[NotCranky]

I think more of the houses in City Height resemble the lesser quality houses in the other areas and there just are not very that are as good even as say an average to a little better in north park and Normal Height. The work and maintenance done over the years and even recently On City Heights homes Is on average lower even as compared to like houses in Normal Heights. That does not mean that some are not done well or that rescuing one should be out of the question. As far as nice well maintained or even more luxurious homes Normal Heights and North park win hands down.

I guess you might not be thinking Kensington. At the risk of alienating a few people who would grow ill to think of Kensington as part of the same neighborhood as Normal Heights, I do. In fact Kensington going south very quickly becomes like City Heights. I don’t remember what that little area in between is called but it is more like City Heights than Kensington. Stay closer to Adams and Kensington is like one of the the best parts of the Normal Heights/Kensington area. Go north of Adams to the rim of Mission Valley and Kensington is like a different world by comparison but that is the only place IMO.

Anyway even if you want to toss out Kensington the maintenance and improvements are on average better. There are many more nice houses on what you could almost call quiet streets. City Heights might have a few places like that. Cherokee point is similar to average places in the other two areas but it is right off University, which I consider a big negative.
I don’ think gentrification is the only difference, it is about percentages of varying qualities or houses. City heights is mostly lower but you do find City Heights type houses in 92116 and 92114 in large quantities too.

Are you wondering if you buy in City Heights if a next gentrification wave could make things equal. I doubt equal could be the result of that. I think more likely changes will be along the lines of “tear down and revitalization”. Like I said that could happen along El Cajon Blvd, anywhere on University too. Adams Ave. might not be imune to that but I don’t know of anything specific. As you probably know the proper function of eminent domain actions are in and out of the courts. I believe the planners will get what they want most of the time.

[NotCranky]

4-plex,
You are welcome for the Economics link. It was a couple years old BTW.

Thanks to you, for getting me started looking at this topic with the book recommendation way back when.
Rus

[NotCranky]

4-plex,
You are welcome for the Economics link. It was a couple years old BTW.

Thanks to you, for getting me started looking at this topic with the book recommendation way back when.
Rus

[NotCranky]

4-plex,
You are welcome for the Economics link. It was a couple years old BTW.

Thanks to you, for getting me started looking at this topic with the book recommendation way back when.
Rus

[NotCranky]

4-plex,
You are welcome for the Economics link. It was a couple years old BTW.

Thanks to you, for getting me started looking at this topic with the book recommendation way back when.
Rus

[NotCranky]

4-plex,
You are welcome for the Economics link. It was a couple years old BTW.

Thanks to you, for getting me started looking at this topic with the book recommendation way back when.
Rus

[NotCranky]

I feel ambivalent about belonging here Chris. It seems like you do too. Hang in there.

[NotCranky]

I feel ambivalent about belonging here Chris. It seems like you do too. Hang in there.

[NotCranky]

I feel ambivalent about belonging here Chris. It seems like you do too. Hang in there.

[NotCranky]

I feel ambivalent about belonging here Chris. It seems like you do too. Hang in there.

[NotCranky]

I feel ambivalent about belonging here Chris. It seems like you do too. Hang in there.

[NotCranky]

HWG
“Clearly credit is tightening, if not through higher rates, then through lower LTVs and the like.”

Went to wamu today and can confirm this. Higher reserve rquirements and lower LTV,. In fact the woman I was talking with said the LTV had recently been changed from 95 to 75. Fico score requirements seemed higher but I can not confirm. They wanted 720 for stated income. I will answer questions about the info program on a different thread. If anyone wants to try to flame me for the stated income be my guest(on a thread the curious,if there are any, or I started.

BTW. There were 30-40 cubicles at the branch and I wa the only customer. It was lunch time but I would think lots of people take their lunch breaks to shop for loans.

[NotCranky]

HWG
“Clearly credit is tightening, if not through higher rates, then through lower LTVs and the like.”

Went to wamu today and can confirm this. Higher reserve rquirements and lower LTV,. In fact the woman I was talking with said the LTV had recently been changed from 95 to 75. Fico score requirements seemed higher but I can not confirm. They wanted 720 for stated income. I will answer questions about the info program on a different thread. If anyone wants to try to flame me for the stated income be my guest(on a thread the curious,if there are any, or I started.

BTW. There were 30-40 cubicles at the branch and I wa the only customer. It was lunch time but I would think lots of people take their lunch breaks to shop for loans.

[NotCranky]

HWG
“Clearly credit is tightening, if not through higher rates, then through lower LTVs and the like.”

Went to wamu today and can confirm this. Higher reserve rquirements and lower LTV,. In fact the woman I was talking with said the LTV had recently been changed from 95 to 75. Fico score requirements seemed higher but I can not confirm. They wanted 720 for stated income. I will answer questions about the info program on a different thread. If anyone wants to try to flame me for the stated income be my guest(on a thread the curious,if there are any, or I started.

BTW. There were 30-40 cubicles at the branch and I wa the only customer. It was lunch time but I would think lots of people take their lunch breaks to shop for loans.

[NotCranky]

HWG
“Clearly credit is tightening, if not through higher rates, then through lower LTVs and the like.”

Went to wamu today and can confirm this. Higher reserve rquirements and lower LTV,. In fact the woman I was talking with said the LTV had recently been changed from 95 to 75. Fico score requirements seemed higher but I can not confirm. They wanted 720 for stated income. I will answer questions about the info program on a different thread. If anyone wants to try to flame me for the stated income be my guest(on a thread the curious,if there are any, or I started.

BTW. There were 30-40 cubicles at the branch and I wa the only customer. It was lunch time but I would think lots of people take their lunch breaks to shop for loans.

[Author]

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