[poorgradstudent]

“If the vacation is non-accrual then it can also mean you don’t get any vacation at all if they say too bad. In addition should you quit you don’t get to cash out your vacation since it isn’t accrued.”

I think you hit the nail on the head here.

I’d check their holiday calendar. In theory flexible PTO could have advantages with the right manager; it does beat having to burn PTO to go to the Dentist or stay home with a sick kid. But I like the fact that because I rarely take vacations I have two weeks accumulated that I could cash out if I left or got downsized.

[poorgradstudent]

Part of me admires his honesty. It’s how Jesse The Body Ventura managed to win the Governorship of Minnesota back in the day. A lot of Ventura voters echoed the sentiment “I may not always agree with him, but at least I know where he stands”.

I mean, he’s crazy, but both Jeb and Hillary have tendencies to address issues with “Well, what do you WANT my position to be?” Jeb in particular has to keep backing off from some of his more moderate positions.

[poorgradstudent]

I just saw that gold is flirting with $100. Although I’m not that into precious metals, I wonder at what point it becomes a screaming buy?

[poorgradstudent]

Presumably manufacturing and shipping costs, along with profit taking?

[poorgradstudent]

Housing costs have definitely gone up while wages have remained quite stagnant. The rich have really gobbled up the lion’s share of this recovery, at least so far, although wages do tend to be a lagging economic indicator.

Of course, looking at 2011 is going from peak affordability, the bottom of the crash, up through the normalization to whatever we’re currently in. More accurate would be to look at something like 2007, after the bubble had deflated, but much closer to “normal” prices.

Not all metros are created equal. San Francisco has fully developed its landmass. There’s really no where for it to build out anymore. So even if incomes aren’t able to support the demand side of the equation, there’s no way supply can help fix the problem.

I’m starting to see SOME upward pressure on wages. If unemployment can stay fairly low that’s likely to help push salaries up, finally.

[poorgradstudent]

[quote=FlyerInHi]Ok, I will try to avoid Amazon because Jeff Bezos is an ass.

[/quote]

If you avoid every buisiness where the CEO is an ass you probably will save a lot of money but not be able to buy many things.

[poorgradstudent]

I’m happily surprised Amazon is profitable.

[poorgradstudent]

The Fannie Mae/Freddie Mac conforming loan limit in SD is $546,250. That can theoretically affect the math somewhat.

The fact is there is plenty of competition in the ~400k range for SFH in SD County. We found that once we started looking at homes above $450k, the options got way better than those 400-450k.

Re-reading your past post, while I admire your forward thinking, odds are your potential future wife will hate whatever house you buy now. Especially if you sink $50k into upgrades; one person’s dream kitchen can be a nightmare for someone else.

If you are handy enough to do the work yourself that’s one thing, but I’m not sure you really need or should look to buy a fixer upper at your stage in life. And frankly you’re too young and relatively affluent to live in La Mesa or Allied Gardens right now. There are nice parts of La Mesa, but it’s not exactly a place full of hip young people.

I get that you’re afraid of being priced out forever, but there’s something to be said for you renting for $1,000 a month and putting the additional $1,000 a month you’d be paying towards a mortgage into an investment account. One of the huge advantages you have as an unmarried 26 year old professional is if you get a great job offer in Seattle or San Francisco or Austin you can pick up and move tomorrow. Yes, you can rent out or sell a home if you buy one, but there is an opportunity cost there.

If they were cheaper right now I’d tell you to buy a condo in a “cool” area. Somewhere like PB or Hillcrest or North Park where you could easily rent the place down the road if you outgrow it. Buying a SFH in La Mesa for a primary residence as a young single guy feels like putting the cart before the horse to me.

[poorgradstudent]

Yup, these are tales as old as time. There are some darkly hilarious tales of rich rivals intentionally building tall structures to block their neighbor’s views, especially from the wild past in New York City.

Your only legitimate hope is a kindness campaign where you try to befriend the neighbor and figure out how attached they are to the trees. Tree trimming is expensive, and trees have a way of continually growing. The neighbor may not necessarily care about keeping the trees, but they also may not want to invest any sort of money to trim or remove them.

So yeah, if you can afford it and it’s worth it to you, you could offer to pay for trimming or removal. Otherwise you’re out of luck.

[poorgradstudent]

Luckily now we have smartphones for those 2 years of bathroom time!

[poorgradstudent]

Overall, neither seemed to have many great deals.

[poorgradstudent]

He’ll be a circus during these early stages that don’t really count. He won’t actually file financial paperwork and will drop out eventually.

The big issue for Republicans will be how the mainstream candidates react to Trump pandering to the base.

[poorgradstudent]

[quote=FlyerInHi]Bernie Sanders is too White, too boring and looks too much like a college professor. He won’t get the nomination. But it’s good that he’s running because he’s helping shape the platform.[/quote]

I like him, but he’s too far Left to win in the general election. He’s like a Huckabee or a Ted Cruz. At least he’ll make the Democratic Debates a bit more interesting.

[poorgradstudent]

[quote=moneymaker]$70 every other week,wife pays for it,unless she is short on cash,then I kick in some. She cleans about 4 hours each time,by the next day it’s dirty again.[/quote]

If our house is cleaned on Thursday it’s actually not too bad until Saturday night or Sunday. So we get at least a day or two of clean house!

[poorgradstudent]

[quote=scaredyclassic][quote=bobby]I do my own cleaning. Put on the pair of headphone and with Marketplace, freakonomics or planet money (wonderful programs from NPR) and the hour just goes by in a jiffy.

Why does it take 8 hours to clean the house and why does it requires cleaning every 2 weeks.[/quote]

Kids. They’re gross.[/quote]

Yup. I never paid a house cleaner except for moving out of a new apartment before having a kid. Given the choice between spending a couple hours on the weekend cleaning or taking him to the beach, playground, etc, it’s worth it to us to have more family time.

We pay $90 every two weeks to clean our 3/2 SFH. She spends most of her time in the kitchen, along with scrubbing the sinks, bathtub and toilets.

[Author]

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