Forum Replies Created
-
AuthorPosts
-
pka4lif
ParticipantI would be very surprised if they did not continue or even increase the housing credit.
ParticipantI would be very surprised if they did not continue or even increase the housing credit.
ParticipantI would be very surprised if they did not continue or even increase the housing credit.
ParticipantI would be very surprised if they did not continue or even increase the housing credit.
ParticipantI’m confused. This seems like they called out a career politician for what his real motivations are…why does that piss you off? Do you like Jerry Brown and hate to see him attacked?
I don’t watch a ton of news because most don’t try to see through the politicians BS and instead just pass the message along to the ignorant masses.
He didn’t answer the question. He didn’t deny he is running for governor. What better campaign commercial than “I fought evil banks who stole from California in the midst of crisis to get teachers their money”.
Even if the suit is legitimate, what do you think he cares about more: The publicity or the money for the pensions.
ParticipantI’m confused. This seems like they called out a career politician for what his real motivations are…why does that piss you off? Do you like Jerry Brown and hate to see him attacked?
I don’t watch a ton of news because most don’t try to see through the politicians BS and instead just pass the message along to the ignorant masses.
He didn’t answer the question. He didn’t deny he is running for governor. What better campaign commercial than “I fought evil banks who stole from California in the midst of crisis to get teachers their money”.
Even if the suit is legitimate, what do you think he cares about more: The publicity or the money for the pensions.
ParticipantI’m confused. This seems like they called out a career politician for what his real motivations are…why does that piss you off? Do you like Jerry Brown and hate to see him attacked?
I don’t watch a ton of news because most don’t try to see through the politicians BS and instead just pass the message along to the ignorant masses.
He didn’t answer the question. He didn’t deny he is running for governor. What better campaign commercial than “I fought evil banks who stole from California in the midst of crisis to get teachers their money”.
Even if the suit is legitimate, what do you think he cares about more: The publicity or the money for the pensions.
ParticipantI’m confused. This seems like they called out a career politician for what his real motivations are…why does that piss you off? Do you like Jerry Brown and hate to see him attacked?
I don’t watch a ton of news because most don’t try to see through the politicians BS and instead just pass the message along to the ignorant masses.
He didn’t answer the question. He didn’t deny he is running for governor. What better campaign commercial than “I fought evil banks who stole from California in the midst of crisis to get teachers their money”.
Even if the suit is legitimate, what do you think he cares about more: The publicity or the money for the pensions.
ParticipantI’m confused. This seems like they called out a career politician for what his real motivations are…why does that piss you off? Do you like Jerry Brown and hate to see him attacked?
I don’t watch a ton of news because most don’t try to see through the politicians BS and instead just pass the message along to the ignorant masses.
He didn’t answer the question. He didn’t deny he is running for governor. What better campaign commercial than “I fought evil banks who stole from California in the midst of crisis to get teachers their money”.
Even if the suit is legitimate, what do you think he cares about more: The publicity or the money for the pensions.
ParticipantMeet with a different Financial Advisor. Hell, meet with a half dozen until you find one that puts together a proposal you like. For him to offer you one investment for your entire portfolio is just lazy. (Unless you have undisclosed millions and this is not that big of a deal.)
1) Variable annuities can have a valid place in a portfolio. Allianz is one of the more expensive. If you are serious about guarantees, check about Protective, or possibly Lincoln or John Hancock. They pay the advisor less; but, usually have the best guarantees and the least fees. Don’t let him give you anything about the company: they are all decades old and very stable. Also, at that level, ask about an “A” share annuity. It will save you a mountain of fees; but, he gets much lower trails. Many advisors will not even offer them under the guise of having to pay for it. I know Edward Jones does, I have heard Merril Lynch and some of the other big houses have started to make them available as well.
2) Most financial planners will tell you that no more than 1/3 of your retirement assets should be in a variable annuity. You usually do not need the guarantees they provide. (Believe it or not, the market actually works and a good money manager can actually grow your wealth in these periods!) Consider 1/3 Variable annuity, 1/3 good mutual funds in a balanced portfolio, 1/3 other including CD’s, fixed annuities, bonds, dividend paying equities etc.There will be market fluctuation; but, you will probably have the rising income supplement you need in retirement.
ParticipantMeet with a different Financial Advisor. Hell, meet with a half dozen until you find one that puts together a proposal you like. For him to offer you one investment for your entire portfolio is just lazy. (Unless you have undisclosed millions and this is not that big of a deal.)
1) Variable annuities can have a valid place in a portfolio. Allianz is one of the more expensive. If you are serious about guarantees, check about Protective, or possibly Lincoln or John Hancock. They pay the advisor less; but, usually have the best guarantees and the least fees. Don’t let him give you anything about the company: they are all decades old and very stable. Also, at that level, ask about an “A” share annuity. It will save you a mountain of fees; but, he gets much lower trails. Many advisors will not even offer them under the guise of having to pay for it. I know Edward Jones does, I have heard Merril Lynch and some of the other big houses have started to make them available as well.
2) Most financial planners will tell you that no more than 1/3 of your retirement assets should be in a variable annuity. You usually do not need the guarantees they provide. (Believe it or not, the market actually works and a good money manager can actually grow your wealth in these periods!) Consider 1/3 Variable annuity, 1/3 good mutual funds in a balanced portfolio, 1/3 other including CD’s, fixed annuities, bonds, dividend paying equities etc.There will be market fluctuation; but, you will probably have the rising income supplement you need in retirement.
ParticipantMeet with a different Financial Advisor. Hell, meet with a half dozen until you find one that puts together a proposal you like. For him to offer you one investment for your entire portfolio is just lazy. (Unless you have undisclosed millions and this is not that big of a deal.)
1) Variable annuities can have a valid place in a portfolio. Allianz is one of the more expensive. If you are serious about guarantees, check about Protective, or possibly Lincoln or John Hancock. They pay the advisor less; but, usually have the best guarantees and the least fees. Don’t let him give you anything about the company: they are all decades old and very stable. Also, at that level, ask about an “A” share annuity. It will save you a mountain of fees; but, he gets much lower trails. Many advisors will not even offer them under the guise of having to pay for it. I know Edward Jones does, I have heard Merril Lynch and some of the other big houses have started to make them available as well.
2) Most financial planners will tell you that no more than 1/3 of your retirement assets should be in a variable annuity. You usually do not need the guarantees they provide. (Believe it or not, the market actually works and a good money manager can actually grow your wealth in these periods!) Consider 1/3 Variable annuity, 1/3 good mutual funds in a balanced portfolio, 1/3 other including CD’s, fixed annuities, bonds, dividend paying equities etc.There will be market fluctuation; but, you will probably have the rising income supplement you need in retirement.
ParticipantMeet with a different Financial Advisor. Hell, meet with a half dozen until you find one that puts together a proposal you like. For him to offer you one investment for your entire portfolio is just lazy. (Unless you have undisclosed millions and this is not that big of a deal.)
1) Variable annuities can have a valid place in a portfolio. Allianz is one of the more expensive. If you are serious about guarantees, check about Protective, or possibly Lincoln or John Hancock. They pay the advisor less; but, usually have the best guarantees and the least fees. Don’t let him give you anything about the company: they are all decades old and very stable. Also, at that level, ask about an “A” share annuity. It will save you a mountain of fees; but, he gets much lower trails. Many advisors will not even offer them under the guise of having to pay for it. I know Edward Jones does, I have heard Merril Lynch and some of the other big houses have started to make them available as well.
2) Most financial planners will tell you that no more than 1/3 of your retirement assets should be in a variable annuity. You usually do not need the guarantees they provide. (Believe it or not, the market actually works and a good money manager can actually grow your wealth in these periods!) Consider 1/3 Variable annuity, 1/3 good mutual funds in a balanced portfolio, 1/3 other including CD’s, fixed annuities, bonds, dividend paying equities etc.There will be market fluctuation; but, you will probably have the rising income supplement you need in retirement.
ParticipantMeet with a different Financial Advisor. Hell, meet with a half dozen until you find one that puts together a proposal you like. For him to offer you one investment for your entire portfolio is just lazy. (Unless you have undisclosed millions and this is not that big of a deal.)
1) Variable annuities can have a valid place in a portfolio. Allianz is one of the more expensive. If you are serious about guarantees, check about Protective, or possibly Lincoln or John Hancock. They pay the advisor less; but, usually have the best guarantees and the least fees. Don’t let him give you anything about the company: they are all decades old and very stable. Also, at that level, ask about an “A” share annuity. It will save you a mountain of fees; but, he gets much lower trails. Many advisors will not even offer them under the guise of having to pay for it. I know Edward Jones does, I have heard Merril Lynch and some of the other big houses have started to make them available as well.
2) Most financial planners will tell you that no more than 1/3 of your retirement assets should be in a variable annuity. You usually do not need the guarantees they provide. (Believe it or not, the market actually works and a good money manager can actually grow your wealth in these periods!) Consider 1/3 Variable annuity, 1/3 good mutual funds in a balanced portfolio, 1/3 other including CD’s, fixed annuities, bonds, dividend paying equities etc.There will be market fluctuation; but, you will probably have the rising income supplement you need in retirement.
-
AuthorPosts