[poorgradstudent]

It sounds like US companies are finally catching on that climate change has real economic costs. It seems like the main thing most US companies want is a fair playing field; we don’t want to cut *our* emissions by 50% while China and the developing world just keep pumping out all the CO2 they like.

Meanwhile, the developing world argues that they haven’t exactly been major producers in the past, so why should they have to make cuts now?

It sounds like China’s government cares about pollution and global warming largely because they realize it can have negative economic impact, and because they have a near totalitarian control over their economy they may be able to make bigger changes much more quickly than we can.

I’m cautiously optimistic as long as we don’t elect a Republican for President in 2016 we may actually be able to start making real and substantial change in the coming years. The big question is if the US wants to be a leader or a follower.

[poorgradstudent]

When did this board become Pro-Temecula?

I remember the good old days during the bubble when Temecula was the poster child for everything wrong with the housing bubble.

Has SD county just sprawled so far that Temecula no longer seems crazy?

I actually drove through Temecula over the holiday weekend. I was actually surprised how it feels like a bustling suburb full of Big Box stores now instead of nothing.

[poorgradstudent]

If you work in Sorrento Valley (QCOM, biotech), Encinitas isn’t that awful of a commute. Frankly the commute in SD at 5 PM is pretty bad unless you live near where you work.

I get your dislike of Carmel Valley. The bang for the buck is pretty low there. It’s near coastal prices without serious coastal benefits, aside from being a bit cooler in the summer and warmer in the winter than those of us east of the 15.

[poorgradstudent]

Impound accounts are annually audited.

[poorgradstudent]

[quote=Escoguy]Looking forward to it and the ensuing discussions.[/quote]

Me too, although it’s looking like we’re hitting some typical fall slowness after a crazy Summer.

[poorgradstudent]

I do like Stella and Beck’s too.

I’m a big fan of Trader Joe’s generics. You have to know which style of brew you like; I like lagers and am a big fan of their Bock.

Buying in bulk helps. The Ralphs in 4S typically has a deal where if you buy Four Six Packs at once (can be different types) the price comes down a lot. I’m talking $11/6 pack down to $8 per. Costco is similar pricing but selection choices can be limited.

As for a macro brew, Sam Adams isn’t bad, and Blue Moon is okay.

[poorgradstudent]

I love craft beer, although Ballast point isn’t my favorite, simply because like Stone they’ve followed the trend “Throw literally as much hops you can possibly fit into a beer and make mouths pucker”. I prefer maltier beers. I also think Ballast Point’s price point is tough to swallow… I love to spend $6 for a 6 pack at Trader Joe’s (some of their Generics are as good or better than anything by Ballast Point), and really hate breaking that $10/6 pack mark.

Having gone to tasting rooms a few times and experienced how much better beer straight from the tap is, I’m tempted to get more into the growler scene. Mother Earth is one case where the Cali Creaming beer is AMAZING on tap at the brewery, and pretty unexciting from a can from the store.

I do think it’s a crowded industry, and one that historically has to work with small margins. Usually with an IPO you want a company that has potential to grow exponentially. I’d proceed with serious caution depending how it is priced.

[poorgradstudent]

[quote=fcepstein]I have a home about to go on the market, expected sale price around $750,000. I think 5% is way too high myself, particularly with a quick sale. At 2%, the agent share is $15,000. Can’t imagine that it takes longer than 100 hours, so that is $150/hr. Seems like a very high rate to me.

One agent has contacted me directly, pre-sale, with a buyer. She offered me 5% to be a dual agent, and quickly back-tracked to 4.5%. I think both are ridiculous. I may consider 4%, but probably 3.5% is what I would pay in that case. Otherwise I will FSBO and offer her 2%, maybe 2.5%.[/quote]

Well, that $150/hr is in part compensating the agents for all the work they put into sales that end up falling apart.

But yeah, the amount of work to sell an $800K home and sell a $400K home is probably comparable. It’s a little odd that agents theoretically get paid twice as much for the former.

[poorgradstudent]

^That said, most of my friends that have tried to use RedFin agents have had fairly poor experiences. Sometimes you do get what you pay for, and most of our friends who have tried a redfin agent to sell have ended up “firing” them.

[poorgradstudent]

[quote=Blogstar]When house prices went berserk.[/quote]

Redfin and the rest of the internet also cut into Realtor’s margins. It’s pretty easy for buyers and sellers to do their own market research these days in a way that you just couldn’t do 10-15 years ago. And For Sale By Owner is a lot easier too. Why pay 6% as a seller if you can knock 1.5% off the price of the house and pay the buyer’s agent 2.5% to do all the paperwork for you?

I have to say, the one area I was seriously unimpressed by our buying agent was price negotiations… it was left almost 100% up to us how to make our offers and counter offers. Agents just have too much incentive to want the deal to settle rather than fighting hard for a $5k price cut.

[poorgradstudent]

[quote=FlyerInHi]Millennials are becoming lazy pot heads… They just wanna chill and smoke weed. They’re happy living with their parents. Always food in the fridge [/quote]
I think you misspelled “Baby Boomers” as “Millennials”.

[poorgradstudent]

[quote=scaredyclassic]
maybe it’s just a fantasy, but from my perspective, I cannot think of anything I would like more than a multigenerational household, if Im the oldest. not so much if i were in the middle. probably be great for the little guys.[/quote]
We did a multigenerational household for a little less than 6 months when we were looking to buy our house; partially to save money (at the start) and partially because it took us a couple months longer than we had expected to find a place.

It definitely wasn’t ideal for us in the middle. I think it would have been easier if it was our house we were letting the older generation move into and live with us. Even things like sharing one fridge for 4 adults and 1 child and dealing with parking with 4 cars were headaches.

[poorgradstudent]

[quote=scaredyclassic][quote=spdrun]That sounds like prison not growing up. Gotta love America, happy Vet’s Day!

This is what we fought for?[/quote]

in the future, all veterans will be robots and drones, anyway.[/quote]

Hey, someone will pilot (some of) those drones!

[poorgradstudent]

[quote=flu]I see a lot of homes off of 56. Is affordability more of the issue?[/quote]

This is my guess. It seems like the market for SFH under 600k is pretty tight, but there’s pretty decent inventory in the 800+ range and also for “luxury” condos.

It makes sense, as those are probably the two areas where developers get the most bang for their buck.

[poorgradstudent]

When I was a kid we couldn’t play full court basketball because there was only one court and two hoops. So there would be one formal game playing half court on one hoop and the other hoop would be for kids just messing around.

Even at UCSD the informal rule is no full court unless the court is pretty dead.

[Author]

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