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pencilneck
ParticipantTo the best of my knowledge, Jesus never condemned homosexuality.
In at least one passage he condemned marriage in general. He preached a lot of loving your neighbor and all that. We christians tend to ignore that silly old book when it suits us.
pencilneck
ParticipantTo the best of my knowledge, Jesus never condemned homosexuality.
In at least one passage he condemned marriage in general. He preached a lot of loving your neighbor and all that. We christians tend to ignore that silly old book when it suits us.
pencilneck
ParticipantTo the best of my knowledge, Jesus never condemned homosexuality.
In at least one passage he condemned marriage in general. He preached a lot of loving your neighbor and all that. We christians tend to ignore that silly old book when it suits us.
pencilneck
ParticipantHere are the indicators I look at (with a handy +/-/o scale)
Local data:
0 Local jobs: Yoy flat to down slightly.
– Inventory: Yoy up.
– Delinquencies: Off the chart historic highs.
& NODs & Foreclosures: Remain high
0 Local sales: Yoy flat
+ Local prices: YOY up.
+ Interest rates: historic lowsnational data (of debatable importance to local markets)
– National house prices: Yoy down.
– National Mortgage applications: Down. Sharply.Not all of these factors are equal. Its a mixed bag, but I see more risk of further housing depreciation than appreciation over the next year or so.
pencilneck
ParticipantHere are the indicators I look at (with a handy +/-/o scale)
Local data:
0 Local jobs: Yoy flat to down slightly.
– Inventory: Yoy up.
– Delinquencies: Off the chart historic highs.
& NODs & Foreclosures: Remain high
0 Local sales: Yoy flat
+ Local prices: YOY up.
+ Interest rates: historic lowsnational data (of debatable importance to local markets)
– National house prices: Yoy down.
– National Mortgage applications: Down. Sharply.Not all of these factors are equal. Its a mixed bag, but I see more risk of further housing depreciation than appreciation over the next year or so.
pencilneck
ParticipantHere are the indicators I look at (with a handy +/-/o scale)
Local data:
0 Local jobs: Yoy flat to down slightly.
– Inventory: Yoy up.
– Delinquencies: Off the chart historic highs.
& NODs & Foreclosures: Remain high
0 Local sales: Yoy flat
+ Local prices: YOY up.
+ Interest rates: historic lowsnational data (of debatable importance to local markets)
– National house prices: Yoy down.
– National Mortgage applications: Down. Sharply.Not all of these factors are equal. Its a mixed bag, but I see more risk of further housing depreciation than appreciation over the next year or so.
pencilneck
ParticipantHere are the indicators I look at (with a handy +/-/o scale)
Local data:
0 Local jobs: Yoy flat to down slightly.
– Inventory: Yoy up.
– Delinquencies: Off the chart historic highs.
& NODs & Foreclosures: Remain high
0 Local sales: Yoy flat
+ Local prices: YOY up.
+ Interest rates: historic lowsnational data (of debatable importance to local markets)
– National house prices: Yoy down.
– National Mortgage applications: Down. Sharply.Not all of these factors are equal. Its a mixed bag, but I see more risk of further housing depreciation than appreciation over the next year or so.
pencilneck
ParticipantHere are the indicators I look at (with a handy +/-/o scale)
Local data:
0 Local jobs: Yoy flat to down slightly.
– Inventory: Yoy up.
– Delinquencies: Off the chart historic highs.
& NODs & Foreclosures: Remain high
0 Local sales: Yoy flat
+ Local prices: YOY up.
+ Interest rates: historic lowsnational data (of debatable importance to local markets)
– National house prices: Yoy down.
– National Mortgage applications: Down. Sharply.Not all of these factors are equal. Its a mixed bag, but I see more risk of further housing depreciation than appreciation over the next year or so.
pencilneck
ParticipantHey look davelj, I noticed the chart that I had tried to make in a previous thread. Although this one is for California, and the one I was trying to make was specific to San Diego.
CA Mortgage Foreclosure & Delinquency Rates (page 29)
pencilneck
ParticipantHey look davelj, I noticed the chart that I had tried to make in a previous thread. Although this one is for California, and the one I was trying to make was specific to San Diego.
CA Mortgage Foreclosure & Delinquency Rates (page 29)
pencilneck
ParticipantHey look davelj, I noticed the chart that I had tried to make in a previous thread. Although this one is for California, and the one I was trying to make was specific to San Diego.
CA Mortgage Foreclosure & Delinquency Rates (page 29)
pencilneck
ParticipantHey look davelj, I noticed the chart that I had tried to make in a previous thread. Although this one is for California, and the one I was trying to make was specific to San Diego.
CA Mortgage Foreclosure & Delinquency Rates (page 29)
pencilneck
ParticipantHey look davelj, I noticed the chart that I had tried to make in a previous thread. Although this one is for California, and the one I was trying to make was specific to San Diego.
CA Mortgage Foreclosure & Delinquency Rates (page 29)
pencilneck
ParticipantRich, if not currently, was once probably considered way out on the fringe.
Rather than seek the fringe, look for good analysis. When good analysis becomes the fringe it merely illustrates the imbalanced perceptions of the mainstream.
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