be rewritten. Anytime the public can mandate spending with a simple majority but needs more than a majority to approve a tax increase, you’re headed for fiscal disaster. Prop 13 was a well intentioned problem maker, and CA has so many mandated spending programs the general fund has no real flexibility.
It will be interesting to see if Arnold can reform the prison system. Those on the right would love to break the union, and those of us on the left would like to see a shrinkage of the prison-industrial complex. There’s definitely room to cut spending in a way that has broad public appeal.
ParticipantCalifornia’s consitution needs to be rewritten. Anytime the public can mandate spending with a simple majority but needs more than a majority to approve a tax increase, you’re headed for fiscal disaster. Prop 13 was a well intentioned problem maker, and CA has so many mandated spending programs the general fund has no real flexibility.
It will be interesting to see if Arnold can reform the prison system. Those on the right would love to break the union, and those of us on the left would like to see a shrinkage of the prison-industrial complex. There’s definitely room to cut spending in a way that has broad public appeal.
ParticipantOn the one hand, to my knowledge everything pencilneck listed in the original post is factually correct, and reason for concern house prices will keep falling.
On the other hand, the employment forecast for late 2010 into 2011 is pretty good. Job losses have mostly stabilized, and sooner or later job growth will start. The “green shoots” are growing a bit more. So the employment picture will get a little better.
I actually expect housing to be pretty flat for the next two years. No serious further collapse in price, but no sudden rebound either.
ParticipantOn the one hand, to my knowledge everything pencilneck listed in the original post is factually correct, and reason for concern house prices will keep falling.
On the other hand, the employment forecast for late 2010 into 2011 is pretty good. Job losses have mostly stabilized, and sooner or later job growth will start. The “green shoots” are growing a bit more. So the employment picture will get a little better.
I actually expect housing to be pretty flat for the next two years. No serious further collapse in price, but no sudden rebound either.
ParticipantOn the one hand, to my knowledge everything pencilneck listed in the original post is factually correct, and reason for concern house prices will keep falling.
On the other hand, the employment forecast for late 2010 into 2011 is pretty good. Job losses have mostly stabilized, and sooner or later job growth will start. The “green shoots” are growing a bit more. So the employment picture will get a little better.
I actually expect housing to be pretty flat for the next two years. No serious further collapse in price, but no sudden rebound either.
ParticipantOn the one hand, to my knowledge everything pencilneck listed in the original post is factually correct, and reason for concern house prices will keep falling.
On the other hand, the employment forecast for late 2010 into 2011 is pretty good. Job losses have mostly stabilized, and sooner or later job growth will start. The “green shoots” are growing a bit more. So the employment picture will get a little better.
I actually expect housing to be pretty flat for the next two years. No serious further collapse in price, but no sudden rebound either.
ParticipantOn the one hand, to my knowledge everything pencilneck listed in the original post is factually correct, and reason for concern house prices will keep falling.
On the other hand, the employment forecast for late 2010 into 2011 is pretty good. Job losses have mostly stabilized, and sooner or later job growth will start. The “green shoots” are growing a bit more. So the employment picture will get a little better.
I actually expect housing to be pretty flat for the next two years. No serious further collapse in price, but no sudden rebound either.
February 8, 2010 at 4:24 PM in reply to: OT: Getting sick of all the bank robberies in carmel valley #510795Participant[quote=Eugene][quote=CONCHO]Why would the cops care about a robbery? There is no money to be made investigating a robbery. Writing tickets is where it’s at.
Just kidding, of course. The banks need to up their security.[/quote]
Why would they bother to up their security? They have insurance.[/quote]
That and the economics of bank robbing isn’t what it once was in the era of Bonnie and Clyde. I imagine you’d be lucky to get $20,000 in cash for your trouble, which is great if you get away with it but carries a huge risk. Still, that loss is nothing for the bank compared to the liability of having a teller or security guard get shot and have to pay medical bills or survivor benefits.February 8, 2010 at 4:24 PM in reply to: OT: Getting sick of all the bank robberies in carmel valley #510941Participant[quote=Eugene][quote=CONCHO]Why would the cops care about a robbery? There is no money to be made investigating a robbery. Writing tickets is where it’s at.
Just kidding, of course. The banks need to up their security.[/quote]
Why would they bother to up their security? They have insurance.[/quote]
That and the economics of bank robbing isn’t what it once was in the era of Bonnie and Clyde. I imagine you’d be lucky to get $20,000 in cash for your trouble, which is great if you get away with it but carries a huge risk. Still, that loss is nothing for the bank compared to the liability of having a teller or security guard get shot and have to pay medical bills or survivor benefits.February 8, 2010 at 4:24 PM in reply to: OT: Getting sick of all the bank robberies in carmel valley #511352Participant[quote=Eugene][quote=CONCHO]Why would the cops care about a robbery? There is no money to be made investigating a robbery. Writing tickets is where it’s at.
Just kidding, of course. The banks need to up their security.[/quote]
Why would they bother to up their security? They have insurance.[/quote]
That and the economics of bank robbing isn’t what it once was in the era of Bonnie and Clyde. I imagine you’d be lucky to get $20,000 in cash for your trouble, which is great if you get away with it but carries a huge risk. Still, that loss is nothing for the bank compared to the liability of having a teller or security guard get shot and have to pay medical bills or survivor benefits.February 8, 2010 at 4:24 PM in reply to: OT: Getting sick of all the bank robberies in carmel valley #511445Participant[quote=Eugene][quote=CONCHO]Why would the cops care about a robbery? There is no money to be made investigating a robbery. Writing tickets is where it’s at.
Just kidding, of course. The banks need to up their security.[/quote]
Why would they bother to up their security? They have insurance.[/quote]
That and the economics of bank robbing isn’t what it once was in the era of Bonnie and Clyde. I imagine you’d be lucky to get $20,000 in cash for your trouble, which is great if you get away with it but carries a huge risk. Still, that loss is nothing for the bank compared to the liability of having a teller or security guard get shot and have to pay medical bills or survivor benefits.February 8, 2010 at 4:24 PM in reply to: OT: Getting sick of all the bank robberies in carmel valley #511698Participant[quote=Eugene][quote=CONCHO]Why would the cops care about a robbery? There is no money to be made investigating a robbery. Writing tickets is where it’s at.
Just kidding, of course. The banks need to up their security.[/quote]
Why would they bother to up their security? They have insurance.[/quote]
That and the economics of bank robbing isn’t what it once was in the era of Bonnie and Clyde. I imagine you’d be lucky to get $20,000 in cash for your trouble, which is great if you get away with it but carries a huge risk. Still, that loss is nothing for the bank compared to the liability of having a teller or security guard get shot and have to pay medical bills or survivor benefits.ParticipantA hauntingly beautiful photo project.
ParticipantA hauntingly beautiful photo project.
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