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NotCranky
ParticipantNumb , Your eloquent commentary packs enough condemnation against our society to start a revolution yet you recommend kicking back and drinking a beer. I get sad visuals of Ghandi getting drunk.
ParticipantNumb , Your eloquent commentary packs enough condemnation against our society to start a revolution yet you recommend kicking back and drinking a beer. I get sad visuals of Ghandi getting drunk.
ParticipantIn defense of public schools, I would edit past to passed in my diatribe above, if I only could. It is not that I mind screwing up but that one looks rally bad in view of the ribbing I am giving JG!
ParticipantIn defense of public schools, I would edit past to passed in my diatribe above, if I only could. It is not that I mind screwing up but that one looks rally bad in view of the ribbing I am giving JG!
ParticipantJG
Choosing private schools means you are choosing to expose your children to singular points of view.They already get that from you. Why not trust your children to walk in the world and learn to sort out fact from myth with the critical thinking skills that you give them? That way the whole family can grow together. No one will be stifled by the inhumanity of the predominantly classist view points of the faculty and wrongly motivated parents in private schools. Since the ruling class predominanlty is of the private school system perhaps it stands to reason we would have a better government if regulation was past that no child could receive more than 1/2 of their education in the private system. JG you have personally helped me derive my opinions of private schools.As a parent of three young boys, I thank you. I would like my kids to get a better education than I did, but not yours.
Best wishesParticipantJG
Choosing private schools means you are choosing to expose your children to singular points of view.They already get that from you. Why not trust your children to walk in the world and learn to sort out fact from myth with the critical thinking skills that you give them? That way the whole family can grow together. No one will be stifled by the inhumanity of the predominantly classist view points of the faculty and wrongly motivated parents in private schools. Since the ruling class predominanlty is of the private school system perhaps it stands to reason we would have a better government if regulation was past that no child could receive more than 1/2 of their education in the private system. JG you have personally helped me derive my opinions of private schools.As a parent of three young boys, I thank you. I would like my kids to get a better education than I did, but not yours.
Best wishesParticipantCounselor,
It seems pretty clear that using years is fairly useful in a broad sort of way.Perhaps that is assuming too much? It might depend on how familiar one is with the past appreciation and what ones goals are.I very clearly pointed out that 2004 was a year of tremendous change from jan-dec. If you want to make intra year comparisions of specific properties that seems like a different topic to me. I can give you an example of a listing that would have sold for 575k in a day in July 04, didn’t get a nibble in Sept /Oct of same year at 485k and sold march 2005 for the 575k. So What? Going back pre 2003 is hugely meaningful as to what appreciation would be wiped out even compared to 2004. Going from 2003 to 1997 has similiar effect. That should be clear. Going from peak back to 1997 we are talking serious drama as well as horrendous consequences to “equity”.ParticipantCounselor,
It seems pretty clear that using years is fairly useful in a broad sort of way.Perhaps that is assuming too much? It might depend on how familiar one is with the past appreciation and what ones goals are.I very clearly pointed out that 2004 was a year of tremendous change from jan-dec. If you want to make intra year comparisions of specific properties that seems like a different topic to me. I can give you an example of a listing that would have sold for 575k in a day in July 04, didn’t get a nibble in Sept /Oct of same year at 485k and sold march 2005 for the 575k. So What? Going back pre 2003 is hugely meaningful as to what appreciation would be wiped out even compared to 2004. Going from 2003 to 1997 has similiar effect. That should be clear. Going from peak back to 1997 we are talking serious drama as well as horrendous consequences to “equity”.ParticipantHomes and shacks in areas like city hts,logan heights encanto, lemon grove, north park, normal hts ect. appreciated enormously compared to any value I can see in them, so much so that a much better house in clairmnont, poway,san carlos or other similiar established middle class area was only a little more expensive. The first list should get slammed just because it shouldn’t be priced anywhere near better areas with a better mix of decent housing stock.
ParticipantHomes and shacks in areas like city hts,logan heights encanto, lemon grove, north park, normal hts ect. appreciated enormously compared to any value I can see in them, so much so that a much better house in clairmnont, poway,san carlos or other similiar established middle class area was only a little more expensive. The first list should get slammed just because it shouldn’t be priced anywhere near better areas with a better mix of decent housing stock.
ParticipantHow much did houses appreciate in SD after 2004? 2004 was a big year so Jan is different than Dec. After the end of 2004. I don’t really see anything going up that much comparing like to like situations. Keep in mind that a 10% appreciation through 2005-2006 in dollars was the same as 20-25% appreciation in 2003.Maybe in the neighborhoods you guys are watching prices sky rocketed in 2005-2006? I hope our ideas of prices is not contaminated by zestimates and the median too much.I sold my last property march 2005 for $575k and zestimated it later that year at around 675K.There is no way it would have ever sold for more than 600K.From my perspective reverting to 2004 is “soft landing”. .It is definitely not a return to “fundamentals” or “affordability”. 2001-2002 is somewhere in between the super bulls(1997) and the super safe bulls(2004). Its just that 2001-2002 prices would already reflect up to 50% off in so many areas and I think that is a number that is hard to accept. I am trying though!
ParticipantHow much did houses appreciate in SD after 2004? 2004 was a big year so Jan is different than Dec. After the end of 2004. I don’t really see anything going up that much comparing like to like situations. Keep in mind that a 10% appreciation through 2005-2006 in dollars was the same as 20-25% appreciation in 2003.Maybe in the neighborhoods you guys are watching prices sky rocketed in 2005-2006? I hope our ideas of prices is not contaminated by zestimates and the median too much.I sold my last property march 2005 for $575k and zestimated it later that year at around 675K.There is no way it would have ever sold for more than 600K.From my perspective reverting to 2004 is “soft landing”. .It is definitely not a return to “fundamentals” or “affordability”. 2001-2002 is somewhere in between the super bulls(1997) and the super safe bulls(2004). Its just that 2001-2002 prices would already reflect up to 50% off in so many areas and I think that is a number that is hard to accept. I am trying though!
ParticipantSDR,
My guess is he just shot himself in the foot.Loan costs are going eat him alive. Commission on the way out?I knew that puchase didn’t pencil out,all sweat no equity in lemon grove. There is no safety net at all. I have a client who wants to flip something. Even if he goes fsbo to sell it, which I recommend he try,in the end there just isn’t much I can do for him.I am telling him he has to have a decent rental scenario behind him so he can at least hold ground. Seems wise to scope out properties in summer/fall and buy in DEC./Jan then have it back on the market in Feb/March FSBO,for a flip attempt in a depreciating market.Not that I recommending doing it.ParticipantSDR,
My guess is he just shot himself in the foot.Loan costs are going eat him alive. Commission on the way out?I knew that puchase didn’t pencil out,all sweat no equity in lemon grove. There is no safety net at all. I have a client who wants to flip something. Even if he goes fsbo to sell it, which I recommend he try,in the end there just isn’t much I can do for him.I am telling him he has to have a decent rental scenario behind him so he can at least hold ground. Seems wise to scope out properties in summer/fall and buy in DEC./Jan then have it back on the market in Feb/March FSBO,for a flip attempt in a depreciating market.Not that I recommending doing it. -
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