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ocrenter
Participant[quote=walterwhite]loving who we are? i thought the nations problem was excessively high levels of self esteem?[/quote]
that’s why she had to add this. she needed average Americans to relate to what she’s saying.
Participantsometimes we need a slick TV sales lady to get us back to common sense.
the only thing I disagree with is “Pay student loans before credit cards.”
my student loan is at 2.5%, until recently, it has actually been below rate of CD return. I have to assume most student loans have relatively low interest rate given a lot are government backed. why in the world would someone instruct people to pay that off first than credit cards, which mostly run at 18-20%.
She probably should have also added: “always pay the full balance on the credit cards every month.”
Participantsometimes we need a slick TV sales lady to get us back to common sense.
the only thing I disagree with is “Pay student loans before credit cards.”
my student loan is at 2.5%, until recently, it has actually been below rate of CD return. I have to assume most student loans have relatively low interest rate given a lot are government backed. why in the world would someone instruct people to pay that off first than credit cards, which mostly run at 18-20%.
She probably should have also added: “always pay the full balance on the credit cards every month.”
Participantsometimes we need a slick TV sales lady to get us back to common sense.
the only thing I disagree with is “Pay student loans before credit cards.”
my student loan is at 2.5%, until recently, it has actually been below rate of CD return. I have to assume most student loans have relatively low interest rate given a lot are government backed. why in the world would someone instruct people to pay that off first than credit cards, which mostly run at 18-20%.
She probably should have also added: “always pay the full balance on the credit cards every month.”
Participantsometimes we need a slick TV sales lady to get us back to common sense.
the only thing I disagree with is “Pay student loans before credit cards.”
my student loan is at 2.5%, until recently, it has actually been below rate of CD return. I have to assume most student loans have relatively low interest rate given a lot are government backed. why in the world would someone instruct people to pay that off first than credit cards, which mostly run at 18-20%.
She probably should have also added: “always pay the full balance on the credit cards every month.”
Participantsometimes we need a slick TV sales lady to get us back to common sense.
the only thing I disagree with is “Pay student loans before credit cards.”
my student loan is at 2.5%, until recently, it has actually been below rate of CD return. I have to assume most student loans have relatively low interest rate given a lot are government backed. why in the world would someone instruct people to pay that off first than credit cards, which mostly run at 18-20%.
She probably should have also added: “always pay the full balance on the credit cards every month.”
Participant[quote=recordsclerk]Add this to the 700K club by ColRich:
http://www.sdlookup.com/MLS-110012787-15054_Almond_Orchard_Lot_211_Ln_San_Diego_CA_92131
Large usable lot, but large steep slope.
Obviously we are not counting Astoria and Mills Creek. They are always in the 700s.
So far the demand for these homes has kept the prices stable since 2009. I thought we would see more distress at this point.[/quote]
“sits on a large corner lot near fabulous community park”
to me this seems like a big negative.
Participant[quote=recordsclerk]Add this to the 700K club by ColRich:
http://www.sdlookup.com/MLS-110012787-15054_Almond_Orchard_Lot_211_Ln_San_Diego_CA_92131
Large usable lot, but large steep slope.
Obviously we are not counting Astoria and Mills Creek. They are always in the 700s.
So far the demand for these homes has kept the prices stable since 2009. I thought we would see more distress at this point.[/quote]
“sits on a large corner lot near fabulous community park”
to me this seems like a big negative.
Participant[quote=recordsclerk]Add this to the 700K club by ColRich:
http://www.sdlookup.com/MLS-110012787-15054_Almond_Orchard_Lot_211_Ln_San_Diego_CA_92131
Large usable lot, but large steep slope.
Obviously we are not counting Astoria and Mills Creek. They are always in the 700s.
So far the demand for these homes has kept the prices stable since 2009. I thought we would see more distress at this point.[/quote]
“sits on a large corner lot near fabulous community park”
to me this seems like a big negative.
Participant[quote=recordsclerk]Add this to the 700K club by ColRich:
http://www.sdlookup.com/MLS-110012787-15054_Almond_Orchard_Lot_211_Ln_San_Diego_CA_92131
Large usable lot, but large steep slope.
Obviously we are not counting Astoria and Mills Creek. They are always in the 700s.
So far the demand for these homes has kept the prices stable since 2009. I thought we would see more distress at this point.[/quote]
“sits on a large corner lot near fabulous community park”
to me this seems like a big negative.
Participant[quote=recordsclerk]Add this to the 700K club by ColRich:
http://www.sdlookup.com/MLS-110012787-15054_Almond_Orchard_Lot_211_Ln_San_Diego_CA_92131
Large usable lot, but large steep slope.
Obviously we are not counting Astoria and Mills Creek. They are always in the 700s.
So far the demand for these homes has kept the prices stable since 2009. I thought we would see more distress at this point.[/quote]
“sits on a large corner lot near fabulous community park”
to me this seems like a big negative.
Participant[quote=kcal09][quote=ocrenter][quote=kcal09]…the Serenity homes.[/quote]
new or resale?[/quote]
Resale of distressed homes.[/quote]
first, serenity is a post-bubble development, so financing for most of them would be the traditional 20% down or higher variety. and chances are most ended up getting very low 30 year interest rate.
second, like localguy mentioned on prior post, there is a market out there, homes are going. so if a house got all of the interior and exterior upgrades, it is more likely than not that it will find a buyer prior to reaching into the 700k territory. even well into 2013.
but is it possible that you might see maybe a couple of individual cases dip into the 700k range? maybe. maybe on a home that the owner could not afford to put upgrades in. and there’s a job loss. and the home already had a lot deficiency (aka minimal flat yard with steep slope in the back).
but then again, that has already happened with a couple of Davidson new homes and CityVenture Viscaya new homes. so whoever wanted a mid 700k larger Stonebridge home should have already acted. there’s no need to wait until 2013.
Participant[quote=kcal09][quote=ocrenter][quote=kcal09]…the Serenity homes.[/quote]
new or resale?[/quote]
Resale of distressed homes.[/quote]
first, serenity is a post-bubble development, so financing for most of them would be the traditional 20% down or higher variety. and chances are most ended up getting very low 30 year interest rate.
second, like localguy mentioned on prior post, there is a market out there, homes are going. so if a house got all of the interior and exterior upgrades, it is more likely than not that it will find a buyer prior to reaching into the 700k territory. even well into 2013.
but is it possible that you might see maybe a couple of individual cases dip into the 700k range? maybe. maybe on a home that the owner could not afford to put upgrades in. and there’s a job loss. and the home already had a lot deficiency (aka minimal flat yard with steep slope in the back).
but then again, that has already happened with a couple of Davidson new homes and CityVenture Viscaya new homes. so whoever wanted a mid 700k larger Stonebridge home should have already acted. there’s no need to wait until 2013.
Participant[quote=kcal09][quote=ocrenter][quote=kcal09]…the Serenity homes.[/quote]
new or resale?[/quote]
Resale of distressed homes.[/quote]
first, serenity is a post-bubble development, so financing for most of them would be the traditional 20% down or higher variety. and chances are most ended up getting very low 30 year interest rate.
second, like localguy mentioned on prior post, there is a market out there, homes are going. so if a house got all of the interior and exterior upgrades, it is more likely than not that it will find a buyer prior to reaching into the 700k territory. even well into 2013.
but is it possible that you might see maybe a couple of individual cases dip into the 700k range? maybe. maybe on a home that the owner could not afford to put upgrades in. and there’s a job loss. and the home already had a lot deficiency (aka minimal flat yard with steep slope in the back).
but then again, that has already happened with a couple of Davidson new homes and CityVenture Viscaya new homes. so whoever wanted a mid 700k larger Stonebridge home should have already acted. there’s no need to wait until 2013.
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