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[quote=CA renter]

If you could do it, then you would do it…and you could stop complaining about the “lavish” pensions that you’re not getting.[/quote]

No, I would not.

I never wanted to feed at the trough like a gov’t worker.

I always wanted to be a productive citizen standing on my own 2 feet.

At it’s core society moves along because of productive citizens who create and innovate.

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[quote=CA renter]

3. Unlike many jobs in the private sector, the recruitment and training expenses for many public sector jobs (especially for safety positions) are very, very high, and they require applicants with exceptionally good character and specific skill sets/characteristics because of the responsibility and liability involved with these jobs. The public employers save money by having a low turnover rate. Having defined benefit pension plans is the #1 way to lure the best applicants and KEEP them there.[/quote]

Here we go again: public employee exceptional-ism.

Give me a break.

I could be a cop immediately.
I could be a firefighter immediately.
I could be a teacher immediately.

And on and on.

I’d bet a 100 cops and a 100 firefighters and a 100 teachers combined could not do my job.

No way.

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How many underwater borrowers are willing to or can sell?

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The original post/poster is nothing less than a vicious elitist attack on the proletariat.

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The entitlement culture of public employee unions and their members is absolutely unreal.

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[quote=XBoxBoy]Are you only looking at state parks? If you’re willing to go to commercial campgrounds I’m sure you can find some openings.

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As an experienced camper I wouldn’t hesitate to go the commercial route.

Also, don’t forget about San Onofre.

I used to head up to Pismo every year, but of course the water is colder. But…it’s not an issue to get a good site either, and the beaches are very nice.

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I’m being told rates are going down again and home values going up.

It seems like brokers are cheaper, I was just concerned about data protection primarily.

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This thread once again reminds me of the extreme greed found in San Diego, not to mention how out of touch and ruthless you 1%ers really are.

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That was a seriously downer article, it seems like there are areas of this country in a serious economic depression.

What is the future of these rust belt areas? 3rd world status?

Makes Temecula seem like Paradise.

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I was really surprised about Chicago (#4).

I’ve considered taking jobs in Chicago and I’ve always enjoyed visiting Chicago.

Let’s see, what does Chicago (area) offer:

1. Da Bears
2. Notre Dame games
3. Lake Michigan
4. Accessible downtown area/Michigan Ave
5. Nice suburbs
6. Great hot dogs and pizza

I’m sure there are other good points.

I suspect the job market sucks in Chicago though.

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The real crash hasn’t happened yet; although the 1%ers in CV/RSF and other wealthy coastal areas will not be impacted like the remaining 99%.

How long can the feds keep the rates at 0%?

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[quote=bearishgurl]

I actually have several current neighbors who are Federal retirees (some fairly recent) and they are ALL doing just fine.

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Of course they are…I wouldn’t expect anything less.

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[quote=ninaprincess]

If there is a young person here my advice is to max out on 401K and spread out your investments.[/quote]

This is bad advice IMO.

As mentioned, Wall Street will harvest a lot of money off of your 401k.

I’d guess 99% of employees who auto “invests” in 401k’s don’t have a clue what fees are being charged to your account.

For most it’s a way to dollar cost average, a really poor investment strategy.

It’s also hard to be nimble with a 401k. When the inevitable market shocks manifest you’ll probably lose a lot of value – think 2008.

Also, it’s very likely that 401k’s will be taxed at a much higher rate than they are today (think Jerry Brown).

I could see maybe contributing up to your company’s matching in a roth 401k and that’s it.

Why not take that extra money and buy whole life insurance (more flexible), or pay down your mortgage?

Also, the income whole like insurance can be tax free.

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I like to bounce landlord type issues off the board.

I think TG posts on Temecula Patch under the alias “That Temecula Guy”.

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Most of you have been brainwashed by Wall Street and Madison Avenue propaganda.

1st of all, most people shouldn’t retire – stay active and work.

2nd, savings is paying 0% anyway (or close to zero).

Live while you’re young, screw saving money – most of it is harvested by wall street crooks anyway.

And then when wall street gives you what little is left, the Jerry Brown’s will take the rest for his cronies (govt workers, baby mommas, etc…).

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