[ocrenter]

[quote=AN][quote=ocrenter]4S and SEH is perfect for middle class families that put good schools on top of their list. $400-$600K range is what 4S/SEH homes should be at. Essentially, we are looking at folks that make around combined $125k range.

If you are in brackets over that, it isn’t your cup of tea.

The problem of course is the bubble pushed the prices beyond the $600k barrier even though the houses remained in that $400-$600k quality. Especially the north side where the houses are even more tightly packed in as the builders hurried to jam in homes as the bubble was ready to pop.[/quote]
There’s no way a HHI of $125k could comfortable afford $400-600k with the HOA & MR that those areas have. Now, if you remove the HOA & MR, then I would agree with you. With HOA and MR at 4S, Del Sur, & SEH level, I would say the price should be more around $300-500k for a HH with HHI of $125k to comfortably afford.[/quote]

At $125k, you are averaging $10k per month. $500k house with 20% down at 4.5% mortgage rate you are looking at $2000 monthly mortgage. Add $700/month for property tax and MR/HOA, so that’ll be $2700/month. That’s less than 30% of income on housing.

And remember you do get 20% of that mortgage interest and property tax back on tax refund.

I would not lump del sur in with 4S/SEH, Del Sur MR and HOA is at least $300 more per month compared to 4S/SEH.

[ocrenter]

[quote=UCGal]

The houses are NOT in that price range – they got pushed up by the bubble and didn’t return to what they should have.[/quote]

thank you UCGal

[ocrenter]

4S and SEH is perfect for middle class families that put good schools on top of their list. $400-$600K range is what 4S/SEH homes should be at. Essentially, we are looking at folks that make around combined $125k range.

If you are in brackets over that, it isn’t your cup of tea.

The problem of course is the bubble pushed the prices beyond the $600k barrier even though the houses remained in that $400-$600k quality. Especially the north side where the houses are even more tightly packed in as the builders hurried to jam in homes as the bubble was ready to pop.

[ocrenter]

If they counted the patio, then I say, they should count the garage as well!

suddenly, we are looking at nearly 2000 sqft of living space!

[ocrenter]

A haunted house can be a great way to generate revenue. Especially ones with a female ghost that can demo how she tied herself up naked and hanged herself. Can you imagine the price the owner can charge per head on halloween?

[ocrenter]

How viable are off the grid solar systems? Not meant to eliminate electric use at 100% level, but at least take care of daytime consumption items such as the pool filter. Then when battery technology is more mature, then perhaps go completely off grid.

[ocrenter]

Any thoughts in regard to recent SDGE attempt to change how they would charge customers with solar panels?

http://m.signonsandiego.com/news/2011/oct/28/solar-users-feel-burned/

[ocrenter]

[quote=hslinger][quote=sdduuuude]For all we know, it is a ten-cent tax and a 581.69 for “Having a pilot on the plane fee.”[/quote]It’s not.

I regularly fly SAN to Europe and have seen the itemized costs. Airport fees and taxes have exploded post 9-11.[/quote]

if the “fee and tax” portion of the ticket truly 100% go to “fee and tax” there should not be wide disparity between airlines. are your “fee and tax” all the same across the board with the various airlines?

[ocrenter]

Agree, don’t read into the “fee” vs “price” too much.

We recently purchased airline tix to Asia and we did a lot of comparison shop. Let’s say 5 airlines all have their final price at $1000. One would have tax and fee at $600 and the price at $400, another would have their price at $700 and the fees/tax at $300, and the other 3 airlines in some type of combination in between. Yet, some how, they all arrive at the final total of around $1000. It is all just ways to make you think the price is cheaper than it really is.

[ocrenter]

this is a nice flashback.

these prairie fawn properties are about 2000 sqft zero lot line detached condos.

these days the same $700k would get you a real true SFR in the 3000 sqft range.

classic case of “house arrest” here.

[ocrenter]

finally got a chance to take a look at the models.

they are nice, definitely better than serenity, there’s no need to even mention montoro.

however, compared to the quality and type of material used in sanctuary, tiburon, and scripps preserve, I can see they did have some corner cutting. but overall, not really noticeable.

if we are looking at a new Toll home vs resale from the above three, I would recommend the resale.

[ocrenter]

one interesting find I came across is Jobs is the son of a Syrian foreign exchange student. Much like Obama.

in the 60’s and 70’s, the cream of the crop of many 3rd world countries were selected to come to this country to study at our top universities. with the understanding that they can then go back to make their perspective countries better.

while the perspective countries didn’t end up benefiting much from their investment. rather it seems we as a country really benefitted from this grand experiment in genetic selection.

makes you wonder just how many leaders of industries and professionals in the country today are the offspring of this genetic selection process.

[ocrenter]

http://www.sdlookup.com/MLS-110001686-14587_Whispering_Ridge_Rd_San_Diego_CA_92131

Apparently serenity is still able to find buyers even for its deficient lots without much discounting.

[ocrenter]

Congratulation on the purchase. Typically I see 3000 and above homes go for low $200/sqft.

[ocrenter]

This Flock guy certainly seem inexperienced. got his real estate license in Sept of ’09.

He is the CEO of the Flock Group, from the website, sounds like it is a group of 1. Apparently he is also a “CDPE” aka certified distress property expert??? Looking that up, looks like we got a loser who fell for one of those scam classes that promise to “certify” you after a 2 day class for which he probably paid a pretty penny for.

http://www.flockgroup.com/Brian_Flock/page_2125919.html

http://www.cdpe.com/home

http://activerain.com/blogsview/402701/certified-foreclosures-short-sale-specialist-not-

I actually feel pretty bad for this guy, afterall, this Flock guy actually paid good money to learn his craft from this douchebag:

[img_assist|nid=15398|title=douchebag|desc=|link=node|align=left|width=251|height=325]

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