[patientrenter]

“legally all assets accumulated prior to marriage are not community property”. What happens if those previous assets require some upkeep after the marriage, like a house would? It seems that might taint the separate property quality of the previous assets.

I’m not an attorney. I wonder if the only way to really be sure that prior assets don’t become community property is to put them in a fully self-sustaining trust, with other assets that generate enough income to pay any upkeep expenses.

And I’ve heard relying on a pre-nup is like tossing a coin… Maybe it’ll work, maybe not. You’ll never know it doesn’t work until you need it.

I can’t afford to live on half of what I’ve accumulated, and I don’t see how it’s OK to just hope that doesn’t happen, so I am… still single. When I get to double my current assets, I’ll give you a call, Marion, unless there’s a kindly attorney out there who can show now there’s a cast-iron way to preserve separate pre-marriage assets!

Patient renter in OC

[patientrenter]

“legally all assets accumulated prior to marriage are not community property”. What happens if those previous assets require some upkeep after the marriage, like a house would? It seems that might taint the separate property quality of the previous assets.

I’m not an attorney. I wonder if the only way to really be sure that prior assets don’t become community property is to put them in a fully self-sustaining trust, with other assets that generate enough income to pay any upkeep expenses.

And I’ve heard relying on a pre-nup is like tossing a coin… Maybe it’ll work, maybe not. You’ll never know it doesn’t work until you need it.

I can’t afford to live on half of what I’ve accumulated, and I don’t see how it’s OK to just hope that doesn’t happen, so I am… still single. When I get to double my current assets, I’ll give you a call, Marion, unless there’s a kindly attorney out there who can show now there’s a cast-iron way to preserve separate pre-marriage assets!

Patient renter in OC

[patientrenter]

“legally all assets accumulated prior to marriage are not community property”. What happens if those previous assets require some upkeep after the marriage, like a house would? It seems that might taint the separate property quality of the previous assets.

I’m not an attorney. I wonder if the only way to really be sure that prior assets don’t become community property is to put them in a fully self-sustaining trust, with other assets that generate enough income to pay any upkeep expenses.

And I’ve heard relying on a pre-nup is like tossing a coin… Maybe it’ll work, maybe not. You’ll never know it doesn’t work until you need it.

I can’t afford to live on half of what I’ve accumulated, and I don’t see how it’s OK to just hope that doesn’t happen, so I am… still single. When I get to double my current assets, I’ll give you a call, Marion, unless there’s a kindly attorney out there who can show now there’s a cast-iron way to preserve separate pre-marriage assets!

Patient renter in OC

[patientrenter]

“legally all assets accumulated prior to marriage are not community property”. What happens if those previous assets require some upkeep after the marriage, like a house would? It seems that might taint the separate property quality of the previous assets.

I’m not an attorney. I wonder if the only way to really be sure that prior assets don’t become community property is to put them in a fully self-sustaining trust, with other assets that generate enough income to pay any upkeep expenses.

And I’ve heard relying on a pre-nup is like tossing a coin… Maybe it’ll work, maybe not. You’ll never know it doesn’t work until you need it.

I can’t afford to live on half of what I’ve accumulated, and I don’t see how it’s OK to just hope that doesn’t happen, so I am… still single. When I get to double my current assets, I’ll give you a call, Marion, unless there’s a kindly attorney out there who can show now there’s a cast-iron way to preserve separate pre-marriage assets!

Patient renter in OC

[patientrenter]

Trojan4Life, I know you didn’t ask for financial planning advice, but I’ll offer some anyway. If you asked yourself these questions, what would your answer be:

1. What’s my net income? (I)

2. What are my annual expenses, including everything (like occasional car replacement and health expenses)? (E)

3. How many years do I want to commit to working for? (W)

4. How many years after retirement am I prepared to run out of all my money? (R)

5. What is (I x W) – [E x (W+R)]?

I think you see where I’m going with the (simple) math.

Patient renter in OC

[patientrenter]

Trojan4Life, I know you didn’t ask for financial planning advice, but I’ll offer some anyway. If you asked yourself these questions, what would your answer be:

1. What’s my net income? (I)

2. What are my annual expenses, including everything (like occasional car replacement and health expenses)? (E)

3. How many years do I want to commit to working for? (W)

4. How many years after retirement am I prepared to run out of all my money? (R)

5. What is (I x W) – [E x (W+R)]?

I think you see where I’m going with the (simple) math.

Patient renter in OC

[patientrenter]

Trojan4Life, I know you didn’t ask for financial planning advice, but I’ll offer some anyway. If you asked yourself these questions, what would your answer be:

1. What’s my net income? (I)

2. What are my annual expenses, including everything (like occasional car replacement and health expenses)? (E)

3. How many years do I want to commit to working for? (W)

4. How many years after retirement am I prepared to run out of all my money? (R)

5. What is (I x W) – [E x (W+R)]?

I think you see where I’m going with the (simple) math.

Patient renter in OC

[patientrenter]

Trojan4Life, I know you didn’t ask for financial planning advice, but I’ll offer some anyway. If you asked yourself these questions, what would your answer be:

1. What’s my net income? (I)

2. What are my annual expenses, including everything (like occasional car replacement and health expenses)? (E)

3. How many years do I want to commit to working for? (W)

4. How many years after retirement am I prepared to run out of all my money? (R)

5. What is (I x W) – [E x (W+R)]?

I think you see where I’m going with the (simple) math.

Patient renter in OC

[patientrenter]

Trojan4Life, I know you didn’t ask for financial planning advice, but I’ll offer some anyway. If you asked yourself these questions, what would your answer be:

1. What’s my net income? (I)

2. What are my annual expenses, including everything (like occasional car replacement and health expenses)? (E)

3. How many years do I want to commit to working for? (W)

4. How many years after retirement am I prepared to run out of all my money? (R)

5. What is (I x W) – [E x (W+R)]?

I think you see where I’m going with the (simple) math.

Patient renter in OC

[patientrenter]

Marion, you’ve made a few waves as one of the few women on a nearly all-male forum. It certainly spices it up for us.

I tend to subscribe to the evolutionary theories of relationships. We men want to spread our seed just about everywhere, preferably for the least commitment in return.

Women’s programming is more complicated. Evolution indicates a woman either wants a solid, reliable, loyal provider for a future long term supportive relationship, or a fling to get genes from an exceptional specimen (the “bad boy”). Either can work for women following the psychology evolution gave them. Best of all is a fling for the genes on the side combined with the solid reliable cuckold for economic and emotional and other support.

You clearly think this guy is a candidate for reliable husband, and not your bad boy fling. From his perspective, he’s still hoping he can be your bad boy who makes no commitment. It’s the moment of truth, and the disparity between your hopes is about to be revealed. You just have to be firm. He might still want to be with you, but then you and he will both know that he’ll be playing the role of the reliable provider.

Or maybe you’ll go for that fling? Good luck either way.

Patient renter in OC

[patientrenter]

Marion, you’ve made a few waves as one of the few women on a nearly all-male forum. It certainly spices it up for us.

I tend to subscribe to the evolutionary theories of relationships. We men want to spread our seed just about everywhere, preferably for the least commitment in return.

Women’s programming is more complicated. Evolution indicates a woman either wants a solid, reliable, loyal provider for a future long term supportive relationship, or a fling to get genes from an exceptional specimen (the “bad boy”). Either can work for women following the psychology evolution gave them. Best of all is a fling for the genes on the side combined with the solid reliable cuckold for economic and emotional and other support.

You clearly think this guy is a candidate for reliable husband, and not your bad boy fling. From his perspective, he’s still hoping he can be your bad boy who makes no commitment. It’s the moment of truth, and the disparity between your hopes is about to be revealed. You just have to be firm. He might still want to be with you, but then you and he will both know that he’ll be playing the role of the reliable provider.

Or maybe you’ll go for that fling? Good luck either way.

Patient renter in OC

[patientrenter]

Marion, you’ve made a few waves as one of the few women on a nearly all-male forum. It certainly spices it up for us.

I tend to subscribe to the evolutionary theories of relationships. We men want to spread our seed just about everywhere, preferably for the least commitment in return.

Women’s programming is more complicated. Evolution indicates a woman either wants a solid, reliable, loyal provider for a future long term supportive relationship, or a fling to get genes from an exceptional specimen (the “bad boy”). Either can work for women following the psychology evolution gave them. Best of all is a fling for the genes on the side combined with the solid reliable cuckold for economic and emotional and other support.

You clearly think this guy is a candidate for reliable husband, and not your bad boy fling. From his perspective, he’s still hoping he can be your bad boy who makes no commitment. It’s the moment of truth, and the disparity between your hopes is about to be revealed. You just have to be firm. He might still want to be with you, but then you and he will both know that he’ll be playing the role of the reliable provider.

Or maybe you’ll go for that fling? Good luck either way.

Patient renter in OC

[patientrenter]

Marion, you’ve made a few waves as one of the few women on a nearly all-male forum. It certainly spices it up for us.

I tend to subscribe to the evolutionary theories of relationships. We men want to spread our seed just about everywhere, preferably for the least commitment in return.

Women’s programming is more complicated. Evolution indicates a woman either wants a solid, reliable, loyal provider for a future long term supportive relationship, or a fling to get genes from an exceptional specimen (the “bad boy”). Either can work for women following the psychology evolution gave them. Best of all is a fling for the genes on the side combined with the solid reliable cuckold for economic and emotional and other support.

You clearly think this guy is a candidate for reliable husband, and not your bad boy fling. From his perspective, he’s still hoping he can be your bad boy who makes no commitment. It’s the moment of truth, and the disparity between your hopes is about to be revealed. You just have to be firm. He might still want to be with you, but then you and he will both know that he’ll be playing the role of the reliable provider.

Or maybe you’ll go for that fling? Good luck either way.

Patient renter in OC

[patientrenter]

Marion, you’ve made a few waves as one of the few women on a nearly all-male forum. It certainly spices it up for us.

I tend to subscribe to the evolutionary theories of relationships. We men want to spread our seed just about everywhere, preferably for the least commitment in return.

Women’s programming is more complicated. Evolution indicates a woman either wants a solid, reliable, loyal provider for a future long term supportive relationship, or a fling to get genes from an exceptional specimen (the “bad boy”). Either can work for women following the psychology evolution gave them. Best of all is a fling for the genes on the side combined with the solid reliable cuckold for economic and emotional and other support.

You clearly think this guy is a candidate for reliable husband, and not your bad boy fling. From his perspective, he’s still hoping he can be your bad boy who makes no commitment. It’s the moment of truth, and the disparity between your hopes is about to be revealed. You just have to be firm. He might still want to be with you, but then you and he will both know that he’ll be playing the role of the reliable provider.

Or maybe you’ll go for that fling? Good luck either way.

Patient renter in OC

[patientrenter]

jyurasek, put yourself in the shoes of many of the participants who are in this up to their necks.

If you’re head of a bank or hedge fund with a lot of exposure, you’re out of a job for certain if home prices drop a lot now. This plan may get you 5 more years. That’s better than 5 more months. And at the end of the 5 years, who knows, maybe your losses won’t be so bad, or maybe not. At least you get 5 more years, and a second bite at the apple at the end.

Yes, total ultimate losses may be deeper by waiting 5 more years, but each individual participant facing ruin now doesn’t care about that. From an individual perspective, nothing is worse than an immediate 100% loss. If a bank’s losses are terrible 5 years from now, the CEO won’t be worse off than if he’s fired today.

If efforts to boost home prices fail, then the Fed and other govt institutions will try everything in their considerable power to inflate while keeping (at least some key) interest rates low.

Patient renter in OC

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